ÉmiratExpatSanté, your cover in the United Arab Emirates
A health plan for people working and living in the United Arab Emirates: compliant with local regulations, with full direct billing locally and reimbursement of up to 100% of your actual costs in France.
Locally approved cover, comprehensive protection in France
In the Emirates, the law requires certified local health insurance to obtain and renew your visa. ÉmiratExpatSanté meets this requirement while maintaining the standard of care expected by a French expatriate.
Full direct billing
Your care is paid for directly at facilities within the network, with no upfront payment or reimbursement delays.
Assistance and repatriation
Medical repatriation assistance is included worldwide, at no extra cost on top of your basic cover.
A certified product
The policy is certified by Dubai Insurance Company and recognised for both obtaining and renewing a visa.
One policy for the Emirates and France
How the policy works
ÉmiratExpatSanté is a unique health product developed with the CFE. Through this partnership, you benefit from cover of up to 100% of actual costs and access to care without a waiting period from your policy's start date.
- Local cover that complies with Emirati legislation
- Immediate entitlement to benefits, with no waiting period
- Your care covered in the Emirates and during return visits to France
With the Caisse des Français de l'Étranger
ÉmiratExpatSanté is a policy offered in partnership with the CFE, dedicated to French nationals living in the United Arab Emirates and meeting their local insurance obligations.
- You maintain your affiliation with the French scheme through the CFE
- A single enrolment meets local requirements and covers your care in France
- A single careXpat contact for your administrative needs
Benefits and additional cover
Health benefits
- Several levels of cover, from the regulatory minimum to premium protection
- Reimbursement of up to 100% of actual costs
- Optional optical and dental cover, depending on the chosen level
- Medical and hospital guidance, with direct payment for planned hospitalisation
- Medical transport and repatriation included worldwide
Protection benefits and services
- Lump-sum death benefit, doubled in the event of an accident, for employees and non-employees
- Daily allowances supplementing the CFE for employees
- Legal assistance and practical local information
- Emergency messaging and personal assistance services
- Help preparing and submitting your administrative documents
Your ÉmiratExpatSanté quote
Tell us about your plans, household and contact details: a careXpat adviser will call you back within 24 hours with your premium and a level of cover suited to your situation in the Emirates.
Frequently asked questions
Is this insurance valid for my visa?
Is there a waiting period?
How does direct billing work locally?
Am I covered when I return to France?
Is repatriation assistance included?
Can my family be covered?
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