As soon as your employees cross borders, social security is no longer enough. As a broker specialising in international mobility, careXpat assesses, selects and implements tailored group cover to support your regulatory compliance.
As soon as an employee travels abroad, the legal framework applies to the company. Three obligations define your responsibility as an employer and bind your company from the first day of the assignment.
Employers must take the necessary measures to ensure their workers' safety and protect their health, both in France and abroad. Failure to do so may give rise to civil and criminal liability for inexcusable fault.
In the event of a serious accident or critical medical emergency, employers are required to arrange and fund medically assisted repatriation for their staff. Without a robust assistance policy, these costs can severely affect a business.
Many host countries require a private health insurance certificate meeting local criteria before granting work visas. This is essential to maintain your teams' legal residence status.
My family and I are covered by careXpat through my employer, and I am very happy with their remarkably efficient, fast and straightforward solutions and processes.
careXpat has provided exactly the support we needed for our healthcare costs abroad, which can sometimes be a real challenge.
It is a pleasure to work with experts who understand the complexities of American health insurance and work for their members to find the best protection at the best price.
My only regret is not having worked with careXpat sooner. A wonderful team and excellent service.
A very positive enrolment experience: quick, smooth and transparent. I was pleasantly surprised by how easy everything was.
Thank you for your professionalism!
The employee remains bound by their French employment contract and affiliated with the general French social security scheme. This is a temporary, regulated arrangement subject to bilateral agreements between France and the host country.
Two employees based in Dubai or three hundred across four continents: the policy, governance and level of support require different approaches.
Responsiveness and cost control. Packaged plans with no minimum group size.
Harmonised schemes and centralised management of an international mobility policy.
Business trips and short assignments, without adding to your HR team's workload.
Tailored limits of up to €1.5 to €2 million per beneficiary, worldwide.
Lump-sum death benefit, children's education benefits, spouse's benefits and income protection.
Cover for GPs, specialists, medication, laboratory tests and radiology.
Direct payment of hospital costs, with no upfront payment by the employee.
Optional benefits that make a real difference in attracting and retaining talent.
Immediate medical care, helping reduce absence from work.
Each policy is tailored to your workforce and destinations.
Build my coverRelying solely on the host country's healthcare system puts your employees at risk and exposes you to liability as an employer. Here is what changes in practice.
Unsure which option is right for your destinations?
Request a review of my situationOur specialist business insurance advisers carry out a thorough comparative assessment of your risks and offer a free review of your existing policies, aligning your cover with your legal obligations.
