{"id":29185,"date":"2023-11-27T19:26:18","date_gmt":"2023-11-27T17:26:18","guid":{"rendered":"https:\/\/carexpat.com\/blog\/?page_id=29185"},"modified":"2025-11-03T11:40:28","modified_gmt":"2025-11-03T09:40:28","slug":"oceania","status":"publish","type":"page","link":"https:\/\/carexpat.com\/blog\/en\/oceania\/","title":{"rendered":"Oceania"},"content":{"rendered":"<p><?xml encoding=\"utf-8\" ?><\/p>\n<h1 style=\"text-align: left;color: #7CD0D8\"><span style=\"color: black\">All you need to know about<\/span><br \/>health insurance in Oceania<\/h1>\n<\/p>\n<p><span>Oceania, with its paradisiacal landscapes and attractive lifestyle, attracts many expatriates every year <\/span><b>to<\/b><span> Australia, New Zealand or one of the Pacific islands. But before packing your bags, it&rsquo;s essential to take a close look at the local healthcare system. Each country has its own rules, so choosing the <\/span><span> right<\/span><b>mutual insurance<\/b><span> will help you tackle this new adventure with peace of mind, and <a href=\"https:\/\/carexpat.com\/assurance-sante\/digital-nomad\" target=\"_blank\" rel=\"noopener\">ensure <\/a><\/span><a href=\"https:\/\/carexpat.com\/assurance-sante\/digital-nomad\" target=\"_blank\" rel=\"noopener\"><b>optimum coverage<\/b><\/a><span> in case of need.<\/span><\/p>\n<\/p>\n<p>Insurers available in the country:<\/p>\n<p>[wdcl_image_carousel autoplay_speed=\u00a0\u00bb500ms\u00a0\u00bb nav_pagi=\u00a0\u00bbnone\u00a0\u00bb slide_count=\u00a0\u00bb7&Prime; slide_spacing=\u00a0\u00bb40px\u00a0\u00bb arrow_border_style=\u00a0\u00bbnone\u00a0\u00bb left_border_radius=\u00a0\u00bboff|0px|0px|0px|0px\u00a0\u00bb right_border_radius=\u00a0\u00bbon|0px|0px|0px|0px\u00a0\u00bb slide_count_tablet=\u00a0\u00bb4&Prime; slide_count_phone=\u00a0\u00bb2&Prime; slide_count_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb hover_enabled=\u00a0\u00bb0&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb sticky_enabled=\u00a0\u00bb0&Prime;][wdcl_image_carousel_child photo=\u00a0\u00bbhttps:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/2-5.png\u00a0\u00bb photo_alt=\u00a0\u00bbACS\u00a0\u00bb title=\u00a0\u00bbACS\u00a0\u00bb content_type=\u00a0\u00bbnormal\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_font_size=\u00a0\u00bb0px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/wdcl_image_carousel_child][wdcl_image_carousel_child photo=\u00a0\u00bbhttps:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/3-3.png\u00a0\u00bb photo_alt=\u00a0\u00bbAllianz Care\u00a0\u00bb title=\u00a0\u00bbAllianz Care\u00a0\u00bb content_type=\u00a0\u00bbnormal\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_font_size=\u00a0\u00bb0px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/wdcl_image_carousel_child][wdcl_image_carousel_child photo=\u00a0\u00bbhttps:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/10\/Aprex.png\u00a0\u00bb photo_alt=\u00a0\u00bbAPREX\u00a0\u00bb title=\u00a0\u00bbAPREX\u00a0\u00bb content_type=\u00a0\u00bbnormal\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_font_size=\u00a0\u00bb0px\u00a0\u00bb hover_enabled=\u00a0\u00bb0&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb title_text=\u00a0\u00bbAprex\u00a0\u00bb sticky_enabled=\u00a0\u00bb0&Prime;][\/wdcl_image_carousel_child][wdcl_image_carousel_child photo=\u00a0\u00bbhttps:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/4-2.png\u00a0\u00bb photo_alt=\u00a0\u00bbApril\u00a0\u00bb title=\u00a0\u00bbApril\u00a0\u00bb content_type=\u00a0\u00bbnormal\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _dynamic_attributes=\u00a0\u00bblink_option_url\u00a0\u00bb _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_font_size=\u00a0\u00bb0px\u00a0\u00bb link_option_url=\u00a0\u00bb@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9hc3N1cmFuY2VzIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjI2ODgzIiwiZW5hYmxlX2h0bWwiOiJvZmYifX0=@\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/wdcl_image_carousel_child][wdcl_image_carousel_child photo=\u00a0\u00bbhttps:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/21.png\u00a0\u00bb photo_alt=\u00a0\u00bbAssurTravel\u00a0\u00bb title=\u00a0\u00bbAssurTravel\u00a0\u00bb content_type=\u00a0\u00bbnormal\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_font_size=\u00a0\u00bb0px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/wdcl_image_carousel_child][wdcl_image_carousel_child photo=\u00a0\u00bbhttps:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/5.png\u00a0\u00bb photo_alt=\u00a0\u00bbL&rsquo;&Eacute;quit&eacute;\u00a0\u00bb title=\u00a0\u00bbL&rsquo;&Eacute;quit&eacute;\u00a0\u00bb content_type=\u00a0\u00bbnormal\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_font_size=\u00a0\u00bb0px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/wdcl_image_carousel_child][wdcl_image_carousel_child photo=\u00a0\u00bbhttps:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/6.png\u00a0\u00bb photo_alt=\u00a0\u00bbAVA Assurances\u00a0\u00bb title=\u00a0\u00bbAVA Assurances\u00a0\u00bb content_type=\u00a0\u00bbnormal\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_font_size=\u00a0\u00bb0px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/wdcl_image_carousel_child][wdcl_image_carousel_child photo=\u00a0\u00bbhttps:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/10.png\u00a0\u00bb photo_alt=\u00a0\u00bbFoyer Global Health\u00a0\u00bb title=\u00a0\u00bbFoyer Global Health\u00a0\u00bb content_type=\u00a0\u00bbnormal\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_font_size=\u00a0\u00bb0px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/wdcl_image_carousel_child][wdcl_image_carousel_child photo=\u00a0\u00bbhttps:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/12.png\u00a0\u00bb photo_alt=\u00a0\u00bbHenner\u00a0\u00bb title=\u00a0\u00bbHenner\u00a0\u00bb content_type=\u00a0\u00bbnormal\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_font_size=\u00a0\u00bb0px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/wdcl_image_carousel_child][wdcl_image_carousel_child photo=\u00a0\u00bbhttps:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/Kereis.webp\u00a0\u00bb photo_alt=\u00a0\u00bbKereis\u00a0\u00bb title=\u00a0\u00bbKereis\u00a0\u00bb content_type=\u00a0\u00bbnormal\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_font_size=\u00a0\u00bb0px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/wdcl_image_carousel_child][wdcl_image_carousel_child photo=\u00a0\u00bbhttps:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/1-3.png\u00a0\u00bb photo_alt=\u00a0\u00bbMalakoff Humanis\u00a0\u00bb title=\u00a0\u00bbMalakoff Humanis\u00a0\u00bb content_type=\u00a0\u00bbnormal\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_font_size=\u00a0\u00bb0px\u00a0\u00bb hover_enabled=\u00a0\u00bb0&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb link_option_url=\u00a0\u00bb@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9hc3N1cmFuY2VzIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjI2ODkzIiwiZW5hYmxlX2h0bWwiOiJvZmYifX0=@\u00a0\u00bb _dynamic_attributes=\u00a0\u00bblink_option_url\u00a0\u00bb sticky_enabled=\u00a0\u00bb0&Prime;][\/wdcl_image_carousel_child][wdcl_image_carousel_child photo=\u00a0\u00bbhttps:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/17.png\u00a0\u00bb photo_alt=\u00a0\u00bbMSH\u00a0\u00bb title=\u00a0\u00bbMSH\u00a0\u00bb content_type=\u00a0\u00bbnormal\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_font_size=\u00a0\u00bb0px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/wdcl_image_carousel_child][wdcl_image_carousel_child photo=\u00a0\u00bbhttps:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/18.png\u00a0\u00bb photo_alt=\u00a0\u00bbNow Health\u00a0\u00bb title=\u00a0\u00bbNow Health\u00a0\u00bb content_type=\u00a0\u00bbnormal\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_font_size=\u00a0\u00bb0px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/wdcl_image_carousel_child][wdcl_image_carousel_child photo=\u00a0\u00bbhttps:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/13.png\u00a0\u00bb photo_alt=\u00a0\u00bbOdyss&eacute;e\u00a0\u00bb title=\u00a0\u00bbOdyss&eacute;e\u00a0\u00bb content_type=\u00a0\u00bbnormal\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_font_size=\u00a0\u00bb0px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/wdcl_image_carousel_child][wdcl_image_carousel_child photo=\u00a0\u00bbhttps:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/19.png\u00a0\u00bb photo_alt=\u00a0\u00bbPassportCard\u00a0\u00bb title=\u00a0\u00bbPassportCard\u00a0\u00bb content_type=\u00a0\u00bbnormal\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_font_size=\u00a0\u00bb0px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/wdcl_image_carousel_child][wdcl_image_carousel_child photo=\u00a0\u00bbhttps:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/SPVIE.webp\u00a0\u00bb photo_alt=\u00a0\u00bbSPVIE Assurances\u00a0\u00bb title=\u00a0\u00bbSPVIE Assurances\u00a0\u00bb content_type=\u00a0\u00bbnormal\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_font_size=\u00a0\u00bb0px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/wdcl_image_carousel_child][wdcl_image_carousel_child photo=\u00a0\u00bbhttps:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/04\/22.png\u00a0\u00bb photo_alt=\u00a0\u00bbVerspieren\u00a0\u00bb title=\u00a0\u00bbVerspieren\u00a0\u00bb content_type=\u00a0\u00bbnormal\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_font_size=\u00a0\u00bb0px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/wdcl_image_carousel_child][wdcl_image_carousel_child photo=\u00a0\u00bbhttps:\/\/carexpat.com\/blog\/wp-content\/uploads\/2025\/10\/xn_logo.png\u00a0\u00bb photo_alt=\u00a0\u00bbXN\u00a0\u00bb title=\u00a0\u00bbXN\u00a0\u00bb content_type=\u00a0\u00bbnormal\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_font_size=\u00a0\u00bb0px\u00a0\u00bb hover_enabled=\u00a0\u00bb0&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb title_text=\u00a0\u00bbxn_logo\u00a0\u00bb sticky_enabled=\u00a0\u00bb0&Prime;][\/wdcl_image_carousel_child][\/wdcl_image_carousel][divi_carousel_maker _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/divi_carousel_maker][wdc_divi_library _builder_version=\u00a0\u00bb4.27.4&Prime; 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.blog_pagination-449 a:focus {\r\n\t\tbackground: #15203d !important;\r\n\t\tcolor: #FFFFFF !important;\r\n\t\ttext-decoration:none;\r\n\t}\r\n\t\r\n\tfigure.snip1228-449 figcaption i {\r\n\t\tbackground-color: #15203d !important;\r\n\t}\r\n\t\r\n\t.blog_loader-449 {\r\n\t\tborder-top: 5px solid #15203d !important;\r\n\t}\r\n\t\r\n\t.filtr-container {\r\n\t\ttransition-property: height, width;\r\n\t}\r\n\t.filtr-container, .filtr-container .filtr-item {\r\n\t\t-webkit-transition-duration: 0.8s;\r\n\t\t-moz-transition-duration: 0.8s;\r\n\t\t-ms-transition-duration: 0.8s;\r\n\t\t-o-transition-duration: 0.8s;\r\n\t\ttransition-duration: 0.8s;\r\n\t\t\r\n\t}\r\n\t.filtr-item {\r\n\t  -webkit-transition-property: height, width;\r\n\t\t -moz-transition-property: height, width;\r\n\t\t  -ms-transition-property: height, width;\r\n\t\t   -o-transition-property: height, width;\r\n\t\t\t  transition-property: height, width;\r\n\t}\r\n\t.filtr-item .post-box { transform: scale3d(0.001, 0.001, 1); } \r\n\r\n\t.filtr-item .lazyimg  {\r\n\t\ttransition-property: transform, opacity;\r\n\t\ttransition-duration: 0.8s;\r\n\t\ttransform: scale3d(1, 1, 1);\r\n\t\ttransition-delay: 0.8s;\r\n\t}\r\n\t\r\n\t#load-more-449 {\r\n\t\ttransition-delay: 0.8s;\r\n\t\ttext-align:center;\r\n\t\tmargin: 0 auto;\r\n\t\tbackground-color: #15203d !important;\r\n\t}\r\n\t#load-more-449:focus {\r\n\t\tbox-shadow: none !important\r\n\t}\r\n\t\r\n\t.lds-ellipsis-449 div {\r\n\t  position: absolute;\r\n\t  top: 33px;\r\n\t  width: 13px;\r\n\t  height: 13px;\r\n\t  border-radius: 50%;\r\n\t  background: #15203d !important;\r\n\t  animation-timing-function: cubic-bezier(0, 1, 1, 0);\r\n\t}\r\n\t\r\n\t\/* Image to background *\/\r\n\t\t.fit-in-content {\r\n\t\tdisplay:block;\r\n\t\theight: 250px;\r\n\t\tbackground-repeat: no-repeat !important;\r\n\t\tbackground-size: cover !important;\r\n\t\tbackground-position: center !important;\t\r\n\t}\t\r\n\t\t@media (min-width: 1025px){\r\n\t\t\t\t\t.snip0047-449:hover span {\r\n\t\t\t\t-webkit-transform: translate3d(-20px, 0px, 0px);\r\n\t\t\t\ttransform: translate3d(-20px, 0px, 0px);\r\n\t\t\t\topacity: 1;\r\n\t\t\t}\r\n\t\t\t.snip0047-449:hover i {\r\n\t\t\t\topacity: 1;\r\n\t\t\t\t-webkit-transition-delay: 0.15s;\r\n\t\t\t\ttransition-delay: 0.15s;\r\n\t\t\t}\r\n\t\t\t.snip0047-449:hover:before {\r\n\t\t\t\twidth: 38px;\r\n\t\t\t\t-webkit-transition-delay: 0s;\r\n\t\t\t\ttransition-delay: 0s;\r\n\t\t\t\tborder-radius: 5px;\r\n\t\t\t}\r\n\t\t\t\r\n\t\t\t}\r\n\t\r\n\t\t\t\r\n\t\t.snip0047-449.active span {\r\n\t\t\t-webkit-transform: translate3d(-20px, 0px, 0px);\r\n\t\t\ttransform: translate3d(-20px, 0px, 0px);\r\n\t\t\topacity: 1;\r\n\t\t}\r\n\t\t\r\n\t\t.snip0047-449.active i {\r\n\t\t\topacity: 1;\r\n\t\t\t-webkit-transition-delay: 0.15s;\r\n\t\t\ttransition-delay: 0.15s;\r\n\t\t}\r\n\t\t\r\n\t\t.snip0047-449.active:before {\r\n\t\t\twidth: 38px;\r\n\t\t\t-webkit-transition-delay: 0s;\r\n\t\t\ttransition-delay: 0s;\r\n\t\t\tborder-radius: 5px;\r\n\t\t}\r\n\t\t\r\n\t\t\t\/* title box css*\/\r\n\t\t\r\n\t\t.blog_title:hover {\r\n\t\t\tcolor: #15203d !important;\r\n\t\t}\r\n\t\t\r\n\t\t.bf_thumb_box_1-449 {\r\n\t\t\tpadding: inherit;\r\n\t\t\tbackground-color: #ffffff;\r\n\t\t\tborder: 1px solid;\r\n\t\t\tborder-color: rgba( 231, 233, 236 );\r\n\t\t}\r\n\t\t\t\t.bf_title_box_1-449 {\r\n\t\t\tpadding-top: 5px;\r\n\t\t\tpadding-bottom: 10px;\r\n\t\t\tpadding-left: 8px;\r\n\t\t\tpadding-right: 8px;\r\n\t\t}\r\n\t\t\t\t.bf_title_box_2-449 {\r\n\t\t\tpadding-top: 10px;\r\n\t\t\tpadding-bottom: 10px;\r\n\t\t\tpadding-left: 8px;\r\n\t\t\tpadding-right: 8px;\r\n\t\t}\r\n\t\t.bf_title_1-449 {\r\n\t\t\tfloat: left;\r\n\t\t\tmargin-top: 15px;\r\n\t\t\tmargin-bottom: 15px;\r\n\t\t\tfont-size: 17px !important;\r\n\t\t\tcolor : #15203d;\r\n\t\t\tfont-weight: bold;\r\n\t\t\twidth:100%;\r\n\t\t}\r\n\t\t.bf_desc_1-449 {\r\n\t\t\tfont-size: 14px;\r\n\t\t\tcolor: #a4a6ac;\r\n\t\t\tmargin:10px 1px;\r\n\t\t}\r\n\t\t\r\n\t\t.blog_metaInfo > span {\r\n\t\t\tcolor: #a4a6ac;\r\n\t\t}\r\n\t\t\r\n\t\t\r\n\t <\/style>\t<div id=\"BlogFilterMain-449\" class=\"blog_filter_main\" version=\"5.7.1\" data-scrollflage=\"1\">\r\n\t\t\t<!-- filters -->\r\n\t\t\t<div class=\"filtr-container filters-div bf_gallery_1-449\" style=\"width:100%\">\r\n\t\t\t\t\t<div style=\"opacity:0;\" id=\"bf_31488\"  data-category=\"50, 101, 128, 164, 123, 131\" data-sort=\"Voyageur\" class=\"50 101 128 164 123 131 pfg_theme_1 filtr-item filtr_item_1 single_one col-lg-3 col-md-3 col-sm-6 col-xs-12\">\r\n\t\t\t\t\t\t\t<div class=\"post-box bf_thumb_box_1-449  \">\r\n\t\t\t\t\t<div class=\"bf_title_box_1-449 bf_title_box_1 fit-text-main\" maxlength=\"20\">\r\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/carexpat.com\/blog\/assurance-sante-expatrie-australie-le-guide-complet-pour-partir-serein\/\" target=\"\" class=\"fit-in-content\" style=\"background-image: url(https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2026\/08\/KataTjuta_Australie.jpg)\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t<div class=\"bf_title_box_2-449 bf_title_box_2 fit-text-main\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"\" href=\"https:\/\/carexpat.com\/blog\/assurance-sante-expatrie-australie-le-guide-complet-pour-partir-serein\/\" target=\"\"><h2 class=\"bf_title_1-449 blog_title_1 fit-text\">Assurance sant\u00e9 expatri\u00e9 Australie : Le guide complet pour partir serein<\/h2><\/a>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"blog_metaInfo\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span><i class=\"fa fa-calendar\"><\/i> 25 ao\u00fbt, 2026 <\/span>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t<input type=\"hidden\" value=\"31488\" class=\"displayed_posts\">\r\n\t\t<\/div>\r\n\t\t\t<div style=\"opacity:0;\" id=\"bf_30254\"  data-category=\"101, 164\" data-sort=\"Oc\u00e9anie\" class=\"101 164 pfg_theme_1 filtr-item filtr_item_1 single_one col-lg-3 col-md-3 col-sm-6 col-xs-12\">\r\n\t\t\t\t\t\t\t<div class=\"post-box bf_thumb_box_1-449  \">\r\n\t\t\t\t\t<div class=\"bf_title_box_1-449 bf_title_box_1 fit-text-main\" maxlength=\"20\">\r\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/carexpat.com\/blog\/partir-vivre-en-nouvelle-caledonie-expatriation\/\" target=\"\" class=\"fit-in-content\" style=\"background-image: url(https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2026\/02\/pexels-rodny-martial-1785946795-28431009.jpg)\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t<div class=\"bf_title_box_2-449 bf_title_box_2 fit-text-main\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"\" href=\"https:\/\/carexpat.com\/blog\/partir-vivre-en-nouvelle-caledonie-expatriation\/\" target=\"\"><h2 class=\"bf_title_1-449 blog_title_1 fit-text\">Partir vivre en Nouvelle-Cal\u00e9donie : emploi, co\u00fbt, famille<\/h2><\/a>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"blog_metaInfo\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span><i class=\"fa fa-calendar\"><\/i> 16 mars, 2026 <\/span>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t<input type=\"hidden\" value=\"30254\" class=\"displayed_posts\">\r\n\t\t<\/div>\r\n\t\t\t<div style=\"opacity:0;\" id=\"bf_22533\"  data-category=\"121, 164, 28, 133\" data-sort=\"PVTiste\" class=\"121 164 28 133 pfg_theme_1 filtr-item filtr_item_1 single_one col-lg-3 col-md-3 col-sm-6 col-xs-12\">\r\n\t\t\t\t\t\t\t<div class=\"post-box bf_thumb_box_1-449  \">\r\n\t\t\t\t\t<div class=\"bf_title_box_1-449 bf_title_box_1 fit-text-main\" maxlength=\"20\">\r\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/carexpat.com\/blog\/pvt-nouvelle-zelande-visa\/\" target=\"\" class=\"fit-in-content\" style=\"background-image: url(https:\/\/carexpat.com\/blog\/wp-content\/uploads\/2024\/01\/pexels-tyler-lastovich-937781-300x206.jpg)\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t<div class=\"bf_title_box_2-449 bf_title_box_2 fit-text-main\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"\" href=\"https:\/\/carexpat.com\/blog\/pvt-nouvelle-zelande-visa\/\" target=\"\"><h2 class=\"bf_title_1-449 blog_title_1 fit-text\">PVT en Nouvelle-Z\u00e9lande : guide pratique pour votre d\u00e9part !<\/h2><\/a>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"blog_metaInfo\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span><i class=\"fa fa-calendar\"><\/i> 12 f\u00e9vrier, 2024 <\/span>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t<input type=\"hidden\" value=\"22533\" class=\"displayed_posts\">\r\n\t\t<\/div>\r\n\t\t\t\t<div class=\"blog_loader blog_loader-449\"><\/div>\r\n\t\t<\/div>\r\n\t\t\t\t<div style=\"text-align: center; \" class=\"blog_pagination blog_pagination-449 font-alt col-lg-12 col-md-12 col-sm-12\">\r\n\t\t\t\t\t<\/div>\r\n\t\t<script>\r\njQuery(function() {\r\n    \/\/Simple filter controls\r\n    jQuery('.filtr-controls-449').click(function() {\r\n        jQuery('.filtr-controls-449').removeClass('active');\r\n        jQuery(this).addClass('active');\r\n    });\r\n    \/\/Multifilter controls\r\n    jQuery('.multifilter li').click(function() {\r\n        jQuery(this).toggleClass('active');\r\n    });\r\n    \/\/Shuffle control\r\n    jQuery('.shuffle-btn').click(function() {\r\n        jQuery('.sort-btn').removeClass('active');\r\n    });\r\n    \/\/Sort controls\r\n    jQuery('.sort-btn').click(function() {\r\n        jQuery('.sort-btn').removeClass('active');\r\n        jQuery(this).addClass('active');\r\n    });\r\n});\r\n\r\ndocument.addEventListener(\"DOMContentLoaded\", function() {\r\n\t\r\n\tfunction AWL_setMaxHeight(className) {\r\n\t  var elements = document.querySelectorAll(className);\r\n\t  var maxHeight = 0;\r\n\r\n\t  elements.forEach(function(element) {\r\n\t\tvar height = element.offsetHeight;\r\n\t\tif (height > maxHeight) {\r\n\t\t  maxHeight = height;\r\n\t\t}\r\n\t  });\r\n\r\n\t  elements.forEach(function(element) {\r\n\t\telement.style.height = maxHeight + 'px';\r\n\t  });\r\n\t}\r\n\t\r\n\t\r\n\tAWL_setMaxHeight('.bf_title_box_1 ');\r\n\tAWL_setMaxHeight('.bf_title_box_2 ');\r\n\t\r\n});\r\n\r\n\r\n\/*===============================*\/\r\n\/* Dropdown Select Box For filters *\/\r\n\/*===============================*\/\r\n\r\n\/\/Lazy load issue fix js\r\nsetTimeout(function () {\r\n\tjQuery(\".portfolio_thumbnail\").each(function(){\r\n\t\t\/\/ console.log(jQuery(this).width() + \"x\" + jQuery(this).height())\r\n\t\tvar h = jQuery(this).height();\r\n\t\tvar w = jQuery(this).width();\r\n\t\tjQuery(this).height(h);\r\n\t\tjQuery(this).width(w);\r\n\t\tjQuery(this).resize();\r\n\t});\r\n}, 2500);\r\n\r\njQuery(document).ready(function() {\r\n\tjQuery(\"a.page-numbers\").each(function() {\r\n\t  var $this = jQuery(this);   \r\n\t  var _href = $this.attr(\"href\");\r\n\t  $this.attr(\"href\", _href + '');\r\n\t});\r\n\t\t\r\n\t\/\/ Animate loader off screen\r\n\tjQuery(\".blog_loader\").hide();\r\n\tjQuery(\".bfg_theme_1\").css(\"opacity\", 1);\r\n\t\/\/Filterizd Default options\r\n\toptions449 = {\r\n\t\tcallbacks: {\r\n\t\t\tonFilteringStart: function() { },\r\n\t\t\tonFilteringEnd: function() { },\r\n\t\t\tonShufflingStart: function() { },\r\n\t\t\tonShufflingEnd: function() { },\r\n\t\t\tonSortingStart: function() { },\r\n\t\t\tonSortingEnd: function() { }\r\n\t\t},\r\n\t\tcontrolsSelector: '.filtr-controls-449',\r\n\t\tfilter: 'all',\r\n\t\tfilterOutCss: {\r\n\t\t  top:'0px',\r\n\t\t\tleft:'0px',\r\n\t\t\topacity: 0.001,\r\n\t\t\ttransform: ''\r\n\t\t  },\r\n\t\t  filterInCss: {\r\n\t\t\t  top:'0px',\r\n\t\t\tleft:'0px',\r\n\t\t\topacity: 1,\r\n\t\t\ttransform: ''\r\n\t\t  },\r\n\t\tlayout: 'sameWidth',\r\n\t\t\t\tselector: '.filtr-item',\r\n\t\tsetupControls: false\r\n\t}\r\n\tvar filterizd = jQuery('.bf_gallery_1-449').filterizr(options449);\r\n\t\r\n\tjQuery('.bf_gallery_1-449').imagesLoaded( function() {\r\n\t  \/\/ images have already loaded, instantiate Filterizr\r\n\t  jQuery('.bf_gallery_1-449').filterizr(options449);\r\n\t});\r\n});\r\n\r\n\/\/blog_pagination class add and active class add\r\njQuery(document).ready(function() {\r\n\t\/\/ For init load scale\r\n\tjQuery('.filtr-item .post-box').addClass('lazyimg');\r\n\t\r\n\t\/\/***************** Swipebox *********************\/\/\r\n\t\t\r\n\tjQuery(\"#filter-hide-button\").on(\"click\", function () {\r\n\t\tvar Get_height = jQuery(\".simplefilter\").height();\r\n        if (jQuery(\"#display-filter\").hasClass(\"visible\")) {\r\n            jQuery(\"#display-filter\").removeClass(\"visible\");\r\n\t\t\tjQuery(\"#display-filter\").height(0);\r\n        } else {\r\n            jQuery(\"#display-filter\").addClass(\"visible\");\r\n\t\t\tjQuery(\"#display-filter\").height(Get_height+20);\r\n        }\r\n    });\r\n\t\r\n\tjQuery( \"ul.page-numbers\" ).addClass( \"blog_pagination mrgt-0\" );\r\n\t\r\n\tjQuery(\"#filter-all\").click(function() {  \r\n\t\toptions449 = {\r\n\t\t\tanimationDuration: 0.5,\r\n\t\t\tcallbacks: {\r\n\t\t\t\tonFilteringStart: function() { },\r\n\t\t\t\tonFilteringEnd: function() { },\r\n\t\t\t\tonShufflingStart: function() { },\r\n\t\t\t\tonShufflingEnd: function() { },\r\n\t\t\t\tonSortingStart: function() { },\r\n\t\t\t\tonSortingEnd: function() { }\r\n\t\t\t},\r\n\t\t\tcontrolsSelector: '.filtr-controls-449',\r\n\t\t\tfilter: 'all',\r\n\t\t\t filterOutCss: {\r\n\t\t\t  top:'0px',\r\n\t\t\t\tleft:'0px',\r\n\t\t\t\topacity: 0.001,\r\n\t\t\t\ttransform: ''\r\n\t\t\t  },\r\n\t\t\t  filterInCss: {\r\n\t\t\t\t  top:'0px',\r\n\t\t\t\tleft:'0px',\r\n\t\t\t\topacity: 1,\r\n\t\t\t\ttransform: ''\r\n\t\t\t  },\r\n\t\t\tlayout: 'sameWidth',\r\n\t\t\tsetupControls: false,\r\n\t\t\tselector: '.filtr-item',\r\n\t\t}\r\n\t\tvar filterizd = jQuery('.bf_gallery_1-449').filterizr(options449);\r\n\t\tfilterizd.filterizr('destroy');\r\n\t\tfilterizd.filterizr(options449).resize();\r\n\t\tjQuery('.filter-active').removeClass('filter-active');\r\n\t\tjQuery('#filter-all').addClass('filter-active');\r\n\t});\r\n\t\r\n\t\/\/ ==================================================\r\n\t\t\r\n\t\tvar total_posts_in_filter = {\"164\":3};\r\n\tjQuery('.filtr-controls-449').click(function() {\r\n\t\tvar button = jQuery('#load-more-449');\r\n\t\tvar button_scroll = jQuery('.load-scroll-block');\r\n\t\tvar targetFilter = jQuery(this).data('filter');\r\n\t\tvar filter_image_len = total_posts_in_filter[targetFilter];\r\n\t\tvar loadedItems =  jQuery('.filtr-item.'+targetFilter).length; \r\n\t\t\/\/console.log(filter_image_len);\r\n\t\t\/\/console.log(loadedItems);\r\n\t\tif(filter_image_len == loadedItems) {\r\n\t\t\t\t\t\t\t\t} else {\r\n\t\t\t\t\t\t\t\t}\r\n\t});\r\n\t});\r\n\r\n\/\/ Blog Load & scroll load on multifilter\r\n<\/script>\t<\/div>\r\n\t\n<h2><b>Understanding the health and mutual insurance system in Oceania<\/b><\/h2>\n<p><span style=\"font-weight: 400\">Oceania, with its paradisiacal landscapes and attractive lifestyle, attracts many expatriates every year <\/span><b>to<\/b><span style=\"font-weight: 400\"> Australia, New Zealand or one of the Pacific islands. But before packing your bags, it&rsquo;s essential to take a close look at the local healthcare system. Each country has its own rules, so choosing the <\/span><span style=\"font-weight: 400\"> right<\/span><b>mutual insurance company<\/b><span style=\"font-weight: 400\"> will help you tackle this new adventure with peace of mind, and <a href=\"https:\/\/carexpat.com\/assurance-sante\/digital-nomad\" target=\"_blank\" rel=\"noopener\">benefit from <\/a><\/span><a href=\"https:\/\/carexpat.com\/assurance-sante\/digital-nomad\" target=\"_blank\" rel=\"noopener\"><b>optimum coverage<\/b><\/a><span style=\"font-weight: 400\"> should the need arise.<\/span><\/p>\n<h3><b>Australia&rsquo;s healthcare system<\/b><\/h3>\n<p><span style=\"font-weight: 400\"> <a href=\"https:\/\/carexpat.com\/blog\/en\/australia\/\">Australia<\/a>&lsquo;s healthcare system is based on a balance between public and private provision. <\/span><b>Medicare<\/b><span style=\"font-weight: 400\">, the public program, gives permanent residents access to a wide range of medical and hospital care. However, certain essential services such as dental care, optical care and physiotherapy are not covered.<\/span><\/p>\n<p><span style=\"font-weight: 400\">To make up for these shortcomings, many Australians and expatriates choose to take out <\/span><b>private health insurance<\/b><span style=\"font-weight: 400\">. Not only does this provide more comprehensive cover, it also gives them faster access to treatment, while giving them a choice of practitioner. This solution is often essential to avoid long waiting lists and guarantee optimal medical care.<\/span><\/p>\n<h3><b>The situation in New Zealand<\/b><\/h3>\n<p><span style=\"font-weight: 400\">In New Zealand, permanent residents benefit from a public health system that covers a large proportion of care, often free of charge or at a reduced cost. However, as in Australia, certain services, such as dental or specialist care, are not always covered. To access more comprehensive coverage and avoid unexpected costs, many people opt for <\/span><b>supplementary insurance<\/b><span style=\"font-weight: 400\">, guaranteeing peace of mind on a day-to-day basis.<\/span><\/p>\n<h3><b>Pacific Islands<\/b><\/h3>\n<p><span style=\"font-weight: 400\">In the Pacific Islands, access to healthcare varies enormously from one territory to another. While some islands have well-developed medical infrastructures, others may be more limited, making specialized care difficult to access. For expatriates and travelers alike, it is therefore essential to take out <\/span><b>international health insurance<\/b><span style=\"font-weight: 400\"> that includes medical evacuation. In the event of an emergency, this ensures rapid attention and access to the best possible care, even thousands of kilometers away.<\/span><\/p>\n<h3><b>Choosing the right mutual insurance in Oceania<\/b><\/h3>\n<p><span style=\"font-weight: 400\">For expatriates settling in Oceania, there are several health insurance options available:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><b>Subscription to the Caisse des Fran&ccedil;ais de l&rsquo;&Eacute;tranger (CFE)<\/b><span style=\"font-weight: 400\">: The Caisse des Fran&ccedil;ais de l&rsquo;&Eacute;tranger (CFE) acts as a bridge to the French social security system, offering expatriates the possibility of maintaining health coverage even abroad. However, as its reimbursements are calculated on the basis of the rates applied in France, they can sometimes prove insufficient in the face of the high cost of care in Oceania. To avoid unpleasant surprises, it is often advisable to supplement this coverage with health insurance adapted to local realities.<\/span><\/li>\n<li style=\"font-weight: 400\"><b>First-euro insurance<\/b><span style=\"font-weight: 400\">: <\/span><b>Private first-euro insurance<\/b><span style=\"font-weight: 400\"> covers treatment from the very first cent spent, without the need to go through the <\/span><b>CFE<\/b><span style=\"font-weight: 400\">. Adapted to the realities of the country of expatriation, they offer reimbursement levels in line with local costs and considerably simplify administrative procedures. An ideal solution for those seeking comprehensive, flexible coverage, without having to rely on the French system.<\/span><\/li>\n<li style=\"font-weight: 400\"><b>Local insurance<\/b><span style=\"font-weight: 400\">: Some local insurance companies offer packages specially designed for expatriates. These offers can be interesting, but it&rsquo;s essential to <\/span><b>compare cover carefully<\/b><span style=\"font-weight: 400\"> before signing up. Pay particular attention to coverage for specialized care and<\/span><b>medical evacuation<\/b><span style=\"font-weight: 400\"> options<\/span><span style=\"font-weight: 400\">, which are indispensable in certain regions where access to health infrastructures is limited. The right choice of insurance means you can enjoy your expatriation with complete peace of mind, without fear of unforeseen medical circumstances.<\/span><\/li>\n<\/ul>\n<h3><b>Tips for optimum coverage<\/b><\/h3>\n<p><span style=\"font-weight: 400\">Before taking out a <\/span><b>mutual insurance policy in Oceania<\/b><span style=\"font-weight: 400\">, it&rsquo;s essential to take the time to analyze your needs and opt for coverage that&rsquo;s truly adapted to your lifestyle. Here are a few tips to help you make the right choice:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><b>Take stock of your personal needs<\/b><span style=\"font-weight: 400\">: Do you need regular dental or optical care? A chronic illness requiring follow-up? Plans for maternity? These are just some of the questions you need to ask yourself to find the right cover for your situation.<\/span><\/li>\n<li style=\"font-weight: 400\"><b>Compare available offers<\/b><span style=\"font-weight: 400\">: Not all insurance is created equal. It&rsquo;s important to examine in detail the cover included, reimbursement ceilings, waiting periods and any exclusions. To simplify this step, <\/span><b>specialized comparators such as carexpat.com<\/b><span style=\"font-weight: 400\"> can help you identify the most advantageous offer.<\/span><\/li>\n<li style=\"font-weight: 400\"><b>Get informed through feedback<\/b><span>: Discussing with other <\/span><b>expatriates<\/b><span> on forums or reading customer reviews gives you a concrete idea of the quality of benefits and customer service offered by different mutual insurers.<\/span><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"S'envoler pour l'Oc\u00e9anie est le projet d'une vie. L'Australie attire chaque ann\u00e9e des milliers de francophones, qu'il s'agisse de jeunes explorateurs en Permis Vacances-Travail (WHV) ou de professionnels qualifi\u00e9s venant booster leur carri\u00e8re \u00e0 Sydney ou Melbourne. N\u00e9anmoins, derri\u00e8re ce cadre de vie idyllique se cache une r\u00e9alit\u00e9 financi\u00e8re redoutable : le co\u00fbt de la [...]","protected":false},"author":1,"featured_media":6405,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-29185","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What expatriate health insurance is right for living in Oceania?<\/title>\n<meta name=\"description\" content=\"Expatriate in Oceania? 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