{"id":31354,"date":"2026-07-20T09:00:57","date_gmt":"2026-07-20T07:00:57","guid":{"rendered":"https:\/\/carexpat.com\/blog\/?p=31354"},"modified":"2026-07-29T09:14:23","modified_gmt":"2026-07-29T07:14:23","slug":"moving-to-montreal-in-2026-the-complete-guide-health-housing-administrative-procedures","status":"publish","type":"post","link":"https:\/\/carexpat.com\/blog\/en\/moving-to-montreal-in-2026-the-complete-guide-health-housing-administrative-procedures\/","title":{"rendered":"Moving to Montreal in 2026: The Complete Guide (Health, Housing, Administrative Procedures)"},"content":{"rendered":"\r\n<p class=\"wp-block-paragraph\">Montreal continues to be the North American El Dorado for French-speaking students and professionals. It is a metropolis recognized worldwide for its quality of life, cosmopolitan atmosphere, and economic vitality. However, moving to Canada in 2026 requires boldness and meticulous planning.<\/p>\r\n<p>Between local inflation, extreme pressure in the real estate market, and a public healthcare system undergoing major changes, planning ahead is the key to your success. At careXpat, we\u2019ve made excellence our standard to support you. Discover our comprehensive guide to helping you settle into your new life in Quebec.<\/p>\r\n<h3><b>1. Le syst\u00e8me de sant\u00e9 au Qu\u00e9bec : ce qui vous attend vraiment en 2026<\/b><\/h3>\r\n<p>It&rsquo;s common to think that the <a href=\"https:\/\/carexpat.com\/blog\/comment-fonctionne-lassurance-maladie-au-canada\/\">Canadian healthcare system<\/a> is similar to the French model. This is a common misconception that could put your budget at risk!<\/p>\r\n<p>The RAMQ: Basic Coverage with Strict Limits<\/p>\r\n<p>If you are a French citizen, <a href=\"https:\/\/carexpat.com\/blog\/assurance-maladie-canada\/\">you are eligible for coverage under the R\u00e9gie de l&rsquo;assurance maladie du Qu\u00e9bec<\/a> (RAMQ) through a bilateral agreement with the French national health insurance system. To do so, you must request a specific form from the CPAM before your departure and then register as soon as you arrive in Montreal.<\/p>\r\n<p>However, this public system has serious shortcomings:<\/p>\r\n<ul>\r\n<li>Les soins non couverts : La RAMQ ne prend en charge aucune d\u00e9pense li\u00e9e aux soins dentaires, \u00e0 l&rsquo;optique ou aux psychologues en cabinet priv\u00e9.<\/li>\r\n<\/ul>\r\n<ul>\r\n<li>La crise de l&rsquo;acc\u00e8s aux soins : Trouver un m\u00e9decin de famille est un d\u00e9fi majeur. Vous devrez souvent passer par le GAP (Guichet d&rsquo;acc\u00e8s \u00e0 la premi\u00e8re ligne) en appelant le 811 pour \u00eatre orient\u00e9, avec des d\u00e9lais parfois d\u00e9courageants.<\/li>\r\n<\/ul>\r\n<ul>\r\n<li>Le co\u00fbt du secteur priv\u00e9 : Face \u00e0 la p\u00e9nurie de sp\u00e9cialistes, de nombreux patients se dirigent vers la t\u00e9l\u00e9m\u00e9decine priv\u00e9e ou des cliniques non couvertes par la RAMQ.<\/li>\r\n<\/ul>\r\n<p>International Health Insurance: Choosing Excellence<\/p>\r\n<p>Given these limitations, taking out private health insurance in Quebec with careXpat has become an essential step. Here\u2019s how our solutions compare to the local health plan to ensure your peace of mind:<b><br \/><br \/><\/b><\/p>\r\n<table>\r\n<tbody>\r\n<tr>\r\n<td>\r\n<p><b>Analysis Criteria<\/b><\/p>\r\n<\/td>\r\n<td>\r\n<p><b>Public Health Insurance Plan (RAMQ)<\/b><\/p>\r\n<\/td>\r\n<td>\r\n<p><b>careXpat Solution<\/b><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><b>Routine Care &amp; Hospitalization<\/b><\/p>\r\n<\/td>\r\n<td>\r\n<p><b>Covered by the public health system (long wait times).<\/b><\/p>\r\n<\/td>\r\n<td>\r\n<p><b>Covered from the very first dollar, with fast access to the private network.<\/b><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><b>Dental, Vision Care &amp; Paramedical<\/b><\/p>\r\n<\/td>\r\n<td>\r\n<p><b>Not covered.<\/b><\/p>\r\n<\/td>\r\n<td>\r\n<p><b>Personalized support based on your contract.<\/b><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><b>Access to Doctors<\/b><\/p>\r\n<\/td>\r\n<td>\r\n<p><b><i>Walk-in clinics<\/i><\/b><b>, long wait times.<\/b><\/p>\r\n<\/td>\r\n<td>\r\n<p><b>24\/7 telemedicine included.<\/b><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><b>Mental Health<\/b><\/p>\r\n<\/td>\r\n<td>\r\n<p><b>Very limited audience.<\/b><\/p>\r\n<\/td>\r\n<td>\r\n<p><b>Online psychological consultations in your language.<\/b><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><b>Assistance and Repatriation<\/b><\/p>\r\n<\/td>\r\n<td>\r\n<p><b>Not covered.<\/b><\/p>\r\n<\/td>\r\n<td>\r\n<p><b>Medical evacuation included in case of an emergency.<\/b><\/p>\r\n<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<h3>\u00a0<\/h3>\r\n<h3><b><br \/>2. D\u00e9jouer la crise du logement montr\u00e9alais avec <\/b><strong><em><a href=\"https:\/\/movaway.fr\/\">Movaway<\/a><\/em><\/strong><\/h3>\r\n<p>Once your health is fully taken care of, the second major challenge awaits you: finding your future home. Choosing the right neighborhood is a strategic decision that will shape your lifestyle and your budget.<\/p>\r\n<p>Which neighborhood should you choose in Montreal?<\/p>\r\n<ul>\r\n<li>C\u00f4te-des-Neiges : L&rsquo;ambiance \u00ab\u00a0campus en pleine ville\u00a0\u00bb, id\u00e9al pour les \u00e9tudiants avec des loyers encore accessibles.<\/li>\r\n<\/ul>\r\n<ul>\r\n<li>Le Plateau-Mont-Royal : Le repaire des expatri\u00e9s fran\u00e7ais. Un secteur tr\u00e8s pris\u00e9 pour son atmosph\u00e8re <i>chill<\/i> et alternative.<\/li>\r\n<\/ul>\r\n<ul>\r\n<li>Downtown (Centre-ville) : Parfait pour ceux qui recherchent une effervescence tr\u00e8s nord-am\u00e9ricaine fa\u00e7on Manhattan, avec un budget plus \u00e9lev\u00e9.<\/li>\r\n<\/ul>\r\n<ul>\r\n<li>Saint-Henri : Un quartier en pleine mutation, proche du canal Lachine, id\u00e9al pour les amoureux de nature urbaine.<\/li>\r\n<\/ul>\r\n<ul>\r\n<li>Papineau : Le quartier strat\u00e9gique par excellence, id\u00e9alement situ\u00e9, qui vous donne un acc\u00e8s rapide \u00e0 tout Montr\u00e9al.<\/li>\r\n<\/ul>\r\n<p>Movaway&rsquo;s expertise in avoiding pitfalls<\/p>\r\n<p>In 2026, looking for an apartment from France is a process fraught with obstacles. Also, did you know that landlords in Quebec are strictly prohibited from requiring a security deposit?<\/p>\r\n<p>To avoid scams and fraudulent listings, the best strategy is to rely on real estate experts like <a href=\"https:\/\/movaway.fr\/\">Movaway<\/a>. A verified property inventory, a budget you can control (with utilities often included), and no local requirements (such as a guarantor or Canadian pay stubs).<\/p>\r\n<p>But where <a href=\"https:\/\/movaway.fr\/\"><strong>Movaway<\/strong><\/a> truly sets itself apart from other search platforms is in its top-notch support. By choosing Movaway, you\u2019re opting for:<\/p>\r\n<ul>\r\n<li>Un accompagnement humain : C\u2019est leur grand point fort. Derri\u00e8re chaque recherche se trouve un conseiller qui vous est d\u00e9di\u00e9. Pas de chatbot insupportable ou d\u2019IA qui tourne en rond, mais un v\u00e9ritable humain qui prend le temps de r\u00e9pondre \u00e0 vos questions et vous accompagne de A \u00e0 Z.<\/li>\r\n<\/ul>\r\n<ul>\r\n<li>Un accompagnement simplifi\u00e9 : Vous cliquez, vous \u00e9changez, et ils g\u00e8rent le reste. Vous n\u2019aurez plus qu\u2019\u00e0 valider et signer. Finies les proc\u00e9dures \u00e0 rallonge et les dizaines de documents \u00e0 remplir seul. De la recherche au paiement, tout est fluide et efficace.<\/li>\r\n<li>Un accompagnement s\u00e9curis\u00e9 : <a href=\"https:\/\/movaway.fr\/\">Movaway<\/a> visite et v\u00e9rifie physiquement chaque logement propos\u00e9. Connaissant parfaitement le march\u00e9 local et la l\u00e9gislation, ils vous garantissent une location sans mauvaise surprise, pour une s\u00e9r\u00e9nit\u00e9 absolue.<\/li>\r\n<\/ul>\r\n<p class=\"p1\"><\/p>\r\n<p class=\"p2\"><b>carexpat.com, the new way to<br \/>get insurance abroad<\/b><\/p>\r\n<p class=\"p1\"><\/p>\r\n<p class=\"p2\"><b>1. Best Prices<\/b><\/p>\r\n<ul class=\"ul1\">\r\n<li class=\"li1\">\u00a0\u00a0Sans surco\u00fbt sur les tarifs assureurs,<br \/>\u00a0\u00a0nous comparons + de 300 offres d&rsquo;assurance<\/li>\r\n<\/ul>\r\n<p class=\"p1\"><\/p>\r\n<p class=\"p2\"><b>2. Simplicity<\/b><\/p>\r\n<ul class=\"ul1\">\r\n<li class=\"li1\">\u00a0\u00a0Un parcours simple pour s\u00e9lectionner votre<br \/>\u00a0\u00a0solution en quelques clics<\/li>\r\n<\/ul>\r\n<p class=\"p1\"><\/p>\r\n<p class=\"p2\"><b>3. Support<\/b><\/p>\r\n<ul class=\"ul1\">\r\n<li class=\"li1\">\u00a0\u00a0Nos conseillers sont l\u00e0 pour un<br \/>\u00a0\u00a0accompagnement 100% personnalis\u00e9<\/li>\r\n<\/ul>\r\n<p class=\"p1\"><\/p>\r\n<h3><b>3. Budget, Transports et Vie Locale : nos conseils d&rsquo;experts<\/b><\/h3>\r\n<p>Settling into life in Montreal also means learning the ins and outs of daily life and picking up some money-saving tips.<\/p>\r\n<p>Getting Around Easily<\/p>\r\n<p>As soon as you arrive, be sure to get an OPUS electronic card. It\u2019s essential and allows you to load credits for the metro, buses, and the new REM. Good news for students: there\u2019s a very affordable reduced-rate fare available, provided you\u2019re enrolled full-time at an accredited institution. Once the weather warms up, don\u2019t hesitate to use BIXI, the city\u2019s famous bike-sharing system.<\/p>\r\n<p>How to Optimize Your Grocery and Meal Budget<\/p>\r\n<p>Food inflation is affecting Canada. Here are a few tips to help you stay on top of your budget:<\/p>\r\n<ul>\r\n<li>Privil\u00e9giez les supermarch\u00e9s abordables comme Super C, Maxi ou Walmart plut\u00f4t que les enseignes haut de gamme (IGA, Metro).<\/li>\r\n<\/ul>\r\n<ul>\r\n<li>T\u00e9l\u00e9chargez les applications anti-gaspillage tr\u00e8s populaires \u00e0 Montr\u00e9al : Too Good To Go, Flashfood ou FoodHero.<\/li>\r\n<\/ul>\r\n<ul>\r\n<li>N\u2019h\u00e9sitez pas \u00e0 tester la nourriture internationale (notamment asiatique ou latino-am\u00e9ricaine), souvent r\u00e9put\u00e9e moins on\u00e9reuse et excellente.<\/li>\r\n<\/ul>\r\n<ul>\r\n<li>Pour les \u00e9tudiants, foncez dans les food courts universitaires qui proposent des repas complets \u00e0 des prix imbattables.<\/li>\r\n<\/ul>\r\n<p>Embrace the local culture<\/p>\r\n<p>Although French-speaking, Quebec has its own customs:<\/p>\r\n<ul>\r\n<li>Le pourboire est obligatoire : Au restaurant ou au bar, pr\u00e9voyez toujours d&rsquo;ajouter environ 15 % \u00e0 la note (avant taxes).<\/li>\r\n<\/ul>\r\n<ul>\r\n<li>Le tutoiement est la norme : Ne soyez pas surpris si l&rsquo;on vous tutoie d&#8217;embl\u00e9e dans les commerces, c&rsquo;est une marque de convivialit\u00e9.<\/li>\r\n<\/ul>\r\n<ul>\r\n<li>Le vocabulaire : Vous apprendrez vite qu&rsquo;ici, on ne fait pas de shopping mais on <i>magasine<\/i>, on ne conduit pas une voiture mais un <i>char<\/i>, et on d\u00eene le midi pour <i>souper<\/i> le soir !<\/li>\r\n<\/ul>\r\n<h3><b>4. L&rsquo;essentiel des d\u00e9marches administratives<\/b><\/h3>\r\n<p>To ensure that your move is a complete success, here are the legal steps you must take before boarding your flight:<\/p>\r\n<p>Visas and Permits: If your stay exceeds 6 months, you must obtain a Quebec Acceptance Certificate (CAQ) as well as a permit (for study or work). Please note that these procedures are time-consuming and can take between 2 and 4 months. For shorter stays, a simple eTA (Electronic Travel Authorization) is sufficient.<\/p>\r\n<p>To submit your requests securely, please visit only the official government websites:<\/p>\r\n<ul>\r\n<li><a href=\"https:\/\/www.canada.ca\/fr\/immigration-refugies-citoyennete\/services\/etudier-canada\/permis-etudes\/presenter-demande.html\">Faire sa demande de permis d\u2019\u00e9tudes<\/a><\/li>\r\n<\/ul>\r\n<ul>\r\n<li><a href=\"https:\/\/www.quebec.ca\/education\/etudier-quebec\/demande-selection-temporaire\">Demander son CAQ (Gouvernement du Qu\u00e9bec)<\/a><\/li>\r\n<\/ul>\r\n<ul>\r\n<li><a href=\"https:\/\/www.canada.ca\/fr\/immigration-refugies-citoyennete\/services\/visiter-canada\/ave.html\">Solliciter une AVE (S\u00e9jours courts)<\/a><\/li>\r\n<\/ul>\r\n<p>Social Insurance Number (SIN): If you plan to work (even in a part-time student job), you\u2019ll need to apply for this 9-digit personal number through Service Canada as soon as you arrive. You can plan ahead and<a href=\"https:\/\/www.canada.ca\/fr\/emploi-developpement-social\/services\/numero-assurance-sociale\/demande.html\"> apply for your SIN directly online<\/a>.<\/p>\r\n<h3><b>Pr\u00eat \u00e0 vivre l&rsquo;exp\u00e9rience montr\u00e9alaise ?<\/b><\/h3>\r\n<p>Taking the big leap to Canada isn&rsquo;t something you can wing. By relying on trusted partners like Movaway for your housing and choosing the excellence of careXpat for your health insurance, you take back control of your move abroad.<\/p>\r\n<p><b>\ud83d\udc49 Take control of your healthcare budget: compare our plans and get a personalized quote at careXpat.com!<\/b><\/p>\r\n","protected":false},"excerpt":{"rendered":"<p>Montreal continues to be the North American El Dorado for French-speaking students and professionals. It is a metropolis recognized worldwide for its quality of life, cosmopolitan atmosphere, and economic vitality. However, moving to Canada in 2026 requires boldness and meticulous planning. Between local inflation, extreme pressure in the real estate market, and a public healthcare [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":31326,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[356],"tags":[385,326,323],"class_list":["post-31354","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lifestyle","tag-canada","tag-expat","tag-my-health-abroad"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Moving to Montreal in 2026<\/title>\n<meta name=\"description\" content=\"Check out the complete guide to successfully settling in Montreal in 2026. From healthcare and housing to administrative procedures...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/carexpat.com\/blog\/en\/moving-to-montreal-in-2026-the-complete-guide-health-housing-administrative-procedures\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Moving to Montreal in 2026\" \/>\n<meta property=\"og:description\" content=\"Check out the complete guide to successfully settling in Montreal in 2026. From healthcare and housing to administrative procedures...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/carexpat.com\/blog\/en\/moving-to-montreal-in-2026-the-complete-guide-health-housing-administrative-procedures\/\" \/>\n<meta property=\"og:site_name\" content=\"carexpat.com\/blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/carexpat.com\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-07-20T07:00:57+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-07-29T07:14:23+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2026\/07\/Montreal.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"2000\" \/>\n\t<meta property=\"og:image:height\" content=\"1200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Margaux DUPRAT\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Carexpat_fr\" \/>\n<meta name=\"twitter:site\" content=\"@Carexpat_fr\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Margaux DUPRAT\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/carexpat.com\\\/blog\\\/en\\\/moving-to-montreal-in-2026-the-complete-guide-health-housing-administrative-procedures\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/carexpat.com\\\/blog\\\/en\\\/moving-to-montreal-in-2026-the-complete-guide-health-housing-administrative-procedures\\\/\"},\"author\":{\"name\":\"Margaux DUPRAT\",\"@id\":\"https:\\\/\\\/carexpat.com\\\/blog\\\/#\\\/schema\\\/person\\\/5aa3b26d55ac4039eed5b43779fa2b1c\"},\"headline\":\"Moving to Montreal in 2026: The Complete Guide (Health, Housing, Administrative Procedures)\",\"datePublished\":\"2026-07-20T07:00:57+00:00\",\"dateModified\":\"2026-07-29T07:14:23+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/carexpat.com\\\/blog\\\/en\\\/moving-to-montreal-in-2026-the-complete-guide-health-housing-administrative-procedures\\\/\"},\"wordCount\":2293,\"publisher\":{\"@id\":\"https:\\\/\\\/carexpat.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/carexpat.com\\\/blog\\\/en\\\/moving-to-montreal-in-2026-the-complete-guide-health-housing-administrative-procedures\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/carexpat.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/Montreal.webp\",\"keywords\":[\"Canada\",\"Expat\",\"My health abroad\"],\"articleSection\":[\"Lifestyle\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/carexpat.com\\\/blog\\\/en\\\/moving-to-montreal-in-2026-the-complete-guide-health-housing-administrative-procedures\\\/\",\"url\":\"https:\\\/\\\/carexpat.com\\\/blog\\\/en\\\/moving-to-montreal-in-2026-the-complete-guide-health-housing-administrative-procedures\\\/\",\"name\":\"Moving to Montreal in 2026\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/carexpat.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/carexpat.com\\\/blog\\\/en\\\/moving-to-montreal-in-2026-the-complete-guide-health-housing-administrative-procedures\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/carexpat.com\\\/blog\\\/en\\\/moving-to-montreal-in-2026-the-complete-guide-health-housing-administrative-procedures\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/carexpat.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/Montreal.webp\",\"datePublished\":\"2026-07-20T07:00:57+00:00\",\"dateModified\":\"2026-07-29T07:14:23+00:00\",\"description\":\"Check out the complete guide to successfully settling in Montreal in 2026. 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