{"id":31454,"date":"2026-09-15T15:51:43","date_gmt":"2026-09-15T13:51:43","guid":{"rendered":"https:\/\/carexpat.com\/blog\/?page_id=31454"},"modified":"2026-09-15T15:54:35","modified_gmt":"2026-09-15T13:54:35","slug":"oceanie","status":"publish","type":"page","link":"https:\/\/carexpat.com\/blog\/oceanie\/","title":{"rendered":"Oc\u00e9anie"},"content":{"rendered":"<div class=\"wpb-content-wrapper\" id=\"wpb-content-root\"><p>[vc_row][vc_column]\t\t<section class=\"et-hero et-hero--bar\"><div class=\"container\"><div class=\"et-hero__col\">\n\t\t\t<nav class=\"crumb et-hero__crumb\"><a href=\"https:\/\/carexpat.com\/blog\/\">Le blog<\/a><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M9 6l6 6-6 6\"><\/path><\/svg><a href=\"https:\/\/carexpat.com\/blog\/expatriation-tous-les-pays\/\">Destinations<\/a><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M9 6l6 6-6 6\"><\/path><\/svg><span>Oc\u00e9anie<\/span><\/nav>\n\t\t\t<span class=\"eyebrow\">Guide destination<\/span><h1 class=\"display\">ASSURANCE SANT\u00c9 OC\u00c9ANIE<\/h1><p class=\"et-hero__intro\">S&#039;expatrier en Oc\u00e9anie est une aventure hors du commun. Du dynamisme des m\u00e9tropoles d&#039;Australie ou de Nouvelle-Z\u00e9lande \u00e0 l&#039;isolement paradisiaque des \u00eeles du Pacifique (Fidji, Vanuatu, Nouvelle-Cal\u00e9donie), cette r\u00e9gion du monde impose des d\u00e9fis logistiques majeurs. Les distances immenses et l&#039;h\u00e9t\u00e9rog\u00e9n\u00e9it\u00e9 des syst\u00e8mes de sant\u00e9 exigent une couverture internationale \u00e0 toute \u00e9preuve, pens\u00e9e pour les grands voyageurs et les impr\u00e9vus.<\/p>\t\t\t<div class=\"et-hero__cta\"><a class=\"btn-pri\" href=\"https:\/\/carexpat.com\/search\">Comparer les offres <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M9 6l6 6-6 6\"><\/path><\/svg><\/a><a class=\"btn btn--ghost\" href=\"#guide\">Lire le guide<\/a><\/div>\t\t\t<div class=\"et-hero__meta\"><span>Par la r\u00e9daction careXpat<\/span><span class=\"sep\"><\/span><span>15 septembre 2026<\/span><span class=\"sep\"><\/span><span>3 min de lecture<\/span><\/div>\t\t<\/div><figure class=\"et-hero__figure notch-photo\"><div class=\"framed\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2026\/09\/guide_sante_oceanie-1024x671.jpg\" alt=\"ASSURANCE SANT\u00c9 OC\u00c9ANIE\"><\/div><\/figure><\/div><\/section>\n\t\t<section class=\"hero-logos vc-insurers--hero\" aria-label=\"Les assureurs que nous comparons\"><div class=\"container\"><p class=\"hero-logos__label\">Les assureurs que nous comparons<\/p><div class=\"logobar__viewport\"><div class=\"logobar__track\"><span class=\"hero-logos__item\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/4-2.png\" alt=\"April International\"><\/span><span class=\"hero-logos__item\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/6.png\" alt=\"AVA assurances\"><\/span><span class=\"hero-logos__item\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/1-3.png\" alt=\"Malakoff Humanis\"><\/span><span class=\"hero-logos__item\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/17.png\" alt=\"MSH\"><\/span><span class=\"hero-logos__item\" aria-hidden=\"true\" tabindex=\"-1\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/4-2.png\" alt=\"\"><\/span><span class=\"hero-logos__item\" aria-hidden=\"true\" tabindex=\"-1\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/6.png\" alt=\"\"><\/span><span class=\"hero-logos__item\" aria-hidden=\"true\" tabindex=\"-1\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/1-3.png\" alt=\"\"><\/span><span class=\"hero-logos__item\" aria-hidden=\"true\" tabindex=\"-1\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/17.png\" alt=\"\"><\/span><\/div><\/div><\/div><\/section>\n\t\t<section class=\"arts\"><div class=\"container\"><div class=\"section-head\"><div><span class=\"eyebrow\">Le blog des expatri\u00e9s<\/span><h2 class=\"display h-2\">Tous nos articles<\/h2><\/div><span class=\"arts__count\">3 articles<\/span><\/div>\n\t<div class=\"agrid\">\t\t<a class=\"acard\" data-cat=\"profils\" href=\"https:\/\/carexpat.com\/blog\/assurance-sante-expatrie-australie-le-guide-complet-pour-partir-serein\/\">\n\t\t\t<div class=\"acard__media\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2026\/08\/KataTjuta_Australie.jpg\" alt=\"\"><\/div>\n\t\t\t<div class=\"acard__body\">\n\t\t\t\t<div class=\"acard__meta\"><span class=\"chip chip--profils\">Profils<\/span><span class=\"sep\"><\/span><span>25 Ao\u00fbt 2026<\/span><span class=\"sep\"><\/span><span>5 min<\/span><\/div>\n\t\t\t\t<h3 class=\"acard__title\">Assurance sant\u00e9 expatri\u00e9 Australie : Le guide complet pour partir serein<\/h3>\n\t\t\t<\/div>\n\t\t<\/a>\n\t\t\t<a class=\"acard\" data-cat=\"profils\" href=\"https:\/\/carexpat.com\/blog\/partir-vivre-en-nouvelle-caledonie-expatriation\/\">\n\t\t\t<div class=\"acard__media\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2026\/02\/pexels-rodny-martial-1785946795-28431009.jpg\" alt=\"\"><\/div>\n\t\t\t<div class=\"acard__body\">\n\t\t\t\t<div class=\"acard__meta\"><span class=\"chip chip--profils\">Profils<\/span><span class=\"sep\"><\/span><span>16 Mar 2026<\/span><span class=\"sep\"><\/span><span>9 min<\/span><\/div>\n\t\t\t\t<h3 class=\"acard__title\">Partir vivre en Nouvelle-Cal\u00e9donie : emploi, co\u00fbt, famille<\/h3>\n\t\t\t<\/div>\n\t\t<\/a>\n\t\t\t<a class=\"acard\" data-cat=\"profils\" href=\"https:\/\/carexpat.com\/blog\/pvt-nouvelle-zelande-visa\/\">\n\t\t\t<div class=\"acard__media\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2024\/01\/pexels-tyler-lastovich-937781-scaled.jpg\" alt=\"\"><\/div>\n\t\t\t<div class=\"acard__body\">\n\t\t\t\t<div class=\"acard__meta\"><span class=\"chip chip--profils\">Profils<\/span><span class=\"sep\"><\/span><span>12 F\u00e9v 2024<\/span><span class=\"sep\"><\/span><span>9 min<\/span><\/div>\n\t\t\t\t<h3 class=\"acard__title\">PVT en Nouvelle-Z\u00e9lande : guide pratique pour votre d\u00e9part !<\/h3>\n\t\t\t<\/div>\n\t\t<\/a>\n\t<\/div>\t<\/div><\/section>\n\t\t\t<article class=\"art-body\" id=\"guide\"><div class=\"container\"><div class=\"art-grid\"><div class=\"prose\"><p class=\"lead-p\"><h2 id=\"mutuelle-sante-oceanie-tout-savoir-pour-bien-se-couvrir\">Mutuelle sant\u00e9 Oc\u00e9anie : tout savoir pour bien se couvrir<\/h2><div class=\"cx-text\"><p><span style=\"font-weight: 400;\">L&rsquo;Oc\u00e9anie n&rsquo;est pas un bloc homog\u00e8ne. Entre les pays dot\u00e9s de syst\u00e8mes de sant\u00e9 ultra-performants et les archipels isol\u00e9s, votre strat\u00e9gie d&rsquo;assurance doit \u00eatre parfaitement calibr\u00e9e.<\/span><\/p>\n<h3><b>Le p\u00f4le Australie \/ Nouvelle-Z\u00e9lande : l&rsquo;excellence r\u00e9glement\u00e9e<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">L&rsquo;Australie (avec <\/span><i><span style=\"font-weight: 400;\">Medicare<\/span><\/i><span style=\"font-weight: 400;\">) et la Nouvelle-Z\u00e9lande (avec son syst\u00e8me public et l&rsquo;entit\u00e9 <\/span><i><span style=\"font-weight: 400;\">ACC<\/span><\/i><span style=\"font-weight: 400;\"> qui couvre tous les accidents) disposent d&rsquo;infrastructures de sant\u00e9 parmi les meilleures au monde. Toutefois, l&rsquo;acc\u00e8s au syst\u00e8me public pour les expatri\u00e9s y est extr\u00eamement limit\u00e9 et souvent li\u00e9 \u00e0 l&rsquo;obtention de la r\u00e9sidence permanente. De plus, de nombreux visas pour ces pays imposent l\u00e9galement la souscription \u00e0 une assurance priv\u00e9e (comme la condition 8501 en Australie).<\/span><\/p>\n<h3><b>Les \u00eeles du Pacifique : le d\u00e9fi de l&rsquo;isolement<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Si votre projet d&rsquo;expatriation ou de nomadisme digital vous porte vers le Vanuatu, les Fidji ou la Polyn\u00e9sie, la r\u00e9alit\u00e9 est tout autre. Les infrastructures m\u00e9dicales de pointe y sont inexistantes. Les h\u00f4pitaux locaux peuvent g\u00e9rer la petite traumatologie, mais en cas de maladie grave, de probl\u00e8me cardiaque ou de complication, les plateaux techniques ne sont pas adapt\u00e9s.<\/span><\/p>\n<h3><b>Les solutions d&rsquo;assurance pour rayonner dans le Pacifique<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Pour les <\/span><b>expatri\u00e9s dans les \u00eeles lointaines<\/b><span style=\"font-weight: 400;\">, l&rsquo;assurance sant\u00e9 internationale n&rsquo;est pas qu&rsquo;une question de remboursement de consultations : c&rsquo;est un v\u00e9ritable cordon ombilical. La garantie centrale de votre contrat sera <\/span><b>l&rsquo;\u00e9vacuation sanitaire<\/b><span style=\"font-weight: 400;\">. En cas d&rsquo;urgence absolue depuis le Vanuatu ou les Fidji, la proc\u00e9dure standard est l&rsquo;affr\u00e8tement d&rsquo;un avion m\u00e9dicalis\u00e9 vers Auckland (Nouvelle-Z\u00e9lande), Sydney ou Brisbane (Australie). Les co\u00fbts de ces vols priv\u00e9s sanitaires au-dessus de l&rsquo;oc\u00e9an Pacifique sont pharaoniques.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pour les <\/span><b>Pvtistes (WHV) et nomades digitaux<\/b><span style=\"font-weight: 400;\"> qui voyagent \u00e0 travers la r\u00e9gion, une assurance voyage long s\u00e9jour ou \u00ab\u00a01er euro\u00a0\u00bb est obligatoire. Elle vous prot\u00e9gera lors de vos travaux agricoles en Nouvelle-Z\u00e9lande, de vos sessions de surf, et couvrira vos frais r\u00e9els qui sont extr\u00eamement \u00e9lev\u00e9s dans cette zone (un passage aux urgences \u00e0 Sydney ou Auckland facture les \u00e9trangers au prix fort).<\/span><\/p>\n<\/div><div class=\"callout\"><span class=\"callout__ico\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/themes\/carexpat-blog\/assets\/icons\/chat.svg\" alt=\"\"><\/span><div><div class=\"callout__label\">Le conseil careXpat<\/div><p><span style=\"font-weight: 400;\">V\u00e9rifiez vos exclusions g\u00e9ographiques et sportives ! L&rsquo;Oc\u00e9anie est le terrain de jeu des sports \u00e0 sensations fortes (plong\u00e9e sous-marine avec bouteilles, surf, saut en parachute, randonn\u00e9es isol\u00e9es). Beaucoup de cartes bancaires et d&rsquo;assurances d&rsquo;entr\u00e9e de gamme excluent ces \u00ab\u00a0sports \u00e0 risques\u00a0\u00bb. Chez careXpat, nous veillons \u00e0 ce que votre assurance internationale couvre bien ces activit\u00e9s, pour que vous profitiez de votre aventure oc\u00e9anienne sans aucune restriction.<\/span><\/p>\n<\/div><\/div>\n<\/div><aside class=\"art-aside\"><div class=\"aside-form\"><h4>Votre devis pour cette destination<\/h4><p>Comparez les meilleures offres sant\u00e9 adapt\u00e9es \u00e0 votre pays et \u00e0 votre profil.<\/p><div class=\"carexpat-quote-cf7 is-compact\" data-selected-country=\"\" data-language=\"\">\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f616-o1\" lang=\"fr-FR\" dir=\"ltr\" data-wpcf7-id=\"616\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/blog\/wp-json\/wp\/v2\/pages\/31454#wpcf7-f616-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Formulaire de contact\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"616\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.2.2\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"fr_FR\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f616-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<label><span style=\"margin-bottom: 15px;\">Pays d'expatriation<\/span>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"menu-700\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" name=\"menu-700\"><option value=\"Choisir un pays\">Choisir un pays<\/option><option value=\"AFRIQUE DU SUD\">AFRIQUE DU SUD<\/option><option value=\"ALBANIE\">ALBANIE<\/option><option value=\"ALG\u00c9RIE\">ALG\u00c9RIE<\/option><option value=\"ALLEMAGNE\">ALLEMAGNE<\/option><option value=\"ANDORRE\">ANDORRE<\/option><option value=\"ANGOLA\">ANGOLA<\/option><option value=\"ANGUILLA\">ANGUILLA<\/option><option value=\"ANTARCTIQUE\">ANTARCTIQUE<\/option><option value=\"ANTIGUA-ET-BARBUDA\">ANTIGUA-ET-BARBUDA<\/option><option value=\"ANTILLES N\u00c9ERLANDAISES\">ANTILLES N\u00c9ERLANDAISES<\/option><option value=\"ARABIE SAOUDITE\">ARABIE SAOUDITE<\/option><option value=\"ARGENTINE\">ARGENTINE<\/option><option value=\"ARM\u00c9NIE\">ARM\u00c9NIE<\/option><option value=\"ARUBA\">ARUBA<\/option><option value=\"AUSTRALIE\">AUSTRALIE<\/option><option value=\"AUTRICHE\">AUTRICHE<\/option><option value=\"AZERBA\u00cfDJAN\">AZERBA\u00cfDJAN<\/option><option value=\"BAHAMAS\">BAHAMAS<\/option><option value=\"BAHRE\u00cfN\">BAHRE\u00cfN<\/option><option value=\"BANGLADESH\">BANGLADESH<\/option><option value=\"BARBADE\">BARBADE<\/option><option value=\"BELGIQUE\">BELGIQUE<\/option><option value=\"BELIZE\">BELIZE<\/option><option value=\"B\u00c9NIN\">B\u00c9NIN<\/option><option value=\"BERMUDES\">BERMUDES<\/option><option value=\"BHOUTAN\">BHOUTAN<\/option><option value=\"BI\u00c9LORUSSIE\">BI\u00c9LORUSSIE<\/option><option value=\"BOLIVIE\">BOLIVIE<\/option><option value=\"BOSNIE-HERZ\u00c9GOVINE\">BOSNIE-HERZ\u00c9GOVINE<\/option><option value=\"BOTSWANA\">BOTSWANA<\/option><option value=\"BR\u00c9SIL\">BR\u00c9SIL<\/option><option value=\"BRUN\u00c9I DARUSSALAM\">BRUN\u00c9I DARUSSALAM<\/option><option value=\"BULGARIE\">BULGARIE<\/option><option value=\"BURKINA FASO\">BURKINA FASO<\/option><option value=\"BURUNDI\">BURUNDI<\/option><option value=\"CAMBODGE\">CAMBODGE<\/option><option value=\"CAMEROUN\">CAMEROUN<\/option><option value=\"CANADA\">CANADA<\/option><option value=\"CAP-VERT\">CAP-VERT<\/option><option value=\"CHILI\">CHILI<\/option><option value=\"CHINE\">CHINE<\/option><option value=\"CHYPRE\">CHYPRE<\/option><option value=\"COLOMBIE\">COLOMBIE<\/option><option value=\"COMORES\">COMORES<\/option><option value=\"COR\u00c9E DU NORD\">COR\u00c9E DU NORD<\/option><option value=\"COR\u00c9E DU SUD\">COR\u00c9E DU SUD<\/option><option value=\"COSTA RICA\">COSTA RICA<\/option><option value=\"C\u00d4TE D&#039;IVOIRE\">C\u00d4TE D&#039;IVOIRE<\/option><option value=\"CROATIE\">CROATIE<\/option><option value=\"CUBA\">CUBA<\/option><option value=\"DANEMARK\">DANEMARK<\/option><option value=\"DJIBOUTI\">DJIBOUTI<\/option><option value=\"DOMINIQUE\">DOMINIQUE<\/option><option value=\"\u00c9GYPTE\">\u00c9GYPTE<\/option><option value=\"EL SALVADOR\">EL SALVADOR<\/option><option value=\"\u00c9MIRATS ARABES UNIS\">\u00c9MIRATS ARABES UNIS<\/option><option value=\"\u00c9QUATEUR\">\u00c9QUATEUR<\/option><option value=\"\u00c9RYTHR\u00c9E\">\u00c9RYTHR\u00c9E<\/option><option value=\"ESPAGNE\">ESPAGNE<\/option><option value=\"ESTONIE\">ESTONIE<\/option><option value=\"\u00c9TATS F\u00c9D\u00c9R\u00c9S DE MICRON\u00c9SIE\">\u00c9TATS F\u00c9D\u00c9R\u00c9S DE MICRON\u00c9SIE<\/option><option value=\"\u00c9TATS-UNIS\">\u00c9TATS-UNIS<\/option><option value=\"\u00c9THIOPIE\">\u00c9THIOPIE<\/option><option value=\"FIDJI\">FIDJI<\/option><option value=\"FINLANDE\">FINLANDE<\/option><option value=\"FRANCE\">FRANCE<\/option><option value=\"GABON\">GABON<\/option><option value=\"GAMBIE\">GAMBIE<\/option><option value=\"G\u00c9ORGIE\">G\u00c9ORGIE<\/option><option value=\"G\u00c9ORGIE DU SUD ET LES \u00ceLES SANDWICH DU SUD\">G\u00c9ORGIE DU SUD ET LES \u00ceLES SANDWICH DU SUD<\/option><option value=\"GHANA\">GHANA<\/option><option value=\"GIBRALTAR\">GIBRALTAR<\/option><option value=\"GR\u00c8CE\">GR\u00c8CE<\/option><option value=\"GRENADE\">GRENADE<\/option><option value=\"GROENLAND\">GROENLAND<\/option><option value=\"GUADELOUPE\">GUADELOUPE<\/option><option value=\"GUAM\">GUAM<\/option><option value=\"GUATEMALA\">GUATEMALA<\/option><option value=\"GUIN\u00c9E\">GUIN\u00c9E<\/option><option value=\"GUIN\u00c9E \u00c9QUATORIALE\">GUIN\u00c9E \u00c9QUATORIALE<\/option><option value=\"GUIN\u00c9E-BISSAU\">GUIN\u00c9E-BISSAU<\/option><option value=\"GUYANA\">GUYANA<\/option><option value=\"GUYANE FRAN\u00c7AISE\">GUYANE FRAN\u00c7AISE<\/option><option value=\"HA\u00cfTI\">HA\u00cfTI<\/option><option value=\"HONDURAS\">HONDURAS<\/option><option value=\"HONG-KONG\">HONG-KONG<\/option><option value=\"HONGRIE\">HONGRIE<\/option><option value=\"\u00ceLE BOUVET\">\u00ceLE BOUVET<\/option><option value=\"\u00ceLE CHRISTMAS\">\u00ceLE CHRISTMAS<\/option><option value=\"\u00ceLE DE MAN\">\u00ceLE DE MAN<\/option><option value=\"\u00ceLE NORFOLK\">\u00ceLE NORFOLK<\/option><option value=\"\u00ceLES (MALVINAS) FALKLAND\">\u00ceLES (MALVINAS) FALKLAND<\/option><option value=\"\u00ceLES \u00c5LAND\">\u00ceLES \u00c5LAND<\/option><option value=\"\u00ceLES CA\u00cfMANES\">\u00ceLES CA\u00cfMANES<\/option><option value=\"\u00ceLES COCOS (KEELING)\">\u00ceLES COCOS (KEELING)<\/option><option value=\"\u00ceLES COOK\">\u00ceLES COOK<\/option><option value=\"\u00ceLES F\u00c9RO\u00c9\">\u00ceLES F\u00c9RO\u00c9<\/option><option value=\"\u00ceLES HEARD ET MCDONALD\">\u00ceLES HEARD ET MCDONALD<\/option><option value=\"\u00ceLES MARIANNES DU NORD\">\u00ceLES MARIANNES DU NORD<\/option><option value=\"\u00ceLES MARSHALL\">\u00ceLES MARSHALL<\/option><option value=\"\u00ceLES MINEURES \u00c9LOIGN\u00c9ES DES \u00c9TATS-UNIS\">\u00ceLES MINEURES \u00c9LOIGN\u00c9ES DES \u00c9TATS-UNIS<\/option><option value=\"\u00ceLES SALOMON\">\u00ceLES SALOMON<\/option><option value=\"\u00ceLES TURKS ET CA\u00cfQUES\">\u00ceLES TURKS ET CA\u00cfQUES<\/option><option value=\"\u00ceLES VIERGES BRITANNIQUES\">\u00ceLES VIERGES BRITANNIQUES<\/option><option value=\"\u00ceLES VIERGES DES \u00c9TATS-UNISHEADLES\">\u00ceLES VIERGES DES \u00c9TATS-UNISHEADLES<\/option><option value=\"INDE\">INDE<\/option><option value=\"INDON\u00c9SIE\">INDON\u00c9SIE<\/option><option value=\"IRAQ\">IRAQ<\/option><option value=\"IRLANDE\">IRLANDE<\/option><option value=\"ISLANDE\">ISLANDE<\/option><option value=\"ISRA\u00cbL\">ISRA\u00cbL<\/option><option value=\"ITALIE\">ITALIE<\/option><option value=\"JAMA\u00cfQUE\">JAMA\u00cfQUE<\/option><option value=\"JAPON\">JAPON<\/option><option value=\"JERSEY\">JERSEY<\/option><option value=\"JORDANIE\">JORDANIE<\/option><option value=\"KAZAKHSTAN\">KAZAKHSTAN<\/option><option value=\"KENYA\">KENYA<\/option><option value=\"KIRGHIZISTAN\">KIRGHIZISTAN<\/option><option value=\"KIRIBATI\">KIRIBATI<\/option><option value=\"KOWE\u00cfT\">KOWE\u00cfT<\/option><option value=\"LAOS\">LAOS<\/option><option value=\"LESOTHO\">LESOTHO<\/option><option value=\"LETTONIE\">LETTONIE<\/option><option value=\"LIBAN\">LIBAN<\/option><option value=\"LIB\u00c9RIA\">LIB\u00c9RIA<\/option><option value=\"LIBYE\">LIBYE<\/option><option value=\"LIECHTENSTEIN\">LIECHTENSTEIN<\/option><option value=\"LITUANIE\">LITUANIE<\/option><option value=\"LUXEMBOURG\">LUXEMBOURG<\/option><option value=\"MACAO\">MACAO<\/option><option value=\"MAC\u00c9DOINE\">MAC\u00c9DOINE<\/option><option value=\"MADAGASCAR\">MADAGASCAR<\/option><option value=\"MALAISIE\">MALAISIE<\/option><option value=\"MALAWI\">MALAWI<\/option><option value=\"MALDIVES\">MALDIVES<\/option><option value=\"MALI\">MALI<\/option><option value=\"MALTE\">MALTE<\/option><option value=\"MAROC\">MAROC<\/option><option value=\"MARTINIQUE\">MARTINIQUE<\/option><option value=\"MAURICE\">MAURICE<\/option><option value=\"MAURITANIE\">MAURITANIE<\/option><option value=\"MAYOTTE\">MAYOTTE<\/option><option value=\"MEXIQUE\">MEXIQUE<\/option><option value=\"MOLDAVIE\">MOLDAVIE<\/option><option value=\"MONACO\">MONACO<\/option><option value=\"MONGOLIE\">MONGOLIE<\/option><option value=\"MONT\u00c9N\u00c9GRO\">MONT\u00c9N\u00c9GRO<\/option><option value=\"MONTSERRAT\">MONTSERRAT<\/option><option value=\"MOZAMBIQUE\">MOZAMBIQUE<\/option><option value=\"MYANMAR\">MYANMAR<\/option><option value=\"NAMIBIE\">NAMIBIE<\/option><option value=\"NAURU\">NAURU<\/option><option value=\"N\u00c9PAL\">N\u00c9PAL<\/option><option value=\"NICARAGUA\">NICARAGUA<\/option><option value=\"NIGER\">NIGER<\/option><option value=\"NIG\u00c9RIA\">NIG\u00c9RIA<\/option><option value=\"NIU\u00c9\">NIU\u00c9<\/option><option value=\"NORV\u00c8GE\">NORV\u00c8GE<\/option><option value=\"NOUVELLE-CAL\u00c9DONIE\">NOUVELLE-CAL\u00c9DONIE<\/option><option value=\"NOUVELLE-Z\u00c9LANDE\">NOUVELLE-Z\u00c9LANDE<\/option><option value=\"OMAN\">OMAN<\/option><option value=\"OUGANDA\">OUGANDA<\/option><option value=\"OUZB\u00c9KISTAN\">OUZB\u00c9KISTAN<\/option><option value=\"PAKISTAN\">PAKISTAN<\/option><option value=\"PALAOS\">PALAOS<\/option><option value=\"PANAMA\">PANAMA<\/option><option value=\"PAPOUASIE-NOUVELLE-GUIN\u00c9E\">PAPOUASIE-NOUVELLE-GUIN\u00c9E<\/option><option value=\"PARAGUAY\">PARAGUAY<\/option><option value=\"PAYS-BAS\">PAYS-BAS<\/option><option value=\"P\u00c9ROU\">P\u00c9ROU<\/option><option value=\"PHILIPPINES\">PHILIPPINES<\/option><option value=\"PITCAIRN\">PITCAIRN<\/option><option value=\"POLOGNE\">POLOGNE<\/option><option value=\"POLYN\u00c9SIE FRAN\u00c7AISE\">POLYN\u00c9SIE FRAN\u00c7AISE<\/option><option value=\"PORTO RICO\">PORTO RICO<\/option><option value=\"PORTUGAL\">PORTUGAL<\/option><option value=\"QATAR\">QATAR<\/option><option value=\"R\u00c9PUBLIQUE ARABE SYRIENNE\">R\u00c9PUBLIQUE ARABE SYRIENNE<\/option><option value=\"R\u00c9PUBLIQUE CENTRAFRICAINE\">R\u00c9PUBLIQUE CENTRAFRICAINE<\/option><option value=\"R\u00c9PUBLIQUE D\u00c9MOCRATIQUE DU CONGO\">R\u00c9PUBLIQUE D\u00c9MOCRATIQUE DU CONGO<\/option><option value=\"R\u00c9PUBLIQUE DOMINICAINE\">R\u00c9PUBLIQUE DOMINICAINE<\/option><option value=\"R\u00c9PUBLIQUE DU CONGO\">R\u00c9PUBLIQUE DU CONGO<\/option><option value=\"R\u00c9PUBLIQUE ISLAMIQUE D&#039;IRAN\">R\u00c9PUBLIQUE ISLAMIQUE D&#039;IRAN<\/option><option value=\"R\u00c9PUBLIQUE TCH\u00c8QUE\">R\u00c9PUBLIQUE TCH\u00c8QUE<\/option><option value=\"ROUMANIE\">ROUMANIE<\/option><option value=\"ROYAUME-UNI\">ROYAUME-UNI<\/option><option value=\"RUSSIE\">RUSSIE<\/option><option value=\"RWANDA\">RWANDA<\/option><option value=\"SAHARA OCCIDENTAL\">SAHARA OCCIDENTAL<\/option><option value=\"SAINT-BARTH\u00c9LEMY\">SAINT-BARTH\u00c9LEMY<\/option><option value=\"SAINT-KITTS-ET-NEVIS\">SAINT-KITTS-ET-NEVIS<\/option><option value=\"SAINT-MARIN\">SAINT-MARIN<\/option><option value=\"SAINT-MARTIN\">SAINT-MARTIN<\/option><option value=\"SAINT-PIERRE-ET-MIQUELON\">SAINT-PIERRE-ET-MIQUELON<\/option><option value=\"SAINT-VINCENT-ET-LES GRENADINES\">SAINT-VINCENT-ET-LES GRENADINES<\/option><option value=\"SAINTE-H\u00c9L\u00c8NE\">SAINTE-H\u00c9L\u00c8NE<\/option><option value=\"SAINTE-LUCIE\">SAINTE-LUCIE<\/option><option value=\"SAMOA\">SAMOA<\/option><option value=\"AMOA AM\u00c9RICAINES\">AMOA AM\u00c9RICAINES<\/option><option value=\"SAO TOM\u00c9-ET-PRINCIPE\">SAO TOM\u00c9-ET-PRINCIPE<\/option><option value=\"S\u00c9N\u00c9GAL\">S\u00c9N\u00c9GAL<\/option><option value=\"SERBIE\">SERBIE<\/option><option value=\"SEYCHELLES\">SEYCHELLES<\/option><option value=\"SIERRA LEONE\">SIERRA LEONE<\/option><option value=\"SINGAPOUR\">SINGAPOUR<\/option><option value=\"SINT MAARTEEN\">SINT MAARTEEN<\/option><option value=\"SLOVAQUIE\">SLOVAQUIE<\/option><option value=\"SLOV\u00c9NIE\">SLOV\u00c9NIE<\/option><option value=\"SOMALIE\">SOMALIE<\/option><option value=\"SOUDAN\">SOUDAN<\/option><option value=\"SRI LANKA\">SRI LANKA<\/option><option value=\"SU\u00c8DE\">SU\u00c8DE<\/option><option value=\"SUISSE\">SUISSE<\/option><option value=\"SURINAME\">SURINAME<\/option><option value=\"SVALBARD ET JAN MAYEN\">SVALBARD ET JAN MAYEN<\/option><option value=\"SWAZILAND\">SWAZILAND<\/option><option value=\"TADJIKISTAN\">TADJIKISTAN<\/option><option value=\"TA\u00cfWAN\">TA\u00cfWAN<\/option><option value=\"TANZANIE\">TANZANIE<\/option><option value=\"TCHAD\">TCHAD<\/option><option value=\"TERRES AUSTRALES FRAN\u00c7AISES\">TERRES AUSTRALES FRAN\u00c7AISES<\/option><option value=\"TERRITOIRE BRITANNIQUE DE L&#039;OC\u00c9AN INDIEN\">TERRITOIRE BRITANNIQUE DE L&#039;OC\u00c9AN INDIEN<\/option><option value=\"TERRITOIRE PALESTINIEN OCCUP\u00c9\">TERRITOIRE PALESTINIEN OCCUP\u00c9<\/option><option value=\"THA\u00cfLANDE\">THA\u00cfLANDE<\/option><option value=\"TOGO\">TOGO<\/option><option value=\"TOKELAU\">TOKELAU<\/option><option value=\"TRINIT\u00c9-ET-TOBAGO\">TRINIT\u00c9-ET-TOBAGO<\/option><option value=\"TUNISIE\">TUNISIE<\/option><option value=\"TURKM\u00c9NISTAN\">TURKM\u00c9NISTAN<\/option><option value=\"TURQUIE\">TURQUIE<\/option><option value=\"TUVALU\">TUVALU<\/option><option value=\"UKRAINE\">UKRAINE<\/option><option value=\"URUGUAY\">URUGUAY<\/option><option value=\"VANUATU\">VANUATU<\/option><option value=\"VATICAN\">VATICAN<\/option><option value=\"VENEZUELA\">VENEZUELA<\/option><option value=\"VIETNAM\">VIETNAM<\/option><option value=\"WALLIS ET FUTUNA\">WALLIS ET FUTUNA<\/option><option value=\"Y\u00c9MEN\">Y\u00c9MEN<\/option><option value=\"ZAMBIE\">ZAMBIE<\/option><option value=\"ZIMBABWE\">ZIMBABWE<\/option><\/select><\/span><\/label>\n\n<div id=\"responsive-form\" class=\"clearfix\">\n <div style=\"margin-top:25px;\" class=\"form-row\">\n  <div>\n   <label>\n    <span>Date de naissance<\/span>\n    <span class=\"wpcf7-form-control-wrap\" data-name=\"date-841\"><input class=\"wpcf7-form-control wpcf7-date wpcf7-validates-as-required wpcf7-validates-as-date\" min=\"1950-12-31\" max=\"2004-12-31\" aria-required=\"true\" aria-invalid=\"false\" value=\"jj\/mm\/aaaa\" type=\"date\" name=\"date-841\" \/><\/span>\n   <\/label>\n  <\/div>\n <\/div>\n<\/div>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"b2c\" type=\"hidden\" name=\"type_article\" \/>\n<div style=\"margin-top:25px;\">\n<div class=\"quote-field\">\n  <label>Type de s\u00e9jour<\/label>\n  <span class=\"wpcf7-form-control-wrap\" data-name=\"radio-261\"><span class=\"wpcf7-form-control wpcf7-radio\"><span class=\"wpcf7-list-item first\"><label><input type=\"radio\" name=\"radio-261\" value=\"Plus de 12 mois\" checked=\"checked\" \/><span class=\"wpcf7-list-item-label\">Plus de 12 mois<\/span><\/label><\/span><span class=\"wpcf7-list-item last\"><label><input type=\"radio\" name=\"radio-261\" value=\"Moins de 12 mois\" \/><span class=\"wpcf7-list-item-label\">Moins de 12 mois<\/span><\/label><\/span><\/span><\/span>\n<\/div>\n<\/div>\n<input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Je compare les offres\" \/><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n<\/div>\t<a class=\"aside-form__trust carexpat-trust-summary\" href=\"https:\/\/fr.trustpilot.com\/review\/santexpat.fr\" target=\"_blank\" rel=\"noopener noreferrer\">\n\t\t<span class=\"stars\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 2l2.9 6.3 6.9.7-5.1 4.6 1.4 6.8L12 17.8 6 20.4l1.4-6.8L2.3 9l6.9-.7z\"><\/path><\/svg><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 2l2.9 6.3 6.9.7-5.1 4.6 1.4 6.8L12 17.8 6 20.4l1.4-6.8L2.3 9l6.9-.7z\"><\/path><\/svg><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 2l2.9 6.3 6.9.7-5.1 4.6 1.4 6.8L12 17.8 6 20.4l1.4-6.8L2.3 9l6.9-.7z\"><\/path><\/svg><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 2l2.9 6.3 6.9.7-5.1 4.6 1.4 6.8L12 17.8 6 20.4l1.4-6.8L2.3 9l6.9-.7z\"><\/path><\/svg><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 2l2.9 6.3 6.9.7-5.1 4.6 1.4 6.8L12 17.8 6 20.4l1.4-6.8L2.3 9l6.9-.7z\"><\/path><\/svg><\/span>\t\t<span>4,9\/5 \u00b7 816 avis sur Trustpilot<\/span>\n\t<\/a>\n\t<\/div>\t<details class=\"toc\" open>\n\t\t<summary><span class=\"toc__label\">Sommaire<\/span><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/summary>\n\t\t<ul><li><a href=\"#mutuelle-sante-oceanie-tout-savoir-pour-bien-se-couvrir\">Mutuelle sant\u00e9 Oc\u00e9anie : tout savoir pour bien se couvrir<\/a><\/li><\/ul>\n\t<\/details>\n\t<\/aside><\/div><\/div><\/article>\n\t\t<section class=\"section related\"><div class=\"container\"><div class=\"section-head\"><span class=\"eyebrow\">Pour aller plus loin<\/span><h2 class=\"display h-2\">Nos articles sur cette destination<\/h2><\/div><div class=\"rel-grid\">\n\t\t\t<a class=\"rel-card\" href=\"https:\/\/carexpat.com\/blog\/en\/santexpat-becomes-carexpat-why-the-change-2\/\">\n\t\t\t<div class=\"rel-card__media\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2026\/10\/blog12-1.png\" alt=\"\"><\/div>\n\t\t\t<div class=\"rel-card__body\">\n\t\t\t\t<div class=\"rel-card__meta\"><span class=\"chip chip--profils\">Profils<\/span><span class=\"sep\"><\/span><span>5 min<\/span><\/div>\n\t\t\t\t<h3 class=\"rel-card__title\">Santexpat Becomes careXpat: Why the Change?<\/h3>\n\t\t\t<\/div>\n\t\t<\/a>\n\t\t\t<a class=\"rel-card\" href=\"https:\/\/carexpat.com\/blog\/santexpat-devient-carexpat\/\">\n\t\t\t<div class=\"rel-card__media\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2026\/10\/blog12-1.png\" alt=\"\"><\/div>\n\t\t\t<div class=\"rel-card__body\">\n\t\t\t\t<div class=\"rel-card__meta\"><span class=\"chip chip--profils\">Profils<\/span><span class=\"sep\"><\/span><span>7 min<\/span><\/div>\n\t\t\t\t<h3 class=\"rel-card__title\">Santexpat devient careXpat : pourquoi ce changement ?<\/h3>\n\t\t\t<\/div>\n\t\t<\/a>\n\t\t\t<a class=\"rel-card\" href=\"https:\/\/carexpat.com\/blog\/en\/cfe-supplementary-or-first-euro-how-do-you-choose\/\">\n\t\t\t<div class=\"rel-card__media\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2026\/10\/Capture-decran-2026-10-19-a-09.29.23.png\" alt=\"\"><\/div>\n\t\t\t<div class=\"rel-card__body\">\n\t\t\t\t<div class=\"rel-card__meta\"><span class=\"chip chip--profils\">Profils<\/span><span class=\"sep\"><\/span><span>6 min<\/span><\/div>\n\t\t\t\t<h3 class=\"rel-card__title\">CFE, supplementary or \u00ab\u00a0first euro\u00a0\u00bb: How do you choose?<\/h3>\n\t\t\t<\/div>\n\t\t<\/a>\n\t\t<\/div><\/div><\/section>\n\t\t<section class=\"section faqA\" id=\"faq\"><div class=\"container\"><div class=\"faqA__grid\">\n\t\t<div class=\"faqA__aside\"><span class=\"eyebrow\">careXpat est \u00e0 vos c\u00f4t\u00e9s<\/span><h2 class=\"display h-1\">Questions<br>fr\u00e9quentes<\/h2><div class=\"ghost-stamps\" aria-hidden=\"true\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/themes\/carexpat-blog\/assets\/stamps\/teleconsultation.svg\" alt=\"\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/themes\/carexpat-blog\/assets\/stamps\/maternity.svg\" alt=\"\"><img decoding=\"async\" src=\"https:\/\/carexpat.com\/blog\/wp-content\/themes\/carexpat-blog\/assets\/stamps\/cancer.svg\" alt=\"\"><\/div><\/div>\n\t\t<div class=\"faq\"><div class=\"faq__item\"><button class=\"faq__q\" type=\"button\" aria-controls=\"faq-answer-31611-0\">Why compare international health insurance plans?<span class=\"faq__toggle\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\"><path d=\"M12 5v14M5 12h14\"><\/path><\/svg><\/span><\/button><div class=\"faq__a\" id=\"faq-answer-31611-0\"><div class=\"faq__a-inner\"><p>Benefits, limits and exclusions vary greatly by country and profile. Comparing helps you choose truly suitable coverage.<\/p>\n<\/div><\/div><\/div><div class=\"faq__item\"><button class=\"faq__q\" type=\"button\" aria-controls=\"faq-answer-31611-1\">Is the careXpat comparison service free?<span class=\"faq__toggle\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\"><path d=\"M12 5v14M5 12h14\"><\/path><\/svg><\/span><\/button><div class=\"faq__a\" id=\"faq-answer-31611-1\"><div class=\"faq__a-inner\"><p>Yes. The comparison and support from an adviser are free, with no obligation.<\/p>\n<\/div><\/div><\/div><\/div>\n\t<\/div><\/div><\/section>\n\t\t<section class=\"avisband\"><div class=\"container\"><div class=\"avisband__head\"><span class=\"eyebrow\">Avis clients<\/span><h2>Plus de 20 000 assur\u00e9s nous font confiance<\/h2><p class=\"lead\">Des avis v\u00e9rifi\u00e9s, laiss\u00e9s apr\u00e8s un accompagnement r\u00e9el : comparaison, souscription, remboursements.<\/p><\/div><div class=\"avisband__tp\"><div class=\"trustpilot-widget\" data-locale=\"fr-FR\" data-template-id=\"54ad5defc6454f065c28af8b\" data-businessunit-id=\"623c3eee2cc9401e439c98fb\" data-style-height=\"240px\" data-style-width=\"100%\" data-token=\"7fedd72f-6a9a-4253-a889-7b99d9209710\" data-stars=\"1,2,3,4,5\" data-review-languages=\"\"><a href=\"https:\/\/fr.trustpilot.com\/review\/santexpat.fr\" target=\"_blank\" rel=\"noopener noreferrer\">Trustpilot<\/a><\/div><\/div><\/div><\/section>\n\t\t<section class=\"section cta-banner\"><div class=\"container\"><div class=\"cta-banner__inner\"><div class=\"cta-banner__body\"><span class=\"eyebrow\">Comparateur sant\u00e9<\/span><h2>Votre sant\u00e9 \u00e0 l\u2019\u00e9tranger, sans mauvaise surprise<\/h2><p>Comparez en quelques minutes les meilleures assurances sant\u00e9 internationales adapt\u00e9es \u00e0 votre projet.<\/p><ul class=\"cta-banner__list\"><li><span class=\"tick\"><svg viewBox=\"0 0 24 24\"><path d=\"M5 12l5 5 9-11\"><\/path><\/svg><\/span>Comparatif personnalis\u00e9<\/li><li><span class=\"tick\"><svg viewBox=\"0 0 24 24\"><path d=\"M5 12l5 5 9-11\"><\/path><\/svg><\/span>Conseillers experts de l\u2019expatriation<\/li><li><span class=\"tick\"><svg viewBox=\"0 0 24 24\"><path d=\"M5 12l5 5 9-11\"><\/path><\/svg><\/span>Gratuit et sans engagement<\/li><\/ul><div class=\"cta-banner__actions\"><a class=\"btn-pri\" href=\"https:\/\/carexpat.com\/search\">Trouver mon assurance <svg viewBox=\"0 0 24 24\"><path d=\"M9 6l6 6-6 6\"><\/path><\/svg><\/a>\t<a class=\"cta-banner__trust carexpat-trust-summary\" href=\"https:\/\/fr.trustpilot.com\/review\/santexpat.fr\" target=\"_blank\" rel=\"noopener noreferrer\">\n\t\t<span class=\"cta-banner__stars\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 2l2.9 6.3 6.9.7-5.1 4.6 1.4 6.8L12 17.8 6 20.4l1.4-6.8L2.3 9l6.9-.7z\"><\/path><\/svg><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 2l2.9 6.3 6.9.7-5.1 4.6 1.4 6.8L12 17.8 6 20.4l1.4-6.8L2.3 9l6.9-.7z\"><\/path><\/svg><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 2l2.9 6.3 6.9.7-5.1 4.6 1.4 6.8L12 17.8 6 20.4l1.4-6.8L2.3 9l6.9-.7z\"><\/path><\/svg><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 2l2.9 6.3 6.9.7-5.1 4.6 1.4 6.8L12 17.8 6 20.4l1.4-6.8L2.3 9l6.9-.7z\"><\/path><\/svg><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 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