Santexpat becomes careXpat
International health insurance, designed for expatriates

International health insurance,
designed for expatriates

A leading digital platform, careXpat helps expatriates, digital nomads and companies choose their international health insurance. Our independent team helps you understand, compare and select the best solutions on the market, with a personal approach to support before, during and after your move.

Personal support abroad

Choosing international health insurance can quickly become complex. Benefits vary between insurers, levels of cover are difficult to compare, and it is not always easy to know which solution truly fits your situation.

To meet this need, careXpat supports expatriates, international workers and companies in choosing their health insurance abroad. Independent of insurers, we analyse plans across the market and help you find cover best suited to your plans and country of residence.

Personal support abroad
Our vision and mission

Helping everyone take back control of their health

At careXpat, our ambition is to make international health insurance clearer and more accessible for expatriates worldwide. We aim to be a trusted partner throughout their healthcare journey abroad.

Our mission is to turn insurance, often seen as complex, into a simple and informed choice. By providing clarity, transparent comparisons and personal support, we help everyone make the right decisions for their health, wherever life takes them.

Caisse des Français de l'Étranger
ChooseMyCompany
La French Tech Grand Paris
Business France
They trust us

careXpat already supports thousands of expatriates

★ ★ ★ ★ ★

Excellent accompagnement de la part de Raphael.

S
Sophia ALBIK
★ ★ ★ ★ ★

Super service, suivi end to end. Merci à la team Santé Expat

C
Clementine Marie
★ ★ ★ ★ ★

really good health insurance contracts & options

T
Térence
★ ★ ★ ★ ★

A great experience using this aggregator platform. I was able to find a health insurance provider best suited for my situation. I ...

D
Daniel Atonge
★ ★ ★ ★ ★

Rapid response, available to answer questions.

G
Gabriela SANTANA
★ ★ ★ ★ ★

Great assistance from Nicolas. Thanks Nicolas !

Y
Yann
★ ★ ★ ★ ★

Easy to do online

D
David NELSON
★ ★ ★ ★ ★

Very helpful, answered all my questions, and are always available

M
Mali
★ ★ ★ ★ ★

Exècrent suivi de la part d’Alexandre.

A
Alain Blanquart
★ ★ ★ ★ ★

My point of contact at Santexpat, Vicky LICI, was helpful and very reactive to my questions. She helped me find the best option fo...

H
Hugo Brunet
★ ★ ★ ★ ★

Helpful advice

C
Clara
★ ★ ★ ★ ★

Really helpful!

J
Juliette
★ ★ ★ ★ ★

Excellent service

T
Thomas P
★ ★ ★ ★ ★

Excellent service, very quick and very good advice. Highly recommended !

O
Olfa Terras
★ ★ ★ ★ ★

Very knowledgeable and helpful. I truly appreciated their services which helped me navigate through all the possibilities and get ...

D
Dahita
★ ★ ★ ★ ★

Très bon service

A
Anais FAVRE
★ ★ ★ ★ ★

Excellent support

D
DP L
★ ★ ★ ★ ★

Great experience, the policy enrollment was super efficient Vicky was very helpful and available for more than an 1 hour to comple...

A
Ahmed
★ ★ ★ ★ ★

Vicky was very helpful and professional. She was very quick to answer any questions and really went above and beyond to find the b...

C
Cecily L
★ ★ ★ ★ ★

Tres bon support

A
Adrien AUROUSSEAU
★ ★ ★ ★ ★

Excellent accompagnement de la part de Raphael.

S
Sophia ALBIK
★ ★ ★ ★ ★

Super service, suivi end to end. Merci à la team Santé Expat

C
Clementine Marie
★ ★ ★ ★ ★

really good health insurance contracts & options

T
Térence
★ ★ ★ ★ ★

A great experience using this aggregator platform. I was able to find a health insurance provider best suited for my situation. I ...

D
Daniel Atonge
★ ★ ★ ★ ★

Rapid response, available to answer questions.

G
Gabriela SANTANA
★ ★ ★ ★ ★

Great assistance from Nicolas. Thanks Nicolas !

Y
Yann
★ ★ ★ ★ ★

Easy to do online

D
David NELSON
★ ★ ★ ★ ★

Very helpful, answered all my questions, and are always available

M
Mali
★ ★ ★ ★ ★

Exècrent suivi de la part d’Alexandre.

A
Alain Blanquart
★ ★ ★ ★ ★

My point of contact at Santexpat, Vicky LICI, was helpful and very reactive to my questions. She helped me find the best option fo...

H
Hugo Brunet
★ ★ ★ ★ ★

Helpful advice

C
Clara
★ ★ ★ ★ ★

Really helpful!

J
Juliette
★ ★ ★ ★ ★

Excellent service

T
Thomas P
★ ★ ★ ★ ★

Excellent service, very quick and very good advice. Highly recommended !

O
Olfa Terras
★ ★ ★ ★ ★

Very knowledgeable and helpful. I truly appreciated their services which helped me navigate through all the possibilities and get ...

D
Dahita
★ ★ ★ ★ ★

Très bon service

A
Anais FAVRE
★ ★ ★ ★ ★

Excellent support

D
DP L
★ ★ ★ ★ ★

Great experience, the policy enrollment was super efficient Vicky was very helpful and available for more than an 1 hour to comple...

A
Ahmed
★ ★ ★ ★ ★

Vicky was very helpful and professional. She was very quick to answer any questions and really went above and beyond to find the b...

C
Cecily L
★ ★ ★ ★ ★

Tres bon support

A
Adrien AUROUSSEAU
The team

A committed team by your side

Jean-Christophe PANDOLFI

Jean-Christophe PANDOLFI

CEO & Founder
Raphaël LE BARS

Raphaël LE BARS

Chief Revenue Officer
Henri CHAPRON

Henri CHAPRON

CFO
Simon GRASSET

Simon GRASSET

CTO
Margaux DUPRAT

Margaux DUPRAT

Chief Marketing, Communications, and Cross-Functional Operations Officer
Marine DAUL MERNIER

Marine DAUL MERNIER

Chief Operating Officer
Charlotte ROY

Charlotte ROY

Chief of Staff
Matteo PELLONI

Matteo PELLONI

Product & Data Manager
Fabien LEMAITRE

Fabien LEMAITRE

Dev Front-end
Ludivine OLIVIER

Ludivine OLIVIER

Customer Success Advisor
Fatéma EL YAACOUBI

Fatéma EL YAACOUBI

Customer Success Advisor
Vicky LICI

Vicky LICI

Customer Care Advisor
Marion CAZADE

Marion CAZADE

Customer Care Advisor
Cadfael PLANCHON

Cadfael PLANCHON

International Healthcare Advisor
Nicolas MEAS

Nicolas MEAS

International Healthcare Advisor
Margot PETRINI

Margot PETRINI

International Healthcare Advisor
Xavier GESNOUIN

Xavier GESNOUIN

Representative for International Affairs
Pénélope PINETTE

Pénélope PINETTE

International Partnership Assistant
Philippe PINELLI

Philippe PINELLI

International Healthcare Assistant
Hugues LAINÉ-BATAILLE

Hugues LAINÉ-BATAILLE

Communication Assistant
Emma COIFFIER

Emma COIFFIER

Accounting & Compliance Assistant

We put people first

At careXpat, we believe international health insurance should serve people first. Our mission is to support expatriates and companies with clarity, transparency and expertise.

Every member of our team shares the same goal: making health insurance easier to understand and helping everyone make the right choices for their protection abroad.

The causes careXpat supports and their impact beyond insurance:

  • The organisations and initiatives we support
  • Why these causes matter to us
  • The types of support provided: financial, operational or awareness-raising
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We put people first
Real values, practical action

Real values,
practical action

The organisations and initiatives we support

The organisations and initiatives we support

Our commitment goes beyond international health insurance. We support initiatives that take practical action to protect people, improve access to care and encourage prevention.

Why these causes matter to us

Why these causes matter to us

Making healthcare more accessible abroad is part of our mission. Supporting charitable initiatives is a practical way to extend this commitment and contribute positively beyond our business activities.

The support we provide: financial and operational

The support we provide: financial and operational

We support these initiatives in several ways: financial contributions, raising awareness and operational assistance. The aim is simple: to help projects that make a real, lasting difference.

Odyssée
Our commitment to the health of expatriate women affected by violence

At careXpat, women's health abroad is one of our strongest commitments. Every day, we support women living far from their home country, sometimes isolated, sometimes vulnerable. Some face extremely serious situations, particularly when domestic or family violence means they need urgent repatriation.

Because no one should have to forgo essential care for financial reasons, we are now launching a non-profit organisation dedicated to these women.

Through close collaboration with Malakoff Humanis, we can now provide immediate cover during the waiting period (3 months) usually required before rejoining French social security. In practical terms, women repatriated following violence will be able to receive medical care as soon as they arrive, without waiting, delays or barriers.

This cause is deeply important to us. Protecting the health of French women abroad means defending their dignity, safety and fundamental right to access healthcare.

The Tremplin service: a new beginning

Because people are at the heart of our mission, careXpat is partnering with the Malakoff Humanis action fund to support women facing a difficult return home. With the Tremplin service, we offer more than insurance: we provide support to women affected by domestic violence when they are repatriated.

Returning to France should be a new beginning, free from obstacles:

  • No waiting period: We provide immediate cover during the 3-month wait for French social security. Your health cannot wait.
  • Immediate support: To help restore emotional stability on arrival, the programme includes emergency psychological support.
  • Someone by your side: In the most complex situations, a dedicated case manager supports you step by step as you build a lasting new life.
  • Full solidarity: This service is available without medical underwriting, with premiums paid in full by careXpat.

Our aim is to turn a vulnerable return into a real stepping stone towards independence and renewed confidence. We are here to support you.

The Sorority / Save You
Extending solidarity: careXpat supports Save You (The SORORITY Foundation)

Because women's safety should know no borders, careXpat is proud to actively support Save You, The SORORITY Foundation's emergency service. As part of our commitment with the Odyssée association, we provide funding to make their overseas visits possible, as recently in Colombia and the United States, to build local support networks for women at risk.

Our role as a Healthcare Advocate goes further... We work closely together to amplify their voice, actively helping share their messages and protection tools with the expatriate community.

Protecting, raising awareness and taking action locally: together, we work to ensure no woman feels alone, even on the other side of the world.

B Corp certification
More than a broker: a B Corp certified business making a positive impact

At careXpat, we believe success is measured not only by growth, but also by the positive difference we make in the world. As a B Corp certified company, we are part of a global movement of businesses using their strength for the common good. For us, 'Care' is more than a name: it is an ethical commitment.

  • Upholding the standards of French Care:
  • Transparency: We make the complex clear. Being B Corp certified means offering complete honesty about our plans and exemplary governance. No jargon or pretence.
  • Social commitment: Through our Odyssée association and partnerships with Save You and Malakoff Humanis, we protect the most vulnerable. Our work goes beyond covering risks to protecting lives.
  • Environmental responsibility: We improve our practices to reduce our footprint and protect the planet you explore.

B Corp certification demonstrates that the ambition of a growing business can go hand in hand with a strong sense of social responsibility. Worldwide, we work towards a fairer, more sustainable future. We are here to care for you, and for tomorrow.

The support we provide: financial and operational