{"id":29298,"date":"2023-11-27T18:12:54","date_gmt":"2023-11-27T16:12:54","guid":{"rendered":"https:\/\/carexpat.com\/blog\/?page_id=29298"},"modified":"2025-10-28T19:10:04","modified_gmt":"2025-10-28T17:10:04","slug":"north-america","status":"publish","type":"page","link":"https:\/\/carexpat.com\/blog\/en\/north-america\/","title":{"rendered":"North America"},"content":{"rendered":"<h1 style=\"text-align: left;color: #7CD0D8\"><span style=\"color: black\">All you need to know about<\/span><br \/>health insurance in North America<\/h1>\n<p><span style=\"font-weight: 400\">Moving to North America, whether the United States or Canada, is a rewarding experience. It&rsquo;s also an experience that requires careful preparation. One of the most important things to think about before you leave is<a href=\"https:\/\/carexpat.com\/assurance-sante\/expatriation\" target=\"_blank\" rel=\"noopener\">expatriate health insurance<\/a>. As an expatriate, it&rsquo;s important to understand how North American healthcare systems work, as they differ considerably from those in France. Differences in organization and costs can have a major impact on access to healthcare. To avoid unpleasant surprises and benefit from appropriate coverage, choosing an appropriate mutuelle is a key step in your move.<\/span><\/p>\n<p>Insurers available in the country:<\/p>\n<p>[wdcl_image_carousel autoplay_speed=\u00a0\u00bb500ms\u00a0\u00bb nav_pagi=\u00a0\u00bbnone\u00a0\u00bb slide_count=\u00a0\u00bb7&Prime; slide_spacing=\u00a0\u00bb40px\u00a0\u00bb arrow_border_style=\u00a0\u00bbnone\u00a0\u00bb left_border_radius=\u00a0\u00bboff|0px|0px|0px|0px\u00a0\u00bb right_border_radius=\u00a0\u00bbon|0px|0px|0px|0px\u00a0\u00bb slide_count_tablet=\u00a0\u00bb4&Prime; slide_count_phone=\u00a0\u00bb2&Prime; slide_count_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb hover_enabled=\u00a0\u00bb0&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb sticky_enabled=\u00a0\u00bb0&Prime;][wdcl_image_carousel_child photo=\u00a0\u00bbhttps:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/2-5.png\u00a0\u00bb photo_alt=\u00a0\u00bbACS\u00a0\u00bb title=\u00a0\u00bbACS\u00a0\u00bb content_type=\u00a0\u00bbnormal\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_font_size=\u00a0\u00bb0px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/wdcl_image_carousel_child][wdcl_image_carousel_child photo=\u00a0\u00bbhttps:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/3-3.png\u00a0\u00bb photo_alt=\u00a0\u00bbAllianz Care\u00a0\u00bb title=\u00a0\u00bbAllianz Care\u00a0\u00bb content_type=\u00a0\u00bbnormal\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_font_size=\u00a0\u00bb0px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/wdcl_image_carousel_child][wdcl_image_carousel_child photo=\u00a0\u00bbhttps:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/10\/Aprex.png\u00a0\u00bb photo_alt=\u00a0\u00bbAPREX\u00a0\u00bb title=\u00a0\u00bbAPREX\u00a0\u00bb content_type=\u00a0\u00bbnormal\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_font_size=\u00a0\u00bb0px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/wdcl_image_carousel_child][wdcl_image_carousel_child photo=\u00a0\u00bbhttps:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/4-2.png\u00a0\u00bb photo_alt=\u00a0\u00bbApril\u00a0\u00bb title=\u00a0\u00bbApril\u00a0\u00bb content_type=\u00a0\u00bbnormal\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _dynamic_attributes=\u00a0\u00bblink_option_url\u00a0\u00bb _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_font_size=\u00a0\u00bb0px\u00a0\u00bb link_option_url=\u00a0\u00bb@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9hc3N1cmFuY2VzIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjI2ODgzIiwiZW5hYmxlX2h0bWwiOiJvZmYifX0=@\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/wdcl_image_carousel_child][wdcl_image_carousel_child photo=\u00a0\u00bbhttps:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/21.png\u00a0\u00bb photo_alt=\u00a0\u00bbAssurTravel\u00a0\u00bb title=\u00a0\u00bbAssurTravel\u00a0\u00bb content_type=\u00a0\u00bbnormal\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_font_size=\u00a0\u00bb0px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/wdcl_image_carousel_child][wdcl_image_carousel_child photo=\u00a0\u00bbhttps:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/5.png\u00a0\u00bb photo_alt=\u00a0\u00bbL&rsquo;\u00c9quit\u00e9\u00a0\u00bb title=\u00a0\u00bbL&rsquo;\u00c9quit\u00e9\u00a0\u00bb content_type=\u00a0\u00bbnormal\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_font_size=\u00a0\u00bb0px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/wdcl_image_carousel_child][wdcl_image_carousel_child photo=\u00a0\u00bbhttps:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/6.png\u00a0\u00bb photo_alt=\u00a0\u00bbAVA Assurances\u00a0\u00bb title=\u00a0\u00bbAVA Assurances\u00a0\u00bb content_type=\u00a0\u00bbnormal\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_font_size=\u00a0\u00bb0px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/wdcl_image_carousel_child][wdcl_image_carousel_child photo=\u00a0\u00bbhttps:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/8.png\u00a0\u00bb photo_alt=\u00a0\u00bbCIgna\u00a0\u00bb title=\u00a0\u00bbCigna\u00a0\u00bb content_type=\u00a0\u00bbnormal\u00a0\u00bb 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_builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_font_size=\u00a0\u00bb0px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/wdcl_image_carousel_child][wdcl_image_carousel_child photo=\u00a0\u00bbhttps:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/SPVIE.webp\u00a0\u00bb photo_alt=\u00a0\u00bbSPVIE Assurances\u00a0\u00bb title=\u00a0\u00bbSPVIE Assurances\u00a0\u00bb content_type=\u00a0\u00bbnormal\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_font_size=\u00a0\u00bb0px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/wdcl_image_carousel_child][wdcl_image_carousel_child photo=\u00a0\u00bbhttps:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/22.png\u00a0\u00bb photo_alt=\u00a0\u00bbVerspieren\u00a0\u00bb title=\u00a0\u00bbVerspieren\u00a0\u00bb content_type=\u00a0\u00bbnormal\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; 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!important;\r\n\t  animation-timing-function: cubic-bezier(0, 1, 1, 0);\r\n\t}\r\n\t\r\n\t\/* Image to background *\/\r\n\t\t.fit-in-content {\r\n\t\tdisplay:block;\r\n\t\theight: 250px;\r\n\t\tbackground-repeat: no-repeat !important;\r\n\t\tbackground-size: cover !important;\r\n\t\tbackground-position: center !important;\t\r\n\t}\t\r\n\t\t@media (min-width: 1025px){\r\n\t\t\t\t\t.snip0047-675:hover span {\r\n\t\t\t\t-webkit-transform: translate3d(-20px, 0px, 0px);\r\n\t\t\t\ttransform: translate3d(-20px, 0px, 0px);\r\n\t\t\t\topacity: 1;\r\n\t\t\t}\r\n\t\t\t.snip0047-675:hover i {\r\n\t\t\t\topacity: 1;\r\n\t\t\t\t-webkit-transition-delay: 0.15s;\r\n\t\t\t\ttransition-delay: 0.15s;\r\n\t\t\t}\r\n\t\t\t.snip0047-675:hover:before {\r\n\t\t\t\twidth: 38px;\r\n\t\t\t\t-webkit-transition-delay: 0s;\r\n\t\t\t\ttransition-delay: 0s;\r\n\t\t\t\tborder-radius: 5px;\r\n\t\t\t}\r\n\t\t\t\r\n\t\t\t}\r\n\t\r\n\t\t\t\r\n\t\t.snip0047-675.active span {\r\n\t\t\t-webkit-transform: translate3d(-20px, 0px, 0px);\r\n\t\t\ttransform: translate3d(-20px, 0px, 0px);\r\n\t\t\topacity: 1;\r\n\t\t}\r\n\t\t\r\n\t\t.snip0047-675.active i {\r\n\t\t\topacity: 1;\r\n\t\t\t-webkit-transition-delay: 0.15s;\r\n\t\t\ttransition-delay: 0.15s;\r\n\t\t}\r\n\t\t\r\n\t\t.snip0047-675.active:before {\r\n\t\t\twidth: 38px;\r\n\t\t\t-webkit-transition-delay: 0s;\r\n\t\t\ttransition-delay: 0s;\r\n\t\t\tborder-radius: 5px;\r\n\t\t}\r\n\t\t\r\n\t\t\t\/* title box css*\/\r\n\t\t\r\n\t\t.blog_title:hover {\r\n\t\t\tcolor: #15203d !important;\r\n\t\t}\r\n\t\t\r\n\t\t.bf_thumb_box_1-675 {\r\n\t\t\tpadding: inherit;\r\n\t\t\tbackground-color: #ffffff;\r\n\t\t\tborder: 1px solid;\r\n\t\t\tborder-color: rgba( 231, 233, 236 );\r\n\t\t}\r\n\t\t\t\t.bf_title_box_1-675 {\r\n\t\t\tpadding-top: 5px;\r\n\t\t\tpadding-bottom: 10px;\r\n\t\t\tpadding-left: 8px;\r\n\t\t\tpadding-right: 8px;\r\n\t\t}\r\n\t\t\t\t.bf_title_box_2-675 {\r\n\t\t\tpadding-top: 10px;\r\n\t\t\tpadding-bottom: 10px;\r\n\t\t\tpadding-left: 8px;\r\n\t\t\tpadding-right: 8px;\r\n\t\t}\r\n\t\t.bf_title_1-675 {\r\n\t\t\tfloat: left;\r\n\t\t\tmargin-top: 15px;\r\n\t\t\tmargin-bottom: 15px;\r\n\t\t\tfont-size: 17px !important;\r\n\t\t\tcolor : #15203d;\r\n\t\t\tfont-weight: bold;\r\n\t\t\twidth:100%;\r\n\t\t}\r\n\t\t.bf_desc_1-675 {\r\n\t\t\tfont-size: 14px;\r\n\t\t\tcolor: #a4a6ac;\r\n\t\t\tmargin:10px 1px;\r\n\t\t}\r\n\t\t\r\n\t\t.blog_metaInfo > span {\r\n\t\t\tcolor: #a4a6ac;\r\n\t\t}\r\n\t\t\r\n\t\t\r\n\t <\/style>\t<div id=\"BlogFilterMain-675\" class=\"blog_filter_main\" version=\"5.7.1\" data-scrollflage=\"1\">\r\n\t\t\t<!-- filters -->\r\n\t\t\t<div class=\"filtr-container filters-div bf_gallery_1-675\" style=\"width:100%\">\r\n\t\t\t\t\t<div style=\"opacity:0;\" id=\"bf_27501\"  data-category=\"163, 172, 131\" data-sort=\"Voyageur\" class=\"163 172 131 pfg_theme_1 filtr-item filtr_item_1 single_one col-lg-3 col-md-3 col-sm-6 col-xs-12\">\r\n\t\t\t\t\t\t\t<div class=\"post-box bf_thumb_box_1-675  \">\r\n\t\t\t\t\t<div class=\"bf_title_box_1-675 bf_title_box_1 fit-text-main\" maxlength=\"20\">\r\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/carexpat.com\/blog\/assurance-voyage-cuba\/\" target=\"\" class=\"fit-in-content\" style=\"background-image: url(https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/07\/pexels-matthias-oben-2060028-3687922-300x203.jpg)\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t<div class=\"bf_title_box_2-675 bf_title_box_2 fit-text-main\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"\" href=\"https:\/\/carexpat.com\/blog\/assurance-voyage-cuba\/\" target=\"\"><h2 class=\"bf_title_1-675 blog_title_1 fit-text\">Assurance sant\u00e9 Cuba : tout savoir avant de partir en 2026<\/h2><\/a>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"blog_metaInfo\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span><i class=\"fa fa-calendar\"><\/i> 21 juillet, 2025 <\/span>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t<input type=\"hidden\" value=\"27501\" class=\"displayed_posts\">\r\n\t\t<\/div>\r\n\t\t\t<div style=\"opacity:0;\" id=\"bf_5072\"  data-category=\"163, 62, 132, 101, 160, 130\" data-sort=\"Interview\" class=\"163 62 132 101 160 130 pfg_theme_1 filtr-item filtr_item_1 single_one col-lg-3 col-md-3 col-sm-6 col-xs-12\">\r\n\t\t\t\t\t\t\t<div class=\"post-box bf_thumb_box_1-675  \">\r\n\t\t\t\t\t<div class=\"bf_title_box_1-675 bf_title_box_1 fit-text-main\" maxlength=\"20\">\r\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/carexpat.com\/blog\/temoignage-cliente-emmanuel-bourgin\/\" target=\"\" class=\"fit-in-content\" style=\"background-image: url(https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2022\/05\/vivre-au-Costa-Rica-300x169.jpg)\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t<div class=\"bf_title_box_2-675 bf_title_box_2 fit-text-main\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"\" href=\"https:\/\/carexpat.com\/blog\/temoignage-cliente-emmanuel-bourgin\/\" target=\"\"><h2 class=\"bf_title_1-675 blog_title_1 fit-text\">Partir vivre au Costa Rica en famille, l\u2019histoire d\u2019Emmanuel B<\/h2><\/a>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"blog_metaInfo\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span><i class=\"fa fa-calendar\"><\/i> 1 octobre, 2023 <\/span>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t<input type=\"hidden\" value=\"5072\" class=\"displayed_posts\">\r\n\t\t<\/div>\r\n\t\t\t<div style=\"opacity:0;\" id=\"bf_5048\"  data-category=\"163, 146, 27, 62, 144, 71, 101, 120, 121, 94, 86, 142\" data-sort=\"Ta\u00efwan\" class=\"163 146 27 62 144 71 101 120 121 94 86 142 pfg_theme_1 filtr-item filtr_item_1 single_one col-lg-3 col-md-3 col-sm-6 col-xs-12\">\r\n\t\t\t\t\t\t\t<div class=\"post-box bf_thumb_box_1-675  \">\r\n\t\t\t\t\t<div class=\"bf_title_box_1-675 bf_title_box_1 fit-text-main\" maxlength=\"20\">\r\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/carexpat.com\/blog\/top-10-des-pays-pour-les-expatries-concernant-la-sante-et-le-bien-etre\/\" target=\"\" class=\"fit-in-content\" style=\"background-image: url(https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2021\/12\/bien-etre-en-expatriation-300x200.jpg)\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t<div class=\"bf_title_box_2-675 bf_title_box_2 fit-text-main\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"\" href=\"https:\/\/carexpat.com\/blog\/top-10-des-pays-pour-les-expatries-concernant-la-sante-et-le-bien-etre\/\" target=\"\"><h2 class=\"bf_title_1-675 blog_title_1 fit-text\">Top 10 des pays ax\u00e9s sur bien-\u00eatre et sant\u00e9 pour expatri\u00e9s<\/h2><\/a>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"blog_metaInfo\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span><i class=\"fa fa-calendar\"><\/i> 30 octobre, 2022 <\/span>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t<input type=\"hidden\" value=\"5048\" class=\"displayed_posts\">\r\n\t\t<\/div>\r\n\t\t\t\t<div class=\"blog_loader blog_loader-675\"><\/div>\r\n\t\t<\/div>\r\n\t\t\t\t<div style=\"text-align: center; \" class=\"blog_pagination blog_pagination-675 font-alt col-lg-12 col-md-12 col-sm-12\">\r\n\t\t\t\t\t<\/div>\r\n\t\t<script>\r\njQuery(function() {\r\n    \/\/Simple filter controls\r\n    jQuery('.filtr-controls-675').click(function() {\r\n        jQuery('.filtr-controls-675').removeClass('active');\r\n        jQuery(this).addClass('active');\r\n    });\r\n    \/\/Multifilter controls\r\n    jQuery('.multifilter li').click(function() {\r\n        jQuery(this).toggleClass('active');\r\n    });\r\n    \/\/Shuffle control\r\n    jQuery('.shuffle-btn').click(function() {\r\n        jQuery('.sort-btn').removeClass('active');\r\n    });\r\n    \/\/Sort controls\r\n    jQuery('.sort-btn').click(function() {\r\n        jQuery('.sort-btn').removeClass('active');\r\n        jQuery(this).addClass('active');\r\n    });\r\n});\r\n\r\ndocument.addEventListener(\"DOMContentLoaded\", function() {\r\n\t\r\n\tfunction AWL_setMaxHeight(className) {\r\n\t  var elements = document.querySelectorAll(className);\r\n\t  var maxHeight = 0;\r\n\r\n\t  elements.forEach(function(element) {\r\n\t\tvar height = element.offsetHeight;\r\n\t\tif (height > maxHeight) {\r\n\t\t  maxHeight = height;\r\n\t\t}\r\n\t  });\r\n\r\n\t  elements.forEach(function(element) {\r\n\t\telement.style.height = maxHeight + 'px';\r\n\t  });\r\n\t}\r\n\t\r\n\t\r\n\tAWL_setMaxHeight('.bf_title_box_1 ');\r\n\tAWL_setMaxHeight('.bf_title_box_2 ');\r\n\t\r\n});\r\n\r\n\r\n\/*===============================*\/\r\n\/* Dropdown Select Box For filters *\/\r\n\/*===============================*\/\r\n\r\n\/\/Lazy load issue fix js\r\nsetTimeout(function () {\r\n\tjQuery(\".portfolio_thumbnail\").each(function(){\r\n\t\t\/\/ console.log(jQuery(this).width() + \"x\" + jQuery(this).height())\r\n\t\tvar h = jQuery(this).height();\r\n\t\tvar w = jQuery(this).width();\r\n\t\tjQuery(this).height(h);\r\n\t\tjQuery(this).width(w);\r\n\t\tjQuery(this).resize();\r\n\t});\r\n}, 2500);\r\n\r\njQuery(document).ready(function() {\r\n\tjQuery(\"a.page-numbers\").each(function() {\r\n\t  var $this = jQuery(this);   \r\n\t  var _href = $this.attr(\"href\");\r\n\t  $this.attr(\"href\", _href + '');\r\n\t});\r\n\t\t\r\n\t\/\/ Animate loader off screen\r\n\tjQuery(\".blog_loader\").hide();\r\n\tjQuery(\".bfg_theme_1\").css(\"opacity\", 1);\r\n\t\/\/Filterizd Default options\r\n\toptions675 = {\r\n\t\tcallbacks: {\r\n\t\t\tonFilteringStart: function() { },\r\n\t\t\tonFilteringEnd: function() { },\r\n\t\t\tonShufflingStart: function() { },\r\n\t\t\tonShufflingEnd: function() { },\r\n\t\t\tonSortingStart: function() { },\r\n\t\t\tonSortingEnd: function() { }\r\n\t\t},\r\n\t\tcontrolsSelector: '.filtr-controls-675',\r\n\t\tfilter: 'all',\r\n\t\tfilterOutCss: {\r\n\t\t  top:'0px',\r\n\t\t\tleft:'0px',\r\n\t\t\topacity: 0.001,\r\n\t\t\ttransform: ''\r\n\t\t  },\r\n\t\t  filterInCss: {\r\n\t\t\t  top:'0px',\r\n\t\t\tleft:'0px',\r\n\t\t\topacity: 1,\r\n\t\t\ttransform: ''\r\n\t\t  },\r\n\t\tlayout: 'sameWidth',\r\n\t\t\t\tselector: '.filtr-item',\r\n\t\tsetupControls: false\r\n\t}\r\n\tvar filterizd = jQuery('.bf_gallery_1-675').filterizr(options675);\r\n\t\r\n\tjQuery('.bf_gallery_1-675').imagesLoaded( function() {\r\n\t  \/\/ images have already loaded, instantiate Filterizr\r\n\t  jQuery('.bf_gallery_1-675').filterizr(options675);\r\n\t});\r\n});\r\n\r\n\/\/blog_pagination class add and active class add\r\njQuery(document).ready(function() {\r\n\t\/\/ For init load scale\r\n\tjQuery('.filtr-item .post-box').addClass('lazyimg');\r\n\t\r\n\t\/\/***************** Swipebox *********************\/\/\r\n\t\t\r\n\tjQuery(\"#filter-hide-button\").on(\"click\", function () {\r\n\t\tvar Get_height = jQuery(\".simplefilter\").height();\r\n        if (jQuery(\"#display-filter\").hasClass(\"visible\")) {\r\n            jQuery(\"#display-filter\").removeClass(\"visible\");\r\n\t\t\tjQuery(\"#display-filter\").height(0);\r\n        } else {\r\n            jQuery(\"#display-filter\").addClass(\"visible\");\r\n\t\t\tjQuery(\"#display-filter\").height(Get_height+20);\r\n        }\r\n    });\r\n\t\r\n\tjQuery( \"ul.page-numbers\" ).addClass( \"blog_pagination mrgt-0\" );\r\n\t\r\n\tjQuery(\"#filter-all\").click(function() {  \r\n\t\toptions675 = {\r\n\t\t\tanimationDuration: 0.5,\r\n\t\t\tcallbacks: {\r\n\t\t\t\tonFilteringStart: function() { },\r\n\t\t\t\tonFilteringEnd: function() { },\r\n\t\t\t\tonShufflingStart: function() { },\r\n\t\t\t\tonShufflingEnd: function() { },\r\n\t\t\t\tonSortingStart: function() { },\r\n\t\t\t\tonSortingEnd: function() { }\r\n\t\t\t},\r\n\t\t\tcontrolsSelector: '.filtr-controls-675',\r\n\t\t\tfilter: 'all',\r\n\t\t\t filterOutCss: {\r\n\t\t\t  top:'0px',\r\n\t\t\t\tleft:'0px',\r\n\t\t\t\topacity: 0.001,\r\n\t\t\t\ttransform: ''\r\n\t\t\t  },\r\n\t\t\t  filterInCss: {\r\n\t\t\t\t  top:'0px',\r\n\t\t\t\tleft:'0px',\r\n\t\t\t\topacity: 1,\r\n\t\t\t\ttransform: ''\r\n\t\t\t  },\r\n\t\t\tlayout: 'sameWidth',\r\n\t\t\tsetupControls: false,\r\n\t\t\tselector: '.filtr-item',\r\n\t\t}\r\n\t\tvar filterizd = jQuery('.bf_gallery_1-675').filterizr(options675);\r\n\t\tfilterizd.filterizr('destroy');\r\n\t\tfilterizd.filterizr(options675).resize();\r\n\t\tjQuery('.filter-active').removeClass('filter-active');\r\n\t\tjQuery('#filter-all').addClass('filter-active');\r\n\t});\r\n\t\r\n\t\/\/ ==================================================\r\n\t\t\r\n\t\tvar total_posts_in_filter = {\"163\":3};\r\n\tjQuery('.filtr-controls-675').click(function() {\r\n\t\tvar button = jQuery('#load-more-675');\r\n\t\tvar button_scroll = jQuery('.load-scroll-block');\r\n\t\tvar targetFilter = jQuery(this).data('filter');\r\n\t\tvar filter_image_len = total_posts_in_filter[targetFilter];\r\n\t\tvar loadedItems =  jQuery('.filtr-item.'+targetFilter).length; \r\n\t\t\/\/console.log(filter_image_len);\r\n\t\t\/\/console.log(loadedItems);\r\n\t\tif(filter_image_len == loadedItems) {\r\n\t\t\t\t\t\t\t\t} else {\r\n\t\t\t\t\t\t\t\t}\r\n\t});\r\n\t});\r\n\r\n\/\/ Blog Load & scroll load on multifilter\r\n<\/script>\t<\/div>\r\n\t\n<h2><b>Understanding expatriate mutual insurance in North America<\/b><\/h2>\n<p><span style=\"font-weight: 400\">Moving to North America, whether the United States or Canada, is a rewarding experience. It&rsquo;s also an experience that requires careful preparation. One of the most important things to think about before you leave is<a href=\"https:\/\/carexpat.com\/assurance-sante\/expatriation\" target=\"_blank\" rel=\"noopener\">expatriate health insurance<\/a>. As an expatriate, it&rsquo;s important to understand how North American healthcare systems work, as they differ considerably from those in France. Differences in organization and costs can have a major impact on access to healthcare. To avoid unpleasant surprises and benefit from appropriate coverage, choosing an appropriate mutuelle is a key step in your move.<\/span><\/p>\n<h3><b>The U.S. healthcare system<\/b><\/h3>\n<p><span style=\"font-weight: 400\">In the United States, there is no universal social security system, which means that access to healthcare depends largely on private insurance. Public programs such as Medicaid and Medicare are available in the United States. However, they are only available to people on low incomes or to senior citizens over 65. The majority of Americans therefore rely on private insurance. Some employers offer basic coverage, but in most cases you&rsquo;ll need to take out individual or supplementary insurance. However, such insurance does not always cover all care, and can be very costly. For example, a simple consultation with a general practitioner can range from $80 to $200, while a day in hospital can cost up to $4,000. Without the right mutual insurance, these costs can quickly become a real financial burden.<\/span><\/p>\n<h3><b>The Canadian healthcare system<\/b><\/h3>\n<p><span style=\"font-weight: 400\">Canada&rsquo;s tax-financed healthcare system offers basic medical coverage to all permanent residents. However, it does not cover certain essential treatments such as dental care, optical care or out-of-hospital prescription drugs. What&rsquo;s more, new arrivals often have to wait up to three months before being covered by their province&rsquo;s health insurance. To avoid any unpleasant surprises, it is therefore advisable to take out supplementary insurance to make up for these shortcomings and ensure optimum coverage of healthcare costs.<\/span><\/p>\n<h3><b>Why take out a mutual insurance policy as an expatriate?<\/b><\/h3>\n<p><span style=\"font-weight: 400\">Whether you choose to settle in the United States or Canada, taking out a health insurance policy as an expatriate is an essential step towards living your new life with peace of mind. In North America, medical costs can be particularly high, and good insurance will enable you to supplement reimbursements from local social security or the Caisse des Fran\u00e7ais de l&rsquo;\u00c9tranger (CFE). Without this protection, a simple consultation or unforeseen hospitalization could quickly lead to major expenses and weigh heavily on your budget.<\/span><\/p>\n<h3><b>How to choose a mutual insurance company in North America?<\/b><\/h3>\n<p><span style=\"font-weight: 400\">When choosing your mutual insurance company, there are several criteria to consider:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><b>Scope of coverage<\/b><span style=\"font-weight: 400\">: Check that your insurance covers daily care, hospitalization, dental and optical expenses, not forgetting medical repatriation if necessary.<\/span><\/li>\n<li style=\"font-weight: 400\"><b>Reimbursement ceilings<\/b><span style=\"font-weight: 400\">: Take the time to check the reimbursement ceilings for each type of care. Make sure they correspond to the rates currently applied in your region, to avoid unforeseen costs. This will avoid unpleasant surprises in the event of high medical costs.<\/span><\/li>\n<li style=\"font-weight: 400\"><b>Network of service providers<\/b><span style=\"font-weight: 400\">: Some insurers offer a network of partner healthcare professionals. Before subscribing, check that this network is sufficiently large and easily accessible to avoid any constraints in your care.<\/span><\/li>\n<li style=\"font-weight: 400\"><b>Cost of premium<\/b><span style=\"font-weight: 400\">: compare the different offers, taking into account the coverage provided and your budget. The carexpat.com international health insurance comparator can help. It&rsquo;s also a good idea to compare offers from local and international insurers to find the coverage best suited to your specific needs.<\/span><\/li>\n<\/ul>\n<h3><b>Health insurance for moving to North America<\/b><\/h3>\n<p><span style=\"font-weight: 400\">Moving to North America as an expatriate requires careful preparation, particularly when it comes to health coverage. Healthcare systems in the U.S. and Canada have their own specificities, and medical expenses can quickly become a burden without a suitable mutual insurance plan. By taking the time to assess your needs and compare the various options available, you can choose an insurance policy that will offer you effective protection throughout your expatriation.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"Voyager \u00e0 Cuba ne s\u2019improvise pas, surtout en mati\u00e8re de sant\u00e9. Depuis 2010, l\u2019assurance voyage incluant une couverture m\u00e9dicale est obligatoire pour entrer sur le territoire cubain. En 2026, avec la num\u00e9risation compl\u00e8te des formalit\u00e9s d'entr\u00e9e, cette exigence est plus contr\u00f4l\u00e9e que jamais. Souscrivez une assurance sant\u00e9 adapt\u00e9e avant le d\u00e9part afin d\u2019\u00e9viter tout refus [...]","protected":false},"author":1,"featured_media":6337,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-29298","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Mutual insurance for expatriates, cover for your move to North America<\/title>\n<meta name=\"description\" content=\"Moving to North America as an expatriate? 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