{"id":31539,"date":"2026-09-30T10:42:03","date_gmt":"2026-09-30T08:42:03","guid":{"rendered":"https:\/\/carexpat.com\/blog\/?page_id=31539"},"modified":"2026-09-30T10:42:03","modified_gmt":"2026-09-30T08:42:03","slug":"expatriation-pays-bas","status":"publish","type":"page","link":"https:\/\/carexpat.com\/blog\/expatriation-pays-bas\/","title":{"rendered":"PAYS-BAS"},"content":{"rendered":"<div class=\"wpb-content-wrapper\" id=\"wpb-content-root\"><p>[vc_row][vc_column]\t\t<section class=\"et-hero et-hero--bar\"><div class=\"container\"><div class=\"et-hero__col\">\n\t\t\t<nav class=\"crumb et-hero__crumb\"><a href=\"https:\/\/carexpat.com\/blog\/\">Le blog<\/a><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M9 6l6 6-6 6\"><\/path><\/svg><a href=\"https:\/\/carexpat.com\/blog\/expatriation-tous-les-pays\/\">Destinations<\/a><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M9 6l6 6-6 6\"><\/path><\/svg><span>PAYS-BAS<\/span><\/nav>\n\t\t\t<span class=\"eyebrow\">Guide destination<\/span><h1 class=\"display\">ASSURANCE SANT\u00c9 PAYS-BAS<\/h1><p class=\"et-hero__intro\">Le syst\u00e8me de sant\u00e9 n\u00e9erlandais est r\u00e9guli\u00e8rement class\u00e9 parmi les meilleurs d&#039;Europe. Son fonctionnement est toutefois singulier : il n&#039;y a pas de r\u00e9gime public centralis\u00e9, l&#039;assurance de base (Basisverzekering) est g\u00e9r\u00e9e par des assureurs priv\u00e9s et elle est strictement obligatoire pour tous les r\u00e9sidents. Entre l&#039;obligation de souscription, la franchise annuelle et le r\u00f4le central du m\u00e9decin traitant, careXpat vous aide \u00e0 d\u00e9coder les r\u00e8gles locales pour une expatriation sans mauvaise surprise financi\u00e8re.<\/p>\t\t\t<div class=\"et-hero__cta\"><a class=\"btn-pri\" href=\"https:\/\/carexpat.com\/search\">Comparer les offres <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M9 6l6 6-6 6\"><\/path><\/svg><\/a><a class=\"btn btn--ghost\" href=\"#guide\">Lire le guide<\/a><\/div>\t\t\t<div class=\"et-hero__meta\"><span>Par la r\u00e9daction careXpat<\/span><span class=\"sep\"><\/span><span>30 septembre 2026<\/span><span class=\"sep\"><\/span><span>3 min de lecture<\/span><\/div>\t\t<\/div><figure class=\"et-hero__figure notch-photo\"><div class=\"framed\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2026\/09\/827px-Westerkerk_Amsterdam.jpg\" alt=\"ASSURANCE SANT\u00c9 PAYS-BAS\"><\/div><\/figure><\/div><\/section>\n\t\t<section class=\"hero-logos vc-insurers--hero\" aria-label=\"Les assureurs que nous comparons\"><div class=\"container\"><p class=\"hero-logos__label\">Les assureurs que nous comparons<\/p><div class=\"logobar__viewport\"><div class=\"logobar__track\"><span class=\"hero-logos__item\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/4-2.png\" alt=\"April International\"><\/span><span class=\"hero-logos__item\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/6.png\" alt=\"AVA assurances\"><\/span><span class=\"hero-logos__item\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/1-3.png\" alt=\"Malakoff Humanis\"><\/span><span class=\"hero-logos__item\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/17.png\" alt=\"MSH\"><\/span><span class=\"hero-logos__item\" aria-hidden=\"true\" tabindex=\"-1\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/4-2.png\" alt=\"\"><\/span><span class=\"hero-logos__item\" aria-hidden=\"true\" tabindex=\"-1\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/6.png\" alt=\"\"><\/span><span class=\"hero-logos__item\" aria-hidden=\"true\" tabindex=\"-1\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/1-3.png\" alt=\"\"><\/span><span class=\"hero-logos__item\" aria-hidden=\"true\" tabindex=\"-1\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/17.png\" alt=\"\"><\/span><\/div><\/div><\/div><\/section>\n\t\t<section class=\"arts\"><div class=\"container\"><div class=\"section-head\"><div><span class=\"eyebrow\">Le blog des expatri\u00e9s<\/span><h2 class=\"display h-2\">Tous nos articles<\/h2><\/div><span class=\"arts__count\">7 articles<\/span><\/div>\n\t<div class=\"agrid\">\t\t<a class=\"acard\" data-cat=\"profils\" href=\"https:\/\/carexpat.com\/blog\/sante-aux-pays-bas-expatries-francais\/\">\n\t\t\t<div class=\"acard__media\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/12\/pexels-pixabay-208733.jpg\" alt=\"\"><\/div>\n\t\t\t<div class=\"acard__body\">\n\t\t\t\t<div class=\"acard__meta\"><span class=\"chip chip--profils\">Profils<\/span><span class=\"sep\"><\/span><span>26 Jan 2026<\/span><span class=\"sep\"><\/span><span>7 min<\/span><\/div>\n\t\t\t\t<h3 class=\"acard__title\">Sant\u00e9 aux Pays-Bas : guide pour expatri\u00e9s fran\u00e7ais<\/h3>\n\t\t\t<\/div>\n\t\t<\/a>\n\t\t\t<a class=\"acard\" data-cat=\"destinations\" href=\"https:\/\/carexpat.com\/blog\/micro-choces-culturels-medicaux-expatries\/\">\n\t\t\t<div class=\"acard__media\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/12\/pexels-abdoo-35143769.jpg\" alt=\"\"><\/div>\n\t\t\t<div class=\"acard__body\">\n\t\t\t\t<div class=\"acard__meta\"><span class=\"chip chip--destinations\">Destinations<\/span><span class=\"sep\"><\/span><span>12 Jan 2026<\/span><span class=\"sep\"><\/span><span>8 min<\/span><\/div>\n\t\t\t\t<h3 class=\"acard__title\">Guide des Micro-Chocs Culturels M\u00e9dicaux \u00e0 l\u2019\u00e9tranger<\/h3>\n\t\t\t<\/div>\n\t\t<\/a>\n\t\t\t<a class=\"acard\" data-cat=\"profils\" href=\"https:\/\/carexpat.com\/blog\/accouchement-a-l-etranger-domicile-ou-hopital-couts-et-remboursements\/\">\n\t\t\t<div class=\"acard__media\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/10\/Accouchement-a-letranger-scaled.jpg\" alt=\"\"><\/div>\n\t\t\t<div class=\"acard__body\">\n\t\t\t\t<div class=\"acard__meta\"><span class=\"chip chip--profils\">Profils<\/span><span class=\"sep\"><\/span><span>12 Nov 2025<\/span><span class=\"sep\"><\/span><span>8 min<\/span><\/div>\n\t\t\t\t<h3 class=\"acard__title\">Accoucher \u00e0 l\u2019\u00e9tranger : domicile ou h\u00f4pital ?<\/h3>\n\t\t\t<\/div>\n\t\t<\/a>\n\t\t\t<a class=\"acard\" data-cat=\"profils\" href=\"https:\/\/carexpat.com\/blog\/expatriation-en-2026-conseils\/\">\n\t\t\t<div class=\"acard__media\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2024\/10\/pexels-viviana-ceballos-1480481-3490665-scaled.jpg\" alt=\"\"><\/div>\n\t\t\t<div class=\"acard__body\">\n\t\t\t\t<div class=\"acard__meta\"><span class=\"chip chip--profils\">Profils<\/span><span class=\"sep\"><\/span><span>18 Nov 2024<\/span><span class=\"sep\"><\/span><span>10 min<\/span><\/div>\n\t\t\t\t<h3 class=\"acard__title\">Faut-il s\u2019expatrier en 2026 ?<\/h3>\n\t\t\t<\/div>\n\t\t<\/a>\n\t\t\t<a class=\"acard\" data-cat=\"profils\" href=\"https:\/\/carexpat.com\/blog\/sexpatrier-aux-pays-bas-ce-quil-faut-savoir\/\">\n\t\t\t<div class=\"acard__media\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2021\/11\/sexpatrier-aux-Pays-Bas-scaled.jpg\" alt=\"\"><\/div>\n\t\t\t<div class=\"acard__body\">\n\t\t\t\t<div class=\"acard__meta\"><span class=\"chip chip--profils\">Profils<\/span><span class=\"sep\"><\/span><span>24 Oct 2022<\/span><span class=\"sep\"><\/span><span>9 min<\/span><\/div>\n\t\t\t\t<h3 class=\"acard__title\">Vivre et s&rsquo;assurer aux Pays-Bas : tout ce qu&rsquo;il faut savoir<\/h3>\n\t\t\t<\/div>\n\t\t<\/a>\n\t\t\t<a class=\"acard\" data-cat=\"profils\" href=\"https:\/\/carexpat.com\/blog\/tour-du-monde-des-accouchements-les-couts-et-differences-avec-la-france\/\">\n\t\t\t<div class=\"acard__media\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2021\/11\/cout-accouchement-dans-le-monde-scaled.jpg\" alt=\"\"><\/div>\n\t\t\t<div class=\"acard__body\">\n\t\t\t\t<div class=\"acard__meta\"><span class=\"chip chip--profils\">Profils<\/span><span class=\"sep\"><\/span><span>23 Oct 2022<\/span><span class=\"sep\"><\/span><span>8 min<\/span><\/div>\n\t\t\t\t<h3 class=\"acard__title\">Tour du monde des accouchements : co\u00fbts et diff\u00e9rences avec la France<\/h3>\n\t\t\t<\/div>\n\t\t<\/a>\n\t\t\t<a class=\"acard\" data-cat=\"profils\" href=\"https:\/\/carexpat.com\/blog\/webinaire-etre-maman-en-expatriation\/\">\n\t\t\t<div class=\"acard__media\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2021\/11\/partir-vivre-a-letranger-en-famille-scaled.jpg\" alt=\"\"><\/div>\n\t\t\t<div class=\"acard__body\">\n\t\t\t\t<div class=\"acard__meta\"><span class=\"chip chip--profils\">Profils<\/span><span class=\"sep\"><\/span><span>30 Sep 2022<\/span><span class=\"sep\"><\/span><span>6 min<\/span><\/div>\n\t\t\t\t<h3 class=\"acard__title\">Partir vivre \u00e0 l\u2019\u00e9tranger en famille : comment ces mamans l\u2019ont v\u00e9cu ?<\/h3>\n\t\t\t<\/div>\n\t\t<\/a>\n\t<\/div>\t<\/div><\/section>\n\t\t\t<article class=\"art-body\" id=\"guide\"><div class=\"container\"><div class=\"art-grid\"><div class=\"prose\"><p class=\"lead-p\"><h2 id=\"mutuelle-sante-pays-bas-tout-savoir-pour-bien-se-couvrir\">Mutuelle sant\u00e9 Pays-Bas : tout savoir pour bien se couvrir<\/h2><div class=\"cx-text\"><p><span style=\"font-weight: 400;\">S&rsquo;installer aux Pays-Bas implique de se conformer tr\u00e8s rapidement \u00e0 la l\u00e9gislation locale en mati\u00e8re d&rsquo;assurance sant\u00e9 (<\/span><i><span style=\"font-weight: 400;\">Zorgverzekering<\/span><\/i><span style=\"font-weight: 400;\">). Le syst\u00e8me repose sur la responsabilit\u00e9 individuelle et la privatisation encadr\u00e9e.<\/span><\/p>\n<h3><b>L&rsquo;obligation l\u00e9gale de la Basisverzekering<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">D\u00e8s lors que vous vivez ou travaillez aux Pays-Bas, vous avez l&rsquo;obligation l\u00e9gale de souscrire \u00e0 une assurance de base (<\/span><i><span style=\"font-weight: 400;\">Basisverzekering<\/span><\/i><span style=\"font-weight: 400;\">) aupr\u00e8s d&rsquo;une compagnie d&rsquo;assurance n\u00e9erlandaise locale, et ce dans un d\u00e9lai de 4 mois suivant votre arriv\u00e9e. La prime est forfaitaire (environ 130 \u00e0 150 \u20ac par mois), ind\u00e9pendante de vos revenus ou de votre \u00e9tat de sant\u00e9. L&rsquo;assureur a l&rsquo;obligation de vous accepter.<\/span><\/p>\n<h3><b>La franchise obligatoire (Eigen risico)<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">C&rsquo;est la grande particularit\u00e9 financi\u00e8re du syst\u00e8me n\u00e9erlandais. L&rsquo;assurance de base comprend une franchise annuelle obligatoire (<\/span><i><span style=\"font-weight: 400;\">Eigen risico<\/span><\/i><span style=\"font-weight: 400;\">), fix\u00e9e \u00e0 385 \u20ac (en 2024). Cela signifie que vous devez payer de votre poche les premiers 385 \u20ac de frais m\u00e9dicaux de l&rsquo;ann\u00e9e avant que l&rsquo;assurance ne commence \u00e0 vous rembourser.<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">Note : Les consultations chez le m\u00e9decin g\u00e9n\u00e9raliste et les soins maternels sont g\u00e9n\u00e9ralement exempt\u00e9s de cette franchise.<\/span><\/i><\/p>\n<h3><b>Le r\u00f4le central du Huisarts (m\u00e9decin g\u00e9n\u00e9raliste)<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Aux Pays-Bas, le m\u00e9decin g\u00e9n\u00e9raliste (<\/span><i><span style=\"font-weight: 400;\">Huisarts<\/span><\/i><span style=\"font-weight: 400;\">) est le v\u00e9ritable gardien du syst\u00e8me. Il est impossible de consulter un sp\u00e9cialiste ou de se rendre \u00e0 l&rsquo;h\u00f4pital (hors urgence vitale) sans une lettre de recommandation (<\/span><i><span style=\"font-weight: 400;\">verwijsbrief<\/span><\/i><span style=\"font-weight: 400;\">) de votre <\/span><i><span style=\"font-weight: 400;\">Huisarts<\/span><\/i><span style=\"font-weight: 400;\">. La m\u00e9decine n\u00e9erlandaise est par ailleurs r\u00e9put\u00e9e pour \u00eatre tr\u00e8s pragmatique et moins encline \u00e0 prescrire des m\u00e9dicaments que la m\u00e9decine fran\u00e7aise.<\/span><\/p>\n<\/div><div class=\"cx-text\"><h3><b>Quelles options pour les expatri\u00e9s et nouveaux arrivants ?<\/b><\/h3>\n<table class=\"art-table\">\n<tbody>\n<tr>\n<td><b>VOTRE STATUT<\/b><\/td>\n<td><b>L&rsquo;ASSURANCE RECOMMAND\u00c9E<\/b><\/td>\n<td><b>\u00c0 SAVOIR<\/b><\/td>\n<\/tr>\n<tr>\n<td><b>Salari\u00e9 \/ Expatri\u00e9 (Contrat local)<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Assurance locale de base + Compl\u00e9mentaire (<\/span><i><span style=\"font-weight: 400;\">Aanvullende<\/span><\/i><span style=\"font-weight: 400;\">)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Vous devez souscrire \u00e0 la <\/span><i><span style=\"font-weight: 400;\">Basisverzekering<\/span><\/i><span style=\"font-weight: 400;\">. Ajoutez-y une compl\u00e9mentaire locale pour couvrir le dentaire et la physioth\u00e9rapie.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>\u00c9tudiant (Sans emploi local)<\/b><\/td>\n<td><span style=\"font-weight: 400;\">CEAM ou Assurance \u00c9tudiante Internationale<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Si vous ne travaillez pas aux Pays-Bas, vous n&rsquo;\u00eates pas soumis \u00e0 l&rsquo;obligation de souscrire \u00e0 l&rsquo;assurance locale.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Salari\u00e9 D\u00e9tach\u00e9<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Maintien S\u00e9cu + Assurance Internationale Expat<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Les travailleurs d\u00e9tach\u00e9s (avec formulaire A1) sont exempt\u00e9s de l&rsquo;obligation locale et doivent conserver une assurance internationale.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><div class=\"callout\"><span class=\"callout__ico\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/themes\/carexpat-blog\/assets\/icons\/chat.svg\" alt=\"\"><\/span><div><div class=\"callout__label\">Le conseil careXpat<\/div><p><span style=\"font-weight: 400;\">Ne jouez pas la montre avec le d\u00e9lai des 4 mois ! Si vous souscrivez \u00e0 la <\/span><i><span style=\"font-weight: 400;\">Basisverzekering<\/span><\/i><span style=\"font-weight: 400;\"> au-del\u00e0 de ce d\u00e9lai l\u00e9gal, non seulement vous devrez payer toutes les primes r\u00e9troactivement depuis le jour de votre inscription \u00e0 la mairie (<\/span><i><span style=\"font-weight: 400;\">Gemeente<\/span><\/i><span style=\"font-weight: 400;\">), mais vous risquez \u00e9galement une forte amende de la part de l&rsquo;organisme de contr\u00f4le (CAK). Anticipez cette d\u00e9marche d\u00e8s votre arriv\u00e9e !<\/span><\/p>\n<\/div><\/div>\n<\/div><aside class=\"art-aside\"><div class=\"aside-form\"><h4>Votre devis pour cette destination<\/h4><p>Comparez les meilleures offres sant\u00e9 adapt\u00e9es \u00e0 votre pays et \u00e0 votre profil.<\/p><div class=\"carexpat-quote-cf7 is-compact\" data-selected-country=\"\" data-language=\"\">\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f616-o1\" lang=\"fr-FR\" dir=\"ltr\" data-wpcf7-id=\"616\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/blog\/wp-json\/wp\/v2\/pages\/31539#wpcf7-f616-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Formulaire de contact\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"616\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.2.2\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"fr_FR\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f616-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<label><span style=\"margin-bottom: 15px;\">Pays d'expatriation<\/span>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"menu-700\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" name=\"menu-700\"><option value=\"Choisir un pays\">Choisir un pays<\/option><option value=\"AFRIQUE DU SUD\">AFRIQUE DU SUD<\/option><option value=\"ALBANIE\">ALBANIE<\/option><option value=\"ALG\u00c9RIE\">ALG\u00c9RIE<\/option><option value=\"ALLEMAGNE\">ALLEMAGNE<\/option><option value=\"ANDORRE\">ANDORRE<\/option><option value=\"ANGOLA\">ANGOLA<\/option><option value=\"ANGUILLA\">ANGUILLA<\/option><option value=\"ANTARCTIQUE\">ANTARCTIQUE<\/option><option value=\"ANTIGUA-ET-BARBUDA\">ANTIGUA-ET-BARBUDA<\/option><option value=\"ANTILLES N\u00c9ERLANDAISES\">ANTILLES N\u00c9ERLANDAISES<\/option><option value=\"ARABIE SAOUDITE\">ARABIE SAOUDITE<\/option><option value=\"ARGENTINE\">ARGENTINE<\/option><option value=\"ARM\u00c9NIE\">ARM\u00c9NIE<\/option><option value=\"ARUBA\">ARUBA<\/option><option value=\"AUSTRALIE\">AUSTRALIE<\/option><option value=\"AUTRICHE\">AUTRICHE<\/option><option value=\"AZERBA\u00cfDJAN\">AZERBA\u00cfDJAN<\/option><option value=\"BAHAMAS\">BAHAMAS<\/option><option value=\"BAHRE\u00cfN\">BAHRE\u00cfN<\/option><option value=\"BANGLADESH\">BANGLADESH<\/option><option value=\"BARBADE\">BARBADE<\/option><option value=\"BELGIQUE\">BELGIQUE<\/option><option value=\"BELIZE\">BELIZE<\/option><option value=\"B\u00c9NIN\">B\u00c9NIN<\/option><option value=\"BERMUDES\">BERMUDES<\/option><option value=\"BHOUTAN\">BHOUTAN<\/option><option value=\"BI\u00c9LORUSSIE\">BI\u00c9LORUSSIE<\/option><option value=\"BOLIVIE\">BOLIVIE<\/option><option value=\"BOSNIE-HERZ\u00c9GOVINE\">BOSNIE-HERZ\u00c9GOVINE<\/option><option value=\"BOTSWANA\">BOTSWANA<\/option><option value=\"BR\u00c9SIL\">BR\u00c9SIL<\/option><option value=\"BRUN\u00c9I DARUSSALAM\">BRUN\u00c9I DARUSSALAM<\/option><option value=\"BULGARIE\">BULGARIE<\/option><option value=\"BURKINA FASO\">BURKINA FASO<\/option><option value=\"BURUNDI\">BURUNDI<\/option><option value=\"CAMBODGE\">CAMBODGE<\/option><option value=\"CAMEROUN\">CAMEROUN<\/option><option value=\"CANADA\">CANADA<\/option><option value=\"CAP-VERT\">CAP-VERT<\/option><option value=\"CHILI\">CHILI<\/option><option value=\"CHINE\">CHINE<\/option><option value=\"CHYPRE\">CHYPRE<\/option><option value=\"COLOMBIE\">COLOMBIE<\/option><option value=\"COMORES\">COMORES<\/option><option value=\"COR\u00c9E DU NORD\">COR\u00c9E DU NORD<\/option><option value=\"COR\u00c9E DU SUD\">COR\u00c9E DU SUD<\/option><option value=\"COSTA RICA\">COSTA RICA<\/option><option value=\"C\u00d4TE D&#039;IVOIRE\">C\u00d4TE D&#039;IVOIRE<\/option><option value=\"CROATIE\">CROATIE<\/option><option value=\"CUBA\">CUBA<\/option><option value=\"DANEMARK\">DANEMARK<\/option><option value=\"DJIBOUTI\">DJIBOUTI<\/option><option value=\"DOMINIQUE\">DOMINIQUE<\/option><option value=\"\u00c9GYPTE\">\u00c9GYPTE<\/option><option value=\"EL SALVADOR\">EL SALVADOR<\/option><option value=\"\u00c9MIRATS ARABES UNIS\">\u00c9MIRATS ARABES UNIS<\/option><option value=\"\u00c9QUATEUR\">\u00c9QUATEUR<\/option><option value=\"\u00c9RYTHR\u00c9E\">\u00c9RYTHR\u00c9E<\/option><option value=\"ESPAGNE\">ESPAGNE<\/option><option value=\"ESTONIE\">ESTONIE<\/option><option value=\"\u00c9TATS F\u00c9D\u00c9R\u00c9S DE MICRON\u00c9SIE\">\u00c9TATS F\u00c9D\u00c9R\u00c9S DE MICRON\u00c9SIE<\/option><option value=\"\u00c9TATS-UNIS\">\u00c9TATS-UNIS<\/option><option value=\"\u00c9THIOPIE\">\u00c9THIOPIE<\/option><option value=\"FIDJI\">FIDJI<\/option><option value=\"FINLANDE\">FINLANDE<\/option><option value=\"FRANCE\">FRANCE<\/option><option value=\"GABON\">GABON<\/option><option value=\"GAMBIE\">GAMBIE<\/option><option value=\"G\u00c9ORGIE\">G\u00c9ORGIE<\/option><option value=\"G\u00c9ORGIE DU SUD ET LES \u00ceLES SANDWICH DU SUD\">G\u00c9ORGIE DU SUD ET LES \u00ceLES SANDWICH DU SUD<\/option><option value=\"GHANA\">GHANA<\/option><option value=\"GIBRALTAR\">GIBRALTAR<\/option><option value=\"GR\u00c8CE\">GR\u00c8CE<\/option><option value=\"GRENADE\">GRENADE<\/option><option value=\"GROENLAND\">GROENLAND<\/option><option value=\"GUADELOUPE\">GUADELOUPE<\/option><option value=\"GUAM\">GUAM<\/option><option value=\"GUATEMALA\">GUATEMALA<\/option><option value=\"GUIN\u00c9E\">GUIN\u00c9E<\/option><option value=\"GUIN\u00c9E \u00c9QUATORIALE\">GUIN\u00c9E \u00c9QUATORIALE<\/option><option value=\"GUIN\u00c9E-BISSAU\">GUIN\u00c9E-BISSAU<\/option><option value=\"GUYANA\">GUYANA<\/option><option value=\"GUYANE FRAN\u00c7AISE\">GUYANE FRAN\u00c7AISE<\/option><option value=\"HA\u00cfTI\">HA\u00cfTI<\/option><option value=\"HONDURAS\">HONDURAS<\/option><option value=\"HONG-KONG\">HONG-KONG<\/option><option value=\"HONGRIE\">HONGRIE<\/option><option value=\"\u00ceLE BOUVET\">\u00ceLE BOUVET<\/option><option value=\"\u00ceLE CHRISTMAS\">\u00ceLE CHRISTMAS<\/option><option value=\"\u00ceLE DE MAN\">\u00ceLE DE MAN<\/option><option value=\"\u00ceLE NORFOLK\">\u00ceLE NORFOLK<\/option><option value=\"\u00ceLES (MALVINAS) FALKLAND\">\u00ceLES (MALVINAS) FALKLAND<\/option><option value=\"\u00ceLES \u00c5LAND\">\u00ceLES \u00c5LAND<\/option><option value=\"\u00ceLES CA\u00cfMANES\">\u00ceLES CA\u00cfMANES<\/option><option value=\"\u00ceLES COCOS (KEELING)\">\u00ceLES COCOS (KEELING)<\/option><option value=\"\u00ceLES COOK\">\u00ceLES COOK<\/option><option value=\"\u00ceLES F\u00c9RO\u00c9\">\u00ceLES F\u00c9RO\u00c9<\/option><option value=\"\u00ceLES HEARD ET MCDONALD\">\u00ceLES HEARD ET MCDONALD<\/option><option value=\"\u00ceLES MARIANNES DU NORD\">\u00ceLES MARIANNES DU NORD<\/option><option value=\"\u00ceLES MARSHALL\">\u00ceLES MARSHALL<\/option><option value=\"\u00ceLES MINEURES \u00c9LOIGN\u00c9ES DES \u00c9TATS-UNIS\">\u00ceLES MINEURES \u00c9LOIGN\u00c9ES DES \u00c9TATS-UNIS<\/option><option value=\"\u00ceLES SALOMON\">\u00ceLES SALOMON<\/option><option value=\"\u00ceLES TURKS ET CA\u00cfQUES\">\u00ceLES TURKS ET CA\u00cfQUES<\/option><option value=\"\u00ceLES VIERGES BRITANNIQUES\">\u00ceLES VIERGES BRITANNIQUES<\/option><option value=\"\u00ceLES VIERGES DES \u00c9TATS-UNISHEADLES\">\u00ceLES VIERGES DES \u00c9TATS-UNISHEADLES<\/option><option value=\"INDE\">INDE<\/option><option value=\"INDON\u00c9SIE\">INDON\u00c9SIE<\/option><option value=\"IRAQ\">IRAQ<\/option><option value=\"IRLANDE\">IRLANDE<\/option><option value=\"ISLANDE\">ISLANDE<\/option><option value=\"ISRA\u00cbL\">ISRA\u00cbL<\/option><option value=\"ITALIE\">ITALIE<\/option><option value=\"JAMA\u00cfQUE\">JAMA\u00cfQUE<\/option><option value=\"JAPON\">JAPON<\/option><option value=\"JERSEY\">JERSEY<\/option><option value=\"JORDANIE\">JORDANIE<\/option><option value=\"KAZAKHSTAN\">KAZAKHSTAN<\/option><option value=\"KENYA\">KENYA<\/option><option value=\"KIRGHIZISTAN\">KIRGHIZISTAN<\/option><option value=\"KIRIBATI\">KIRIBATI<\/option><option value=\"KOWE\u00cfT\">KOWE\u00cfT<\/option><option value=\"LAOS\">LAOS<\/option><option value=\"LESOTHO\">LESOTHO<\/option><option value=\"LETTONIE\">LETTONIE<\/option><option value=\"LIBAN\">LIBAN<\/option><option value=\"LIB\u00c9RIA\">LIB\u00c9RIA<\/option><option value=\"LIBYE\">LIBYE<\/option><option value=\"LIECHTENSTEIN\">LIECHTENSTEIN<\/option><option value=\"LITUANIE\">LITUANIE<\/option><option value=\"LUXEMBOURG\">LUXEMBOURG<\/option><option value=\"MACAO\">MACAO<\/option><option value=\"MAC\u00c9DOINE\">MAC\u00c9DOINE<\/option><option value=\"MADAGASCAR\">MADAGASCAR<\/option><option value=\"MALAISIE\">MALAISIE<\/option><option value=\"MALAWI\">MALAWI<\/option><option value=\"MALDIVES\">MALDIVES<\/option><option value=\"MALI\">MALI<\/option><option value=\"MALTE\">MALTE<\/option><option value=\"MAROC\">MAROC<\/option><option value=\"MARTINIQUE\">MARTINIQUE<\/option><option value=\"MAURICE\">MAURICE<\/option><option value=\"MAURITANIE\">MAURITANIE<\/option><option value=\"MAYOTTE\">MAYOTTE<\/option><option value=\"MEXIQUE\">MEXIQUE<\/option><option value=\"MOLDAVIE\">MOLDAVIE<\/option><option value=\"MONACO\">MONACO<\/option><option value=\"MONGOLIE\">MONGOLIE<\/option><option value=\"MONT\u00c9N\u00c9GRO\">MONT\u00c9N\u00c9GRO<\/option><option value=\"MONTSERRAT\">MONTSERRAT<\/option><option value=\"MOZAMBIQUE\">MOZAMBIQUE<\/option><option value=\"MYANMAR\">MYANMAR<\/option><option value=\"NAMIBIE\">NAMIBIE<\/option><option value=\"NAURU\">NAURU<\/option><option value=\"N\u00c9PAL\">N\u00c9PAL<\/option><option value=\"NICARAGUA\">NICARAGUA<\/option><option value=\"NIGER\">NIGER<\/option><option value=\"NIG\u00c9RIA\">NIG\u00c9RIA<\/option><option value=\"NIU\u00c9\">NIU\u00c9<\/option><option value=\"NORV\u00c8GE\">NORV\u00c8GE<\/option><option value=\"NOUVELLE-CAL\u00c9DONIE\">NOUVELLE-CAL\u00c9DONIE<\/option><option value=\"NOUVELLE-Z\u00c9LANDE\">NOUVELLE-Z\u00c9LANDE<\/option><option value=\"OMAN\">OMAN<\/option><option value=\"OUGANDA\">OUGANDA<\/option><option value=\"OUZB\u00c9KISTAN\">OUZB\u00c9KISTAN<\/option><option value=\"PAKISTAN\">PAKISTAN<\/option><option value=\"PALAOS\">PALAOS<\/option><option value=\"PANAMA\">PANAMA<\/option><option value=\"PAPOUASIE-NOUVELLE-GUIN\u00c9E\">PAPOUASIE-NOUVELLE-GUIN\u00c9E<\/option><option value=\"PARAGUAY\">PARAGUAY<\/option><option value=\"PAYS-BAS\">PAYS-BAS<\/option><option value=\"P\u00c9ROU\">P\u00c9ROU<\/option><option value=\"PHILIPPINES\">PHILIPPINES<\/option><option value=\"PITCAIRN\">PITCAIRN<\/option><option value=\"POLOGNE\">POLOGNE<\/option><option value=\"POLYN\u00c9SIE FRAN\u00c7AISE\">POLYN\u00c9SIE FRAN\u00c7AISE<\/option><option value=\"PORTO RICO\">PORTO RICO<\/option><option value=\"PORTUGAL\">PORTUGAL<\/option><option value=\"QATAR\">QATAR<\/option><option value=\"R\u00c9PUBLIQUE ARABE SYRIENNE\">R\u00c9PUBLIQUE ARABE SYRIENNE<\/option><option value=\"R\u00c9PUBLIQUE CENTRAFRICAINE\">R\u00c9PUBLIQUE CENTRAFRICAINE<\/option><option value=\"R\u00c9PUBLIQUE D\u00c9MOCRATIQUE DU CONGO\">R\u00c9PUBLIQUE D\u00c9MOCRATIQUE DU CONGO<\/option><option value=\"R\u00c9PUBLIQUE DOMINICAINE\">R\u00c9PUBLIQUE DOMINICAINE<\/option><option value=\"R\u00c9PUBLIQUE DU CONGO\">R\u00c9PUBLIQUE DU CONGO<\/option><option value=\"R\u00c9PUBLIQUE ISLAMIQUE D&#039;IRAN\">R\u00c9PUBLIQUE ISLAMIQUE D&#039;IRAN<\/option><option value=\"R\u00c9PUBLIQUE TCH\u00c8QUE\">R\u00c9PUBLIQUE TCH\u00c8QUE<\/option><option value=\"ROUMANIE\">ROUMANIE<\/option><option value=\"ROYAUME-UNI\">ROYAUME-UNI<\/option><option value=\"RUSSIE\">RUSSIE<\/option><option value=\"RWANDA\">RWANDA<\/option><option value=\"SAHARA OCCIDENTAL\">SAHARA OCCIDENTAL<\/option><option value=\"SAINT-BARTH\u00c9LEMY\">SAINT-BARTH\u00c9LEMY<\/option><option value=\"SAINT-KITTS-ET-NEVIS\">SAINT-KITTS-ET-NEVIS<\/option><option value=\"SAINT-MARIN\">SAINT-MARIN<\/option><option value=\"SAINT-MARTIN\">SAINT-MARTIN<\/option><option value=\"SAINT-PIERRE-ET-MIQUELON\">SAINT-PIERRE-ET-MIQUELON<\/option><option value=\"SAINT-VINCENT-ET-LES GRENADINES\">SAINT-VINCENT-ET-LES GRENADINES<\/option><option value=\"SAINTE-H\u00c9L\u00c8NE\">SAINTE-H\u00c9L\u00c8NE<\/option><option value=\"SAINTE-LUCIE\">SAINTE-LUCIE<\/option><option value=\"SAMOA\">SAMOA<\/option><option value=\"AMOA AM\u00c9RICAINES\">AMOA AM\u00c9RICAINES<\/option><option value=\"SAO TOM\u00c9-ET-PRINCIPE\">SAO TOM\u00c9-ET-PRINCIPE<\/option><option value=\"S\u00c9N\u00c9GAL\">S\u00c9N\u00c9GAL<\/option><option value=\"SERBIE\">SERBIE<\/option><option value=\"SEYCHELLES\">SEYCHELLES<\/option><option value=\"SIERRA LEONE\">SIERRA LEONE<\/option><option value=\"SINGAPOUR\">SINGAPOUR<\/option><option value=\"SINT MAARTEEN\">SINT MAARTEEN<\/option><option value=\"SLOVAQUIE\">SLOVAQUIE<\/option><option value=\"SLOV\u00c9NIE\">SLOV\u00c9NIE<\/option><option value=\"SOMALIE\">SOMALIE<\/option><option value=\"SOUDAN\">SOUDAN<\/option><option value=\"SRI LANKA\">SRI LANKA<\/option><option value=\"SU\u00c8DE\">SU\u00c8DE<\/option><option value=\"SUISSE\">SUISSE<\/option><option value=\"SURINAME\">SURINAME<\/option><option value=\"SVALBARD ET JAN MAYEN\">SVALBARD ET JAN MAYEN<\/option><option value=\"SWAZILAND\">SWAZILAND<\/option><option value=\"TADJIKISTAN\">TADJIKISTAN<\/option><option value=\"TA\u00cfWAN\">TA\u00cfWAN<\/option><option value=\"TANZANIE\">TANZANIE<\/option><option value=\"TCHAD\">TCHAD<\/option><option value=\"TERRES AUSTRALES FRAN\u00c7AISES\">TERRES AUSTRALES FRAN\u00c7AISES<\/option><option value=\"TERRITOIRE BRITANNIQUE DE L&#039;OC\u00c9AN INDIEN\">TERRITOIRE BRITANNIQUE DE L&#039;OC\u00c9AN INDIEN<\/option><option value=\"TERRITOIRE PALESTINIEN OCCUP\u00c9\">TERRITOIRE PALESTINIEN OCCUP\u00c9<\/option><option value=\"THA\u00cfLANDE\">THA\u00cfLANDE<\/option><option value=\"TOGO\">TOGO<\/option><option value=\"TOKELAU\">TOKELAU<\/option><option value=\"TRINIT\u00c9-ET-TOBAGO\">TRINIT\u00c9-ET-TOBAGO<\/option><option value=\"TUNISIE\">TUNISIE<\/option><option value=\"TURKM\u00c9NISTAN\">TURKM\u00c9NISTAN<\/option><option value=\"TURQUIE\">TURQUIE<\/option><option value=\"TUVALU\">TUVALU<\/option><option value=\"UKRAINE\">UKRAINE<\/option><option value=\"URUGUAY\">URUGUAY<\/option><option value=\"VANUATU\">VANUATU<\/option><option value=\"VATICAN\">VATICAN<\/option><option value=\"VENEZUELA\">VENEZUELA<\/option><option value=\"VIETNAM\">VIETNAM<\/option><option value=\"WALLIS ET FUTUNA\">WALLIS ET FUTUNA<\/option><option value=\"Y\u00c9MEN\">Y\u00c9MEN<\/option><option value=\"ZAMBIE\">ZAMBIE<\/option><option value=\"ZIMBABWE\">ZIMBABWE<\/option><\/select><\/span><\/label>\n\n<div id=\"responsive-form\" class=\"clearfix\">\n <div style=\"margin-top:25px;\" class=\"form-row\">\n  <div>\n   <label>\n    <span>Date de naissance<\/span>\n    <span class=\"wpcf7-form-control-wrap\" data-name=\"date-841\"><input class=\"wpcf7-form-control wpcf7-date wpcf7-validates-as-required wpcf7-validates-as-date\" min=\"1950-12-31\" max=\"2004-12-31\" aria-required=\"true\" aria-invalid=\"false\" value=\"jj\/mm\/aaaa\" type=\"date\" name=\"date-841\" \/><\/span>\n   <\/label>\n  <\/div>\n <\/div>\n<\/div>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"b2c\" type=\"hidden\" name=\"type_article\" \/>\n<div style=\"margin-top:25px;\">\n<div class=\"quote-field\">\n  <label>Type de s\u00e9jour<\/label>\n  <span class=\"wpcf7-form-control-wrap\" data-name=\"radio-261\"><span class=\"wpcf7-form-control wpcf7-radio\"><span class=\"wpcf7-list-item first\"><label><input type=\"radio\" name=\"radio-261\" value=\"Plus de 12 mois\" checked=\"checked\" \/><span class=\"wpcf7-list-item-label\">Plus de 12 mois<\/span><\/label><\/span><span class=\"wpcf7-list-item last\"><label><input type=\"radio\" name=\"radio-261\" value=\"Moins de 12 mois\" \/><span class=\"wpcf7-list-item-label\">Moins de 12 mois<\/span><\/label><\/span><\/span><\/span>\n<\/div>\n<\/div>\n<input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Je compare les offres\" \/><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n<\/div>\t<a class=\"aside-form__trust carexpat-trust-summary\" href=\"https:\/\/fr.trustpilot.com\/review\/santexpat.fr\" target=\"_blank\" rel=\"noopener noreferrer\">\n\t\t<span class=\"stars\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 2l2.9 6.3 6.9.7-5.1 4.6 1.4 6.8L12 17.8 6 20.4l1.4-6.8L2.3 9l6.9-.7z\"><\/path><\/svg><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 2l2.9 6.3 6.9.7-5.1 4.6 1.4 6.8L12 17.8 6 20.4l1.4-6.8L2.3 9l6.9-.7z\"><\/path><\/svg><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 2l2.9 6.3 6.9.7-5.1 4.6 1.4 6.8L12 17.8 6 20.4l1.4-6.8L2.3 9l6.9-.7z\"><\/path><\/svg><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 2l2.9 6.3 6.9.7-5.1 4.6 1.4 6.8L12 17.8 6 20.4l1.4-6.8L2.3 9l6.9-.7z\"><\/path><\/svg><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 2l2.9 6.3 6.9.7-5.1 4.6 1.4 6.8L12 17.8 6 20.4l1.4-6.8L2.3 9l6.9-.7z\"><\/path><\/svg><\/span>\t\t<span>4,9\/5 \u00b7 816 avis sur Trustpilot<\/span>\n\t<\/a>\n\t<\/div>\t<details class=\"toc\" open>\n\t\t<summary><span class=\"toc__label\">Sommaire<\/span><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/summary>\n\t\t<ul><li><a href=\"#mutuelle-sante-pays-bas-tout-savoir-pour-bien-se-couvrir\">Mutuelle sant\u00e9 Pays-Bas : tout savoir pour bien se couvrir<\/a><\/li><\/ul>\n\t<\/details>\n\t<\/aside><\/div><\/div><\/article>\n\t\t<section class=\"section related\"><div class=\"container\"><div class=\"section-head\"><span class=\"eyebrow\">Pour aller plus loin<\/span><h2 class=\"display h-2\">Nos articles sur cette destination<\/h2><\/div><div class=\"rel-grid\">\n\t\t\t<a class=\"rel-card\" href=\"https:\/\/carexpat.com\/blog\/en\/santexpat-becomes-carexpat-why-the-change\/\">\n\t\t\t<div class=\"rel-card__media\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2026\/10\/blog12-1.png\" alt=\"\"><\/div>\n\t\t\t<div class=\"rel-card__body\">\n\t\t\t\t<div class=\"rel-card__meta\"><span class=\"chip chip--profils\">Profils<\/span><span class=\"sep\"><\/span><span>6 min<\/span><\/div>\n\t\t\t\t<h3 class=\"rel-card__title\">Santexpat Becomes careXpat: Why the Change?<\/h3>\n\t\t\t<\/div>\n\t\t<\/a>\n\t\t\t<a class=\"rel-card\" href=\"https:\/\/carexpat.com\/blog\/santexpat-devient-carexpat\/\">\n\t\t\t<div class=\"rel-card__media\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2026\/10\/blog12-1.png\" alt=\"\"><\/div>\n\t\t\t<div class=\"rel-card__body\">\n\t\t\t\t<div class=\"rel-card__meta\"><span class=\"chip chip--profils\">Profils<\/span><span class=\"sep\"><\/span><span>7 min<\/span><\/div>\n\t\t\t\t<h3 class=\"rel-card__title\">Santexpat devient careXpat : pourquoi ce changement ?<\/h3>\n\t\t\t<\/div>\n\t\t<\/a>\n\t\t\t<a class=\"rel-card\" href=\"https:\/\/carexpat.com\/blog\/en\/starting-out-as-a-family-the-first-90-days\/\">\n\t\t\t<div class=\"rel-card__media\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2026\/10\/quelques-idees-reussir-voyage-famille-destinations-lointaines.png\" alt=\"\"><\/div>\n\t\t\t<div class=\"rel-card__body\">\n\t\t\t\t<div class=\"rel-card__meta\"><span class=\"chip chip--profils\">Profils<\/span><span class=\"sep\"><\/span><span>7 min<\/span><\/div>\n\t\t\t\t<h3 class=\"rel-card__title\">Starting Out as a Family: The First 90 Days<\/h3>\n\t\t\t<\/div>\n\t\t<\/a>\n\t\t<\/div><\/div><\/section>\n\t\t<section class=\"section faqA\" id=\"faq\"><div class=\"container\"><div class=\"faqA__grid\">\n\t\t<div class=\"faqA__aside\"><span class=\"eyebrow\">careXpat est \u00e0 vos c\u00f4t\u00e9s<\/span><h2 class=\"display h-1\">Questions<br>fr\u00e9quentes<\/h2><div class=\"ghost-stamps\" aria-hidden=\"true\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/themes\/carexpat-blog\/assets\/stamps\/teleconsultation.svg\" alt=\"\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/themes\/carexpat-blog\/assets\/stamps\/maternity.svg\" alt=\"\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/themes\/carexpat-blog\/assets\/stamps\/cancer.svg\" alt=\"\"><\/div><\/div>\n\t\t<div class=\"faq\"><div class=\"faq__item\"><button class=\"faq__q\" type=\"button\" aria-controls=\"faq-answer-31591-0\">Why compare international health insurance plans?<span class=\"faq__toggle\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\"><path d=\"M12 5v14M5 12h14\"><\/path><\/svg><\/span><\/button><div class=\"faq__a\" id=\"faq-answer-31591-0\"><div class=\"faq__a-inner\"><p>Benefits, limits and exclusions vary greatly by country and profile. Comparing helps you choose truly suitable coverage.<\/p>\n<\/div><\/div><\/div><div class=\"faq__item\"><button class=\"faq__q\" type=\"button\" aria-controls=\"faq-answer-31591-1\">Is the careXpat comparison service free?<span class=\"faq__toggle\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\"><path d=\"M12 5v14M5 12h14\"><\/path><\/svg><\/span><\/button><div class=\"faq__a\" id=\"faq-answer-31591-1\"><div class=\"faq__a-inner\"><p>Yes. The comparison and support from an adviser are free, with no obligation.<\/p>\n<\/div><\/div><\/div><\/div>\n\t<\/div><\/div><\/section>\n\t\t<section class=\"avisband\"><div class=\"container\"><div class=\"avisband__head\"><span class=\"eyebrow\">Avis clients<\/span><h2>Plus de 20 000 assur\u00e9s nous font confiance<\/h2><p class=\"lead\">Des avis v\u00e9rifi\u00e9s, laiss\u00e9s apr\u00e8s un accompagnement r\u00e9el : comparaison, souscription, remboursements.<\/p><\/div><div class=\"avisband__tp\"><div class=\"trustpilot-widget\" data-locale=\"fr-FR\" data-template-id=\"54ad5defc6454f065c28af8b\" data-businessunit-id=\"623c3eee2cc9401e439c98fb\" data-style-height=\"240px\" data-style-width=\"100%\" data-token=\"7fedd72f-6a9a-4253-a889-7b99d9209710\" data-stars=\"1,2,3,4,5\" data-review-languages=\"\"><a href=\"https:\/\/fr.trustpilot.com\/review\/santexpat.fr\" target=\"_blank\" rel=\"noopener noreferrer\">Trustpilot<\/a><\/div><\/div><\/div><\/section>\n\t\t<section class=\"section cta-banner\"><div class=\"container\"><div class=\"cta-banner__inner\"><div class=\"cta-banner__body\"><span class=\"eyebrow\">Comparateur sant\u00e9<\/span><h2>Votre sant\u00e9 \u00e0 l\u2019\u00e9tranger, sans mauvaise surprise<\/h2><p>Comparez en quelques minutes les meilleures assurances sant\u00e9 internationales adapt\u00e9es \u00e0 votre projet.<\/p><ul class=\"cta-banner__list\"><li><span class=\"tick\"><svg viewBox=\"0 0 24 24\"><path d=\"M5 12l5 5 9-11\"><\/path><\/svg><\/span>Comparatif personnalis\u00e9<\/li><li><span class=\"tick\"><svg viewBox=\"0 0 24 24\"><path d=\"M5 12l5 5 9-11\"><\/path><\/svg><\/span>Conseillers experts de l\u2019expatriation<\/li><li><span class=\"tick\"><svg viewBox=\"0 0 24 24\"><path d=\"M5 12l5 5 9-11\"><\/path><\/svg><\/span>Gratuit et sans engagement<\/li><\/ul><div class=\"cta-banner__actions\"><a class=\"btn-pri\" href=\"https:\/\/carexpat.com\/search\">Trouver mon assurance <svg viewBox=\"0 0 24 24\"><path d=\"M9 6l6 6-6 6\"><\/path><\/svg><\/a>\t<a class=\"cta-banner__trust carexpat-trust-summary\" href=\"https:\/\/fr.trustpilot.com\/review\/santexpat.fr\" target=\"_blank\" rel=\"noopener noreferrer\">\n\t\t<span class=\"cta-banner__stars\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 2l2.9 6.3 6.9.7-5.1 4.6 1.4 6.8L12 17.8 6 20.4l1.4-6.8L2.3 9l6.9-.7z\"><\/path><\/svg><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 2l2.9 6.3 6.9.7-5.1 4.6 1.4 6.8L12 17.8 6 20.4l1.4-6.8L2.3 9l6.9-.7z\"><\/path><\/svg><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 2l2.9 6.3 6.9.7-5.1 4.6 1.4 6.8L12 17.8 6 20.4l1.4-6.8L2.3 9l6.9-.7z\"><\/path><\/svg><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 2l2.9 6.3 6.9.7-5.1 4.6 1.4 6.8L12 17.8 6 20.4l1.4-6.8L2.3 9l6.9-.7z\"><\/path><\/svg><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 2l2.9 6.3 6.9.7-5.1 4.6 1.4 6.8L12 17.8 6 20.4l1.4-6.8L2.3 9l6.9-.7z\"><\/path><\/svg><\/span>\t\t<span>4,9\/5 \u00b7 816 avis sur Trustpilot<\/span>\n\t<\/a>\n\t<\/div><\/div><div class=\"cta-banner__media\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/themes\/carexpat-blog\/assets\/imagery\/advisors.jpg\" alt=\"careXpat\"><\/div><\/div><\/div><\/section>\n\t[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][\/vc_column][\/vc_row]<\/p>\n","protected":false},"author":6,"featured_media":31541,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-31539","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Mutuelle Pays-Bas : vivre et s\u2019expatrier en toute s\u00e9r\u00e9nit\u00e9<\/title>\n<meta name=\"description\" content=\"Comprendre la mutuelle sant\u00e9 aux Pays-Bas : analysez les co\u00fbts et r\u00e9glementations pour une protection optimale face \u00e0 un syst\u00e8me co\u00fbteux.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/carexpat.com\/blog\/expatriation-pays-bas\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mutuelle Pays-Bas : vivre et s\u2019expatrier en toute s\u00e9r\u00e9nit\u00e9\" \/>\n<meta property=\"og:description\" content=\"Comprendre la mutuelle sant\u00e9 aux Pays-Bas : analysez les co\u00fbts et r\u00e9glementations pour une protection optimale face \u00e0 un syst\u00e8me co\u00fbteux.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/carexpat.com\/blog\/expatriation-pays-bas\/\" \/>\n<meta property=\"og:site_name\" content=\"carexpat.com\/blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/carexpat.com\/\" \/>\n<meta property=\"og:image\" content=\"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2026\/09\/827px-Westerkerk_Amsterdam.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"827\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@Carexpat_fr\" \/>\n<meta name=\"twitter:label1\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/carexpat.com\\\/blog\\\/expatriation-pays-bas\\\/\",\"url\":\"https:\\\/\\\/carexpat.com\\\/blog\\\/expatriation-pays-bas\\\/\",\"name\":\"Mutuelle Pays-Bas : vivre et s\u2019expatrier en toute s\u00e9r\u00e9nit\u00e9\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/carexpat.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/carexpat.com\\\/blog\\\/expatriation-pays-bas\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/carexpat.com\\\/blog\\\/expatriation-pays-bas\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/carexpat.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/827px-Westerkerk_Amsterdam.jpg\",\"datePublished\":\"2026-09-30T08:42:03+00:00\",\"description\":\"Comprendre la mutuelle sant\u00e9 aux Pays-Bas : analysez les co\u00fbts et r\u00e9glementations pour une protection optimale face \u00e0 un syst\u00e8me co\u00fbteux.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/carexpat.com\\\/blog\\\/expatriation-pays-bas\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/carexpat.com\\\/blog\\\/expatriation-pays-bas\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/carexpat.com\\\/blog\\\/expatriation-pays-bas\\\/#primaryimage\",\"url\":\"https:\\\/\\\/carexpat.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/827px-Westerkerk_Amsterdam.jpg\",\"contentUrl\":\"https:\\\/\\\/carexpat.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/827px-Westerkerk_Amsterdam.jpg\",\"width\":827,\"height\":720},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/carexpat.com\\\/blog\\\/expatriation-pays-bas\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/carexpat.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"PAYS-BAS\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/carexpat.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/carexpat.com\\\/blog\\\/\",\"name\":\"carexpat.com\\\/blog\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/carexpat.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/carexpat.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Mutuelle Pays-Bas : vivre et s\u2019expatrier en toute s\u00e9r\u00e9nit\u00e9","description":"Comprendre la mutuelle sant\u00e9 aux Pays-Bas : analysez les co\u00fbts et r\u00e9glementations pour une protection optimale face \u00e0 un syst\u00e8me co\u00fbteux.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/carexpat.com\/blog\/expatriation-pays-bas\/","og_locale":"fr_FR","og_type":"article","og_title":"Mutuelle Pays-Bas : vivre et s\u2019expatrier en toute s\u00e9r\u00e9nit\u00e9","og_description":"Comprendre la mutuelle sant\u00e9 aux Pays-Bas : analysez les co\u00fbts et r\u00e9glementations pour une protection optimale face \u00e0 un syst\u00e8me co\u00fbteux.","og_url":"https:\/\/carexpat.com\/blog\/expatriation-pays-bas\/","og_site_name":"carexpat.com\/blog","article_publisher":"https:\/\/www.facebook.com\/carexpat.com\/","og_image":[{"width":827,"height":720,"url":"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2026\/09\/827px-Westerkerk_Amsterdam.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_site":"@Carexpat_fr","twitter_misc":{"Dur\u00e9e de lecture estim\u00e9e":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/carexpat.com\/blog\/expatriation-pays-bas\/","url":"https:\/\/carexpat.com\/blog\/expatriation-pays-bas\/","name":"Mutuelle Pays-Bas : vivre et s\u2019expatrier en toute s\u00e9r\u00e9nit\u00e9","isPartOf":{"@id":"https:\/\/carexpat.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/carexpat.com\/blog\/expatriation-pays-bas\/#primaryimage"},"image":{"@id":"https:\/\/carexpat.com\/blog\/expatriation-pays-bas\/#primaryimage"},"thumbnailUrl":"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2026\/09\/827px-Westerkerk_Amsterdam.jpg","datePublished":"2026-09-30T08:42:03+00:00","description":"Comprendre la mutuelle sant\u00e9 aux Pays-Bas : analysez les co\u00fbts et r\u00e9glementations pour une protection optimale face \u00e0 un syst\u00e8me co\u00fbteux.","breadcrumb":{"@id":"https:\/\/carexpat.com\/blog\/expatriation-pays-bas\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/carexpat.com\/blog\/expatriation-pays-bas\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/carexpat.com\/blog\/expatriation-pays-bas\/#primaryimage","url":"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2026\/09\/827px-Westerkerk_Amsterdam.jpg","contentUrl":"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2026\/09\/827px-Westerkerk_Amsterdam.jpg","width":827,"height":720},{"@type":"BreadcrumbList","@id":"https:\/\/carexpat.com\/blog\/expatriation-pays-bas\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/carexpat.com\/blog\/"},{"@type":"ListItem","position":2,"name":"PAYS-BAS"}]},{"@type":"WebSite","@id":"https:\/\/carexpat.com\/blog\/#website","url":"https:\/\/carexpat.com\/blog\/","name":"carexpat.com\/blog","description":"","publisher":{"@id":"https:\/\/carexpat.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/carexpat.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"}]}},"lang":"fr","translations":{"fr":31539},"pll_sync_post":[],"_links":{"self":[{"href":"https:\/\/carexpat.com\/blog\/wp-json\/wp\/v2\/pages\/31539","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/carexpat.com\/blog\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/carexpat.com\/blog\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/carexpat.com\/blog\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/carexpat.com\/blog\/wp-json\/wp\/v2\/comments?post=31539"}],"version-history":[{"count":1,"href":"https:\/\/carexpat.com\/blog\/wp-json\/wp\/v2\/pages\/31539\/revisions"}],"predecessor-version":[{"id":31540,"href":"https:\/\/carexpat.com\/blog\/wp-json\/wp\/v2\/pages\/31539\/revisions\/31540"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/carexpat.com\/blog\/wp-json\/wp\/v2\/media\/31541"}],"wp:attachment":[{"href":"https:\/\/carexpat.com\/blog\/wp-json\/wp\/v2\/media?parent=31539"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}