How do I choose the best international travel insurance?
A business assignment, a road trip with friends or a family holiday: whenever you plan a short stay abroad, travel insurance is essential. careXpat compares the best plans to protect your budget and give you peace of mind.
Adventure inspires; preparation protects
Adventure is appealing, but thorough preparation is essential to make the most of your stay abroad. International travel insurance protects you against unexpected events during your trip: flight cancellations, lost baggage or medical emergencies.
Choosing a comprehensive policy suited to your needs is the best way to protect your budget and ensure peace of mind throughout your trip.
What does international travel insurance cover?
High-quality medical assistance
In the event of illness or injury, immediate cover for your medical care and hospital costs. A health problem should not use up your savings in a few hours.
Repatriation assistance
If your health requires it, full cover for medically assisted transport to the most suitable hospital or your home country.
Lost or stolen baggage
Your personal belongings are protected during transport, depending on the chosen plan.
Personal liability abroad
An essential benefit covering legal or compensation costs if you unintentionally cause harm to a third party.
Cancellation and curtailment
Reimbursement of costs incurred (tickets, accommodation) if a major unexpected event forces you to cancel.
Teleconsultations in French
A French-speaking doctor available 24/7, without a language barrier.
Your benefits at a glance
- Emergency hospitalisation
- 100% of actual costs
- GP and specialist consultations
- 100% of actual costs
- Medication, laboratory tests and medical imaging
- 100% of actual costs
- Assistance and medical repatriation
- 100% of actual costs
- Personal liability (private life abroad)
- Included
- Personal belongings and baggage
- Included
- Legal assistance and bail
- Included
- Direct billing for hospital care (worldwide)
- Included, with no upfront payment
- Medical teleconsultations in French
- Included, available 24/7
Benefits depend on the chosen plan. Policies selected by careXpat include cover for long stays of up to 12 months (round-the-world trips, digital nomads).
Is my bank card insurance a good alternative?
Bank card insurance
- Cancellation
- Valid only if the stay has been paid for in full with the card.
- Medical
- Basic assistance: initial routine care covered, with very limited caps.
- Repatriation
- Often included, subject to the sole approval of the card's medical service.
International travel insurance
- Cancellation
- Reimbursement of costs incurred, regardless of payment method.
- Medical
- Hospitalisation and care at 100% of actual costs, with limits suited to expensive destinations.
- Repatriation
- Full cover, an independent medical decision and 24/7 assistance.
Going without dedicated insurance remains a risk. Bank card limits, often subject to high deductibles, can quickly prove insufficient where private healthcare is very expensive (United States, Canada, Singapore). For complete peace of mind when travelling, a dedicated international travel insurance policy remains the only fully reassuring option.
Protection designed for every traveller
Families: protecting adults and children
Comprehensive benefits to protect parents and children, with reassuring everyday assistance from the first to the last day of your stay.
- Cover for the whole family under one policy
- 24/7 paediatric teleconsultations in French
- Cancellation costs reimbursed for a major unexpected family event
Pandemics and quarantines: always covered
Because insurance should be a source of support, our solutions adapt to today's realities. Policies selected by careXpat systematically include medical expenses related to pandemics or exceptional events.
Between €3 and €10 per day, depending on your trip
Short stay in Europe
Comprehensive cover for a holiday or trip within Europe.
Asia, Oceania, Latin America
The right balance for a road trip or round-the-world journey, for up to 12 months.
USA · Canada · Singapore
Limits suited to destinations where private healthcare is most expensive.
Ready to plan your stay?
Do not let an unexpected event spoil your time abroad. In a few clicks, compare the best plans on the market, get a transparent price and take out cover that suits you.
