{"id":1051,"date":"2023-02-22T10:00:00","date_gmt":"2023-02-22T09:00:00","guid":{"rendered":"https:\/\/carexpat.com\/blog\/?p=1051"},"modified":"2024-12-05T00:08:13","modified_gmt":"2024-12-04T22:08:13","slug":"temoignage-client-nicolas-cauchy","status":"publish","type":"post","link":"https:\/\/carexpat.com\/blog\/temoignage-client-nicolas-cauchy\/","title":{"rendered":"New-York en famille : l\u2019expatriation de Nicolas C. aux USA"},"content":{"rendered":"

S\u2019expatrier aux \u00c9tats-Unis, c\u2019est bien plus qu\u2019un simple changement de d\u00e9cor : c\u2019est plonger au c\u0153ur d\u2019un r\u00eave, d\u2019une effervescence culturelle, et d\u2019opportunit\u00e9s infinies. Pour Nicolas C. et sa famille, poser leurs valises \u00e0 New York en 2021 a marqu\u00e9 le d\u00e9but d\u2019une aventure humaine et professionnelle captivante. Chaque jour dans la Grosse Pomme est une d\u00e9couverte, un apprentissage et un d\u00e9fi.<\/p>\n

Vivre \u00e0 New York<\/a>, c\u2019est s\u2019\u00e9merveiller devant les gratte-ciels embl\u00e9matiques, profiter d\u2019une sc\u00e8ne artistique vibrante, et s\u2019immerger dans une diversit\u00e9 culturelle sans \u00e9gale. Mais c\u2019est aussi s\u2019adapter \u00e0 un syst\u00e8me complexe, o\u00f9 des aspects comme la sant\u00e9 deviennent des priorit\u00e9s \u00e0 g\u00e9rer avec soin. Comme pour beaucoup d\u2019expatri\u00e9s, cette aventure exige de l\u2019anticipation et des choix r\u00e9fl\u00e9chis pour que le r\u00eave am\u00e9ricain ne vire pas au cauchemar, surtout face \u00e0 des co\u00fbts de sant\u00e9 parmi les plus \u00e9lev\u00e9s au monde.<\/p>\n

L’interview compl\u00e8te de Nicolas C.<\/h2>\n

Arriv\u00e9 \u00e0 New York en 2021 pour une expatriation en famille, Nicolas C. occupe le poste de responsable du Petit Journal de New York<\/a>. Aux \u00c9tats-Unis, la question de la sant\u00e9 rev\u00eat une importance majeure pour les expatri\u00e9s, confront\u00e9s \u00e0 des co\u00fbts de sant\u00e9 \u00e9lev\u00e9s et \u00e0 des assurances locales comportant souvent des co-paiements ou des frais personnels importants. Dans ce contexte, de nombreux expatri\u00e9s fran\u00e7ais se tournent vers des assurances sant\u00e9 expatri\u00e9 aux USA. Au fil des ann\u00e9es, l’inflation li\u00e9e \u00e0 la sant\u00e9 et aux assurances aux \u00c9tats-Unis n’a cess\u00e9 de cro\u00eetre.<\/p>\n

Nicolas a \u00e9t\u00e9 confront\u00e9 \u00e0 une augmentation de 30% lors du renouvellement de son contrat d’assurance sant\u00e9 expatri\u00e9 aux \u00c9tats-Unis, ce qui l’a conduit \u00e0 consid\u00e9rer qu’il \u00e9tait imp\u00e9ratif de remettre en question son contrat \u00e0 travers un comparateur d’assurance sant\u00e9 internationale et de possiblement changer d\u2019assurance sant\u00e9 \u00e9tranger. Son objectif \u00e9tait de trouver une assurance sant\u00e9 expatri\u00e9 aux \u00c9tats-Unis adapt\u00e9e \u00e0 lui et \u00e0 sa famille.<\/p>\n

\"Nicolas<\/p>\n

 <\/p>

Photo de Nicolas Cauchy – Client carexpat.com<\/figcaption><\/figure>\n

<\/p>\n

Quel est votre parcours Nicolas et pouvez-vous nous en dire plus sur vous ?<\/h2>\n

Arriv\u00e9 \u00e0 NYC dans le cadre d\u2019un projet familial en 2021, je dirige Le Petit Journal de New York, un m\u00e9dia online d\u00e9di\u00e9 \u00e0 la communaut\u00e9 francophone et francophile.<\/p>\n

Comment s\u2019est faite la rencontre avec carexpat.com\u00a0?<\/h2>\n

Je connaissais carexpat.com \u00e0 travers la campagne de crowdfunding que la soci\u00e9t\u00e9 avait faite en 2022 [sur Kriptown], et au moment de renouveler mon contrat initial – qui avait subi une augmentation de 30 % ! – j\u2019ai utilis\u00e9 les services de carexpat.com pour comparer les diff\u00e9rentes propositions.<\/p>\n

En quoi consiste la solution que vous a propos\u00e9e carexpat.com\u00a0?<\/h2>\n

Nous ne sommes pas de gros \u00ab consommateurs \u00bb de m\u00e9dicaments et je voulais surtout une assurance qui nous couvre en cas de gros probl\u00e8me. Les deux propositions de Carexpat correspondaient bien \u00e0 ce dont nous avions besoin.<\/p>\n

Qu\u2019est-ce qui a fini de vous convaincre ?<\/h2>\n

L\u2019\u00e9conomie r\u00e9alis\u00e9e par ce nouveau contrat est de\u2026 12,000 $ par an ! Mais j\u2019ai surtout et beaucoup appr\u00e9ci\u00e9 le suivi commercial pendant toute la recherche d\u2019une nouvelle mutuelle.<\/p>\n

Quels sont les atouts de carexpat.com selon vous\u00a0?<\/h2>\n

Le sujet de la sant\u00e9 \u00e9tant une vraie question aux US, j\u2019ai particuli\u00e8rement appr\u00e9ci\u00e9 d\u2019\u00eatre pris en main et conseill\u00e9. Je n\u2019ai pas eu peur de signer (comme cela avait \u00e9t\u00e9 le cas pour le premier contrat).<\/p>\n

Pour conclure, votre avis sur carexpat.com en deux mots\u00a0?<\/h2>\n

Carexpat, c\u2019est la proximit\u00e9 d\u2019une startup et la qualit\u00e9 de services d\u2019une entreprise install\u00e9e.<\/p>\n

Sant\u00e9 et assurance sant\u00e9 pour partir vivre aux USA<\/h2>\n

La sant\u00e9 aux \u00c9tats-Unis est un sujet crucial, notamment pour les expatri\u00e9s. Le syst\u00e8me de sant\u00e9 am\u00e9ricain, principalement bas\u00e9 sur le secteur priv\u00e9, est reconnu pour sa qualit\u00e9 mais aussi pour ses co\u00fbts \u00e9lev\u00e9s. Contrairement \u00e0 de nombreux pays o\u00f9 les soins sont en partie couverts par un syst\u00e8me public, aux \u00c9tats-Unis, les consultations, hospitalisations et traitements m\u00e9dicaux peuvent rapidement atteindre des montants exorbitants. C\u2019est pourquoi souscrire \u00e0 une assurance sant\u00e9 adapt\u00e9e est indispensable<\/a> pour toute personne vivant ou travaillant dans le pays.<\/p>\n

Les assurances locales incluent souvent des co-paiements, franchises et exclusions, rendant parfois le choix complexe. Une assurance sant\u00e9 internationale bien choisie permet non seulement de couvrir ces d\u00e9penses impr\u00e9vues, mais \u00e9galement d\u2019offrir une s\u00e9curit\u00e9 essentielle en cas d\u2019urgence ou de besoin de soins sp\u00e9cialis\u00e9s. Adapter son contrat \u00e0 ses besoins et comparer les offres disponibles est donc une \u00e9tape cl\u00e9 pour garantir une expatriation sereine et sans mauvaises surprises financi\u00e8res.<\/p>\n

\u00c9conomiser sur votre assurance sant\u00e9 aux USA gr\u00e2ce \u00e0 carexpat.com<\/h3>\n

Le co\u00fbt de la sant\u00e9 et de l\u2019assurance sant\u00e9 aux \u00c9tats-Unis<\/a> est une probl\u00e9matique importante \u00e0 prendre en compte pour les expatri\u00e9s. \u00ab\u00a0L’\u00e9change avec Nicolas montre que comparer son assurance sant\u00e9 expatri\u00e9e aux \u00c9tats-Unis afin de r\u00e9aliser des \u00e9conomies n’est jamais trop tard. Dans le cas de Nicolas, il a r\u00e9alis\u00e9 des \u00e9conomies significatives de pas moins de 12,000 $ par an. Changer d\u2019assurance sant\u00e9 \u00e0 l’\u00e9tranger peut susciter des appr\u00e9hensions, mais carexpat.com s’occupe de la r\u00e9siliation de votre ancien contrat et de la souscription de votre nouvelle assurance sant\u00e9 expatri\u00e9. De plus, Nicolas a soulign\u00e9 que nos experts en sant\u00e9 internationale ma\u00eetrisent l’univers complexe de la sant\u00e9 aux \u00c9tats-Unis.<\/p>\n

Interview r\u00e9alis\u00e9e en F\u00e9vrier 2023<\/p>\n","protected":false},"excerpt":{"rendered":"

S\u2019expatrier aux \u00c9tats-Unis, c\u2019est bien plus qu\u2019un simple changement de d\u00e9cor : c\u2019est plonger au c\u0153ur d\u2019un r\u00eave, d\u2019une effervescence culturelle, et d\u2019opportunit\u00e9s infinies. Pour Nicolas C. et sa famille, poser leurs valises \u00e0 New York en 2021 a marqu\u00e9 le d\u00e9but d\u2019une aventure humaine et professionnelle captivante. Chaque jour dans la Grosse Pomme est […]<\/p>\n","protected":false},"author":3,"featured_media":6745,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[10],"tags":[135,101,130,156],"class_list":["post-1051","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-conversion","tag-etats-unis","tag-expat","tag-interview","tag-usa"],"acf":[],"yoast_head":"\nExpatriation USA en famille : vivre et s'assurer \u00e0 New York<\/title>\n<meta name=\"description\" content=\"Expatriation USA en famille : d\u00e9couvrez les solutions pour vivre \u00e0 New York, g\u00e9rer les co\u00fbts de sant\u00e9 \u00e9lev\u00e9s et choisir une assurance.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/carexpat.com\/blog\/temoignage-client-nicolas-cauchy\/\" 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