{"id":29662,"date":"2025-06-23T09:54:48","date_gmt":"2025-06-23T07:54:48","guid":{"rendered":"https:\/\/carexpat.com\/blog\/?p=29662"},"modified":"2026-07-10T20:09:37","modified_gmt":"2026-07-10T18:09:37","slug":"which-travel-insurance-for-australia-in-2026","status":"publish","type":"post","link":"https:\/\/carexpat.com\/blog\/en\/which-travel-insurance-for-australia-in-2026\/","title":{"rendered":"Which travel insurance for Australia in 2026?"},"content":{"rendered":"<!--?xml encoding=\"utf-8\" ?-->\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Going to Australia is a dream for many, whether for tourism, a PVT (Working Holiday Visa), study or expatriation. But before you pack your bags, it&rsquo;s essential to take out the right <strong>travel insurance<\/strong> for <strong>Australia<\/strong>. What&rsquo;s the point? Because medical costs are very high, and your French social security won&rsquo;t cover you abroad. Find out in this comprehensive guide how to choose the <a target=\"_blank\" href=\"https:\/\/carexpat.com\/blog\/en\/australia\/\" rel=\"noopener\">best <strong>health insurance in Australia<\/strong><\/a>, whether you&rsquo;re a tourist, a PVT student or an expatriate.<\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\"><strong>Why take out an international health insurance policy in Australia?<\/strong><\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Australia is renowned for its breathtaking scenery, but also for some of the world&rsquo;s most expensive medical costs:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>Consultation with a general practitioner: <strong>$80 to $120 AUD<\/strong><\/li>\r\n\r\n\r\n\r\n<li>Emergency visit: <strong>approximately $300 to $450 AUD<\/strong><\/li>\r\n\r\n\r\n\r\n<li>3-day hospital stay: <strong>up to $4,000 AUD<\/strong><\/li>\r\n\r\n\r\n\r\n<li>Radio or scanner: <strong>$500 AUD or more<\/strong><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Without the right <strong>health insurance in Australia<\/strong>, these expenses will be your responsibility. Good <strong>travel insurance in Australia<\/strong> covers not only your medical expenses, but also repatriation, third-party liability and emergency assistance.<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">However, <strong>there&rsquo;s no French public medical cover for you when you&rsquo;re there<\/strong>. In the event of a problem, you&rsquo;ll have to pay all the costs yourself, unless you have suitable travel or health insurance.<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">What&rsquo;s more, good insurance generally includes :<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>Reimbursement of <strong>medical and hospital expenses<\/strong><\/li>\r\n\r\n\r\n\r\n<li><strong>Civil liability abroad<\/strong><\/li>\r\n\r\n\r\n\r\n<li><strong>Medical repatriation<\/strong><\/li>\r\n\r\n\r\n\r\n<li><strong>Legal assistance<\/strong> and protection in the event of theft, delay or loss of baggage<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\r\n<p class=\"wp-block-paragraph\"><strong>What about Medicare? <\/strong>Medicare is the Australian public system. It does not cover the French, with some exceptions (citizens with permanent residency, or UK\/New Zealand nationals). You can&rsquo;t benefit from it on a PVT, student or tourist visa.<\/p>\r\n<\/blockquote>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\"><strong>Which PVT Australia insurance should I choose?<\/strong><\/h2>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\"><strong>Going on vacation or sightseeing<\/strong><\/h3>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">You can sometimes take out travel insurance with <strong>your bank card<\/strong> (Visa Premier, Mastercard Gold&#8230;). But beware: it&rsquo;s <strong>not always enough<\/strong>, especially if you&rsquo;re going away for more than 90 days or are involved in high-risk activities.<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Check :<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>Medical expenses ceiling<\/li>\r\n\r\n\r\n\r\n<li>Maximum duration of coverage<\/li>\r\n\r\n\r\n\r\n<li>Sports and medical exclusions<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">If you&rsquo;re going away for longer or want comprehensive coverage, opt for a dedicated contract like <strong>Globe Traveller<\/strong>, which covers medical care, repatriation, baggage and more.<\/p>\r\n\r\n\r\n\r\n<div class=\"wp-block-divi-layout\">\r\n<h2>carexpat.com, the new way to<br \/><span style=\"color: #15203d;\">abroad<\/span><\/h2>\r\n\r\n<h3><span style=\"color: #dbdb19; font-size: 22px;\">1.<\/span> Best prices<\/h3>\r\n<ul>\r\n<li>No surcharge on insurance rates,<br \/>we compare over 300 insurance offers<\/li>\r\n<\/ul>\r\n\r\n<h3><span style=\"color: #dbdb19; font-size: 22px;\">2.<\/span> Simplicity<\/h3>\r\n<ul>\r\n<li>A simple path to select your<br \/>solution in just a few clicks<\/li>\r\n<\/ul>\r\n\r\n<h3><span style=\"color: #dbdb19; font-size: 22px;\">3.<\/span> Support<\/h3>\r\n<ul>\r\n<li>Our advisors provide<br \/>100% personalized support<\/li>\r\n<\/ul>\r\n<\/div>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\"><strong>You are leaving on a PVT \/ WHV Australia visa<\/strong><\/h3>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">The <strong>Working Holiday Visa<\/strong> (PVT) allows young French and Belgian people to live in Australia for up to 12 months. Health insurance is <strong>strongly recommended<\/strong>, if not required.<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Good PVT insurance should cover :<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><strong>Emergency medical care<\/strong><\/li>\r\n\r\n\r\n\r\n<li><strong>Repatriation<\/strong><\/li>\r\n\r\n\r\n\r\n<li><strong>Civil liability<\/strong><\/li>\r\n\r\n\r\n\r\n<li>Accidents related to a job, Wwoofing or HelpX<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Here is a <strong>comparison of the most popular PVT insurances in 2026<\/strong> (rates for 12 months with discount):<\/p>\r\n\r\n\r\n\r\n<figure class=\"wp-block-table\">\r\n<table class=\"has-fixed-layout\">\r\n<tbody>\r\n<tr>\r\n<td><strong>Insurance<\/strong><\/td>\r\n<td><strong>Medical expenses<\/strong><\/td>\r\n<td><strong>Civil liability<\/strong><\/td>\r\n<td><strong>Luggage<\/strong><\/td>\r\n<td><strong>Annual fee<\/strong><\/td>\r\n<\/tr>\r\n<tr>\r\n<td>Chapka<\/td>\r\n<td>Unlimited<\/td>\r\n<td>4 000 000 \u20ac<\/td>\r\n<td>2 000 \u20ac<\/td>\r\n<td>432 \u20ac<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>Yupwego<\/td>\r\n<td>500 000 \u20ac<\/td>\r\n<td>Optional<\/td>\r\n<td>2 000 \u20ac<\/td>\r\n<td>468 \u20ac<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>ACS<\/td>\r\n<td>Unlimited<\/td>\r\n<td>4 500 000 \u20ac<\/td>\r\n<td>2 000 \u20ac<\/td>\r\n<td>404,40 \u20ac<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>GObyAVA<\/td>\r\n<td>Unlimited<\/td>\r\n<td>4 000 000 \u20ac<\/td>\r\n<td>2 000 \u20ac<\/td>\r\n<td>390 \u20ac<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>AVI<\/td>\r\n<td>1 000 000 \u20ac<\/td>\r\n<td>4 500 000 \u20ac<\/td>\r\n<td>2 000 \u20ac<\/td>\r\n<td>396 \u20ac<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<\/figure>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\"><strong>If you are going on a study, internship or language program<\/strong><\/h3>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">To study or do an internship in Australia, you need to take out an <strong>international health insurance policy<\/strong> tailored to your student visa. These contracts cover medical care, hospitalization and repatriation, as well as specific guarantees such as interruption of studies or civil liability linked to internships. An Australian student visa requires <strong>international health insurance<\/strong>. Contracts such as <strong>Globe Partner<\/strong> are specially designed for students and interns.<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Please check:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><strong>Medical and hospitalization<\/strong> coverage<\/li>\r\n\r\n\r\n\r\n<li>Guaranteed <strong>interruption of studies<\/strong><\/li>\r\n\r\n\r\n\r\n<li>Liability <strong>for objects entrusted to us for training<\/strong><\/li>\r\n\r\n\r\n\r\n<li><strong>Repatriation and 24\/7 assistance<\/strong> option<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\"><strong>Going on an au pair or language study trip<\/strong><\/h3>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">If you&rsquo;re going on an au pair or language program, make sure you have <strong>Australian travel insurance<\/strong> that covers the whole duration of your stay, including emergency care and repatriation. Some agencies include insurance, but if not, consider taking out <strong>a suitable package yourself<\/strong>, such as <strong>Globe Partner<\/strong>.<\/p>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\"><strong>You&rsquo;re going on a long-term expatriation<\/strong><\/h3>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/carexpat.com\/blog\/ou-vivent-les-francais-en-australie\/\">Living in Australia for several years<\/a> requires comprehensive health protection.<strong>Australian health insurance<\/strong> for expatriates offers extensive coverage: medical care, hospitalization, comfort care (optical, dental), maternity, children&#8230; Much more than just travel insurance. Unlike travel insurance, it also covers :<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>Comfort care (optical, dental, etc.)<\/li>\r\n\r\n\r\n\r\n<li>Preventive care<\/li>\r\n\r\n\r\n\r\n<li>Maternity<\/li>\r\n\r\n\r\n\r\n<li>Children and family<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Compare with contracts such as <strong>ACS Expatriation<\/strong> &#8211; Don&rsquo;t hesitate to use carexpat.com, the <a target=\"_blank\" href=\"https:\/\/carexpat.com\/assurance-sante\/working-holiday\" rel=\"noopener\">leading international health insurance comparator<\/a>.<\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\"><strong>How much does travel insurance cost in Australia?<\/strong><\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Insurance is billed monthly, depending on the length of your stay. For one year, rates range from \u20ac376 to \u20ac418, or around \u20ac32 to \u20ac35\/month. Some insurers offer free payment in 3 instalments, while others allow you to pay monthly. Rates vary according to duration and type of contract:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>Tourists: short packages, from a few days to several months<\/li>\r\n\r\n\r\n\r\n<li>PVT: between \u20ac370 and \u20ac420 for a full year, or about \u20ac30-35 per month<\/li>\r\n\r\n\r\n\r\n<li>Students and trainees: rates adapted to length of stay<\/li>\r\n\r\n\r\n\r\n<li>Expatriates: higher premiums for comprehensive coverage<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\r\n<p class=\"wp-block-paragraph\">Tip: to avoid paying an extra month, adjust your subscription dates. For example, January 1 to June 30 = 6 months. But from January 1 to July 1 = 7 months.<\/p>\r\n<\/blockquote>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\"><strong>What should I check before taking out a contract?<\/strong><\/h3>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Here&rsquo;s a <strong>checklist<\/strong> of important warranties:<\/p>\r\n\r\n\r\n\r\n<figure class=\"wp-block-table\">\r\n<table class=\"has-fixed-layout\">\r\n<tbody>\r\n<tr>\r\n<td><strong>Essential warranty<\/strong><\/td>\r\n<td><strong>Recommended?<\/strong><\/td>\r\n<\/tr>\r\n<tr>\r\n<td>Reimbursement of medical expenses<\/td>\r\n<td>yes<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>Hospitalization &amp; surgery<\/td>\r\n<td>yes<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>Repatriation and transport<\/td>\r\n<td>yes<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>Civil liability<\/td>\r\n<td>yes<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>Legal assistance<\/td>\r\n<td>yes<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>Luggage insurance<\/td>\r\n<td>yes<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>Indoor sports (leisure)<\/td>\r\n<td>according to your activities<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>Dental &amp; optical care<\/td>\r\n<td>in the event of an accident<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>Low or no deductible<\/td>\r\n<td>preferably<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>Conditions for cancellation or early return<\/td>\r\n<td>yes<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<\/figure>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><strong>How to choose your travel insurance Australia<\/strong><\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><strong>Tourists<\/strong>: short-term travel insurance with essential cover (medical expenses, repatriation, civil liability).<\/li>\r\n\r\n\r\n\r\n<li><strong>PVT \/ WHV<\/strong>: PVT Australia insurance tailored to visa requirements, with coverage for work-related medical expenses.<\/li>\r\n\r\n\r\n\r\n<li><strong>Students<\/strong>: international health insurance Australia, including specific cover for studies.<\/li>\r\n\r\n\r\n\r\n<li><strong>Expatriates<\/strong>: comprehensive health insurance in Australia, with long-term cover and comfort care.<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Never leave home without the right <strong><a href=\"https:\/\/carexpat.com\/blog\/en\/health-and-insurance-in-australia-for-travel-or-expatriation\/\">travel insurance for Australia<\/a><\/strong>: in the face of high medical costs, it&rsquo;s your best ally in making the most of your stay with complete peace of mind.<\/p>\r\n\r\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>Going to Australia is a dream for many, whether for tourism, a PVT (Working Holiday Visa), study or expatriation. But before you pack your bags, it&rsquo;s essential to take out the right travel insurance for Australia. What&rsquo;s the point? Because medical costs are very high, and your French social security won&rsquo;t cover you abroad. Find [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":27259,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[329],"tags":[482,381],"class_list":["post-29662","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-conversion","tag-australia","tag-traveler"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Which travel insurance for Australia in 2026? Full guide<\/title>\n<meta name=\"description\" content=\"Find the best travel insurance in Australia in 2026 for your visa: PVT, studies or expatriation. Compare cover and rates.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/carexpat.com\/blog\/en\/which-travel-insurance-for-australia-in-2026\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Which travel insurance for Australia in 2026? Full guide\" \/>\n<meta property=\"og:description\" content=\"Find the best travel insurance in Australia in 2026 for your visa: PVT, studies or expatriation. Compare cover and rates.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/carexpat.com\/blog\/en\/which-travel-insurance-for-australia-in-2026\/\" \/>\n<meta property=\"og:site_name\" content=\"carexpat.com\/blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/carexpat.com\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-06-23T07:54:48+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-07-10T18:09:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/06\/assurance-voyage-australie.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2540\" \/>\n\t<meta property=\"og:image:height\" content=\"1429\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Margaux DUPRAT\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Carexpat_fr\" \/>\n<meta name=\"twitter:site\" content=\"@Carexpat_fr\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Margaux DUPRAT\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/carexpat.com\\\/blog\\\/en\\\/which-travel-insurance-for-australia-in-2026\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/carexpat.com\\\/blog\\\/en\\\/which-travel-insurance-for-australia-in-2026\\\/\"},\"author\":{\"name\":\"Margaux DUPRAT\",\"@id\":\"https:\\\/\\\/carexpat.com\\\/blog\\\/#\\\/schema\\\/person\\\/5aa3b26d55ac4039eed5b43779fa2b1c\"},\"headline\":\"Which travel insurance for Australia in 2026?\",\"datePublished\":\"2025-06-23T07:54:48+00:00\",\"dateModified\":\"2026-07-10T18:09:37+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/carexpat.com\\\/blog\\\/en\\\/which-travel-insurance-for-australia-in-2026\\\/\"},\"wordCount\":1916,\"publisher\":{\"@id\":\"https:\\\/\\\/carexpat.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/carexpat.com\\\/blog\\\/en\\\/which-travel-insurance-for-australia-in-2026\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/carexpat.com\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/assurance-voyage-australie.jpg\",\"keywords\":[\"Australia\",\"Traveler\"],\"articleSection\":[\"Conversion\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/carexpat.com\\\/blog\\\/en\\\/which-travel-insurance-for-australia-in-2026\\\/\",\"url\":\"https:\\\/\\\/carexpat.com\\\/blog\\\/en\\\/which-travel-insurance-for-australia-in-2026\\\/\",\"name\":\"Which travel insurance for Australia in 2026? 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